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Home Lending Jobs (NOW HIRING)

Senior Home Lending Advisor

Houston, TX · On-site

$128K - $129K/yr

As a Senior Home Lending Advisor in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership. Job responsibilities * Coaches and ...

Senior Home Lending Advisor

Houston, TX · On-site

$128K - $129K/yr

As a Senior Home Lending Advisor in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership. Job responsibilities * Coaches and ...

Senior Home Lending Advisor

Houston, TX · On-site

$128K - $129K/yr

As a Senior Home Lending Advisor in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership. Job responsibilities * Coaches and ...

Director of Home Lending

Wexford, PA · On-site

$95K - $283K/yr

The Director of Home Lending is responsible for leading and managing all aspects of the organization's residential mortgage business. This role creates strategy, drives growth and maintains ...

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Home Lending information

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$22K

$56.4K

$121K

How much do home lending jobs pay per year?

As of Jun 17, 2026, the average yearly pay for home lending in the United States is $56,437.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,500.00 and $62,500.00 per year, depending on experience, location, and employer.

How much does a loan officer make on a $500,000 loan?

A home lending loan officer typically earns a commission or fee based on the loan amount, often around 0.5% to 1% of the loan. For a $500,000 loan, this could translate to $2,500 to $5,000 in compensation per loan, depending on the lender's policies and the officer's commission structure.

What are some common challenges faced by professionals working in Home Lending, and how can they be effectively managed?

Professionals in Home Lending often encounter challenges such as navigating complex regulatory requirements, managing fluctuating interest rates, and addressing diverse client financial profiles. Staying current with lending regulations and maintaining strong attention to detail are crucial for compliance. Effective communication and problem-solving skills help in guiding clients through the mortgage process, while collaboration with underwriters, real estate agents, and other team members ensures applications move smoothly from approval to closing.

Is mortgage lending a good career?

Mortgage lending is a stable career that involves evaluating borrowers' financial information and guiding them through the home loan process. Success in this field often requires strong communication skills, knowledge of lending regulations, and proficiency with loan origination software. It can offer commission-based income and opportunities for advancement within financial institutions.

What is the difference between Home Lending vs Mortgage Underwriting?

AspectHome LendingMortgage Underwriting
Primary RoleAssists clients in obtaining home loans, guides them through application processesEvaluates loan applications for risk and compliance before approval
Required CredentialsLoan officer license, knowledge of lending regulationsMortgage license, underwriting certifications
Work EnvironmentBank branches, mortgage offices, client meetingsOffice setting, review of documents and financial data
Industry UsageUsed by banks, credit unions, mortgage companiesUsed by lenders, banks, mortgage companies

Home Lending involves assisting clients with the mortgage application process, while Mortgage Underwriting focuses on assessing the risk of loan applications for approval. Both roles require similar certifications and are integral to the mortgage industry, but they differ in responsibilities and daily tasks.

What is the 3 7 3 rule?

In home lending, the 3-7-3 rule refers to a guideline for mortgage qualification, where borrowers typically aim for a debt-to-income ratio below 43%, have a credit score of at least 620, and make a down payment of around 3% to 7% of the home's price. This rule helps lenders assess a borrower's ability to repay the loan and manage housing costs effectively.

What are the key skills and qualifications needed to thrive in Home Lending, and why are they important?

To thrive in Home Lending, you need strong knowledge of mortgage products, lending regulations, and financial analysis, typically supported by experience in banking or a related finance field. Familiarity with loan origination systems (LOS), credit assessment tools, and relevant certifications such as NMLS licensure is highly valued. Excellent interpersonal skills, attention to detail, and the ability to build trust with clients set top performers apart. These abilities are crucial for ensuring compliant, efficient loan processing and delivering a positive customer experience in a competitive market.

What is home lending?

Home lending refers to the process by which banks, credit unions, or other financial institutions provide loans to individuals or families to help them purchase or refinance residential properties. These loans, commonly known as mortgages, allow borrowers to buy a home without paying the full price upfront. Borrowers repay the loan over a set period, typically with interest, through regular monthly payments. Home lending can include various loan products, such as fixed-rate mortgages, adjustable-rate mortgages, and government-backed loans.

How much does a mortgage broker make on a $500,000 loan?

Mortgage brokers typically earn a commission based on a percentage of the loan amount, often around 0.5% to 1%. For a $500,000 loan, this could translate to $2,500 to $5,000 in commissions, depending on the broker's agreement and the lender's policies.
More about Home Lending jobs
What cities are hiring for Home Lending jobs? Cities with the most Home Lending job openings:
What states have the most Home Lending jobs? States with the most job openings for Home Lending jobs include:
Infographic showing various Home Lending job openings in the United States as of June 2026, with employment types broken down into 4% As Needed, 17% Full Time, 78% Part Time, and 1% Temporary. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $56,437 per year, or $27.1 per hour.
Home Lending Assistant-Wilmette, IL

Home Lending Assistant-Wilmette, IL

JP Morgan Chase

Wilmette, IL

$35K - $43K/yr

Full-time

Medical, Retirement

Posted 9 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 470 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

Join our fun, high-energy team as a Home Lending Assistant in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use. You will adhere to all regulatory requirements while marketing and promoting the financial products offered by Chase. You will have a unique opportunity to grow your career while making a significant impact on our business.

As a Home Lending Assistant in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership. 

As a Home Lending Assistant, you will have the opportunity to work in unison with one or more Home Lending Advisor(s) to create an outstanding customer experience for home buyers. You will rely on your excellent interpersonal skills and dedication to provide exceptional support in facilitating the loan process to positively impact the customer experience for both internal and external customers. Your attention to detail, professionalism, and dedication will be reflected in your team's ability to achieve strong sales results. 

Job responsibilities

  • Utilize will use your understanding of the home loan process to take all initial inquiry calls for prequalification, take complete applications, request documentation from borrowers and review with Home Loan Advisor(s). 
  • Discuss products and pricing at the request of, or in the absence of, the Home Lending Advisor(s). 
  • Proactively review complex files to identify potential problems with loan applications and arrive at workable solutions with the Home Lending Advisor(s) prior to submission to processing. 
  • Manage pipeline, consistently communicating updates to Home Lending Advisor(s) on pipeline status and updating borrowers and builders on status of loans while watching for and preventing pipeline fallout and quote rate to pipeline floats.
  • Act as a liaison between Home Lending Advisor(s), branch, processing center (if applicable), and group of established realtors (20-30) to coordinate submissions and closings to allow Home Lending Advisor(s) to concentrate on generating new business.
  • Coordinate and manage marketing to buyers, sellers, realtors, and builders assist in staffing Realtor/builder open houses and trade shows.
  • Establish with Home Lending Advisor(s) the annual number of loans required to fund and close and/or incremental increase in Home Lending Advisor(s)'s annual production; and, if applicable, support Home Lending Advisor(s) to achieve high usage of laptop originations. 

Required qualifications, capabilities, and skills 

  • Bachelor's degree or equivalent work experience in sales and/or real estate
  • A minimum of four years' work experience in mortgage loan processing
  • Intermediate computer skills (familiar with MS Office products or similar software)
  • Excellent customer service skills 
  • Excellent written/oral communication 
  • Excellent organization skills 
  • Ability to demonstrate control, flexibility, and maintain quality and high productivity when dealing with customers and changing work demand

Preferred qualifications, capabilities, and skills

Marketing and advertising experience 

This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements. 

In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter. 

Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

For many, owning a home is the ultimate dream and we're here to help customers make responsible choices throughout the home buying process through our online tools and advice. Whether purchasing a first home or vacation home, refinancing an existing loan or tapping into a home equity line of credit, we offer comprehensive services to help homeowners at every stage of their journey.

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