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Hmda Jobs in Michigan (NOW HIRING)

Northpointe Bank

Senior Underwriter

Grand Rapids, MI · On-site

$70K/yr

Maintain compliance with TRID, ECOA, HMDA, and other applicable regulations * Support quality control efforts and respond to audit and post-closing findings What You Bring: * Minimum 10 years of ...

Varsity Tutors

NMLS Tutor

Kalamazoo, MI · Remote

$18 - $40/hr

Guides students through TRID disclosure timeline requirements, HMDA reporting obligations, FHA and VA loan program distinctions, and applying fair lending principles to customer scenarios. Emphasizes ...

Northpointe Bank

Senior Underwriter

Grand Rapids, MI

$94K - $111K/yr

Maintain compliance with TRID, ECOA, HMDA, and other applicable regulations * Support quality control efforts and respond to audit and post-closing findings What You Bring: * Minimum 10 years of ...

Varsity Tutors

NMLS Tutor

Detroit, MI · Remote

$18 - $40/hr

Guides students through TRID disclosure timeline requirements, HMDA reporting obligations, FHA and VA loan program distinctions, and applying fair lending principles to customer scenarios. Emphasizes ...

Varsity Tutors

NMLS Tutor

Ann Arbor, MI · Remote

$18 - $40/hr

Guides students through TRID disclosure timeline requirements, HMDA reporting obligations, FHA and VA loan program distinctions, and applying fair lending principles to customer scenarios. Emphasizes ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI

$88K - $104K/yr

Ensure underwriting decisions are compliant with internal policies, state and federal regulations, and applicable lending laws (e.g., ECOA, Fair Lending, HMDA where applicable). Review and decision ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

... HMDA where applicable). • Review and decision modification requests including hardship applications submitted by Financial Restoration • Provide feedback and guidance to member-facing staff to ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

... HMDA where applicable). · Review and decision modification requests including hardship applications submitted by Financial Restoration · Provide feedback and guidance to member-facing staff to help ...

Adventure Credit Union

Senior Loan Underwriter

Grand Rapids, MI · On-site

$94K - $111K/yr

... HMDA where applicable). · Review and decision modification requests including hardship applications submitted by Financial Restoration · Provide feedback and guidance to member-facing staff to help ...

Commercial Bank

Loan Officer/Underwriter

Okemos, MI · On-site

Ensure compliance with all internal policies, as well as federal and state regulations (e.g., Reg B, RESPA, TRID, HMDA as applicable) * Communicate decisions and rationale effectively to internal ...

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Showing results 21-40

All JobsHmda JobsHmda Jobs in Michigan

Hmda information

What types of challenges do HMDA analysts commonly face in their daily work?

HMDA Analysts often encounter challenges related to the accuracy and timeliness of large volumes of mortgage data collection and reporting. Ensuring ongoing compliance with frequently updated regulations and performing thorough audits demands vigilance and strong organizational skills. They may also work closely with other departments—including underwriting and compliance—to resolve discrepancies and facilitate smooth reporting cycles. Adapting quickly to regulatory changes and effectively communicating across teams are key to navigating these challenges and maintaining a strong compliance record.

What are the key skills and qualifications needed to thrive in the HMDA position, and why are they important?

To thrive as an HMDA Analyst, you need a keen understanding of mortgage lending regulations, data analytics, and compliance procedures, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, HMDA software platforms, and relevant compliance certifications (such as Certified Regulatory Compliance Manager, CRCM) is critical. Excellent attention to detail, analytical thinking, and strong communication skills are essential soft skills for success. These competencies ensure accurate reporting, risk mitigation, and regulatory compliance in financial institutions.

What is an HMDA?

A HMDA (Home Mortgage Disclosure Act) job typically involves collecting, validating, and analyzing mortgage loan data to ensure compliance with HMDA regulations. Professionals in this role work for banks, credit unions, or mortgage lenders, ensuring accurate reporting to regulatory agencies. They review loan applications, identify errors, and help institutions meet fair lending requirements. This position requires knowledge of federal lending laws, attention to detail, and data management skills.

What are popular job titles related to Hmda jobs in Michigan? For Hmda jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Hmda jobs in Michigan look for? The top searched job categories for Hmda jobs in Michigan are:
Hmda jobs near you
Infographic showing various Hmda job openings in Michigan as of August 2026, with employment types broken down into 74% Full Time, and 26% Part Time. Highlights an 69% Physical, 1% Hybrid, and 30% Remote job distribution.

Senior Underwriter

Northpointe Bank

Grand Rapids, MI • On-site

$70K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 8 days ago

Job description

The POWER of a CAREER!
At Northpointe Bank, we believe your career should empower you - to grow, contribute, and find purpose. We're hiring a Senior Underwriter to underwrite a full range of mortgage loans, including government, bond, and conventional products, while ensuring compliance with investor and internal guidelines.
This role is ideal for an experienced mortgage underwriter with deep product knowledge, a keen eye for detail, and the ability to assess risk and mentor others in a high-volume environment.
What You'll Do:
  • Underwrite mortgage loans in accordance with investor, agency, and government guidelines (FHA, VA, USDA/RD, MHSDA, OHFA, Fannie Mae, Freddie Mac)
  • Review loan documentation, disclosures, and supporting materials to ensure completeness, accuracy, and compliance
  • Maintain and apply expertise in automated underwriting systems (DU, LP, GUS)
  • Identify and escalate potential fraud or discrepancies during the underwriting review
  • Serve as a resource for internal teams, offering guidance on scenarios and resolving escalated issues
  • Provide training and mentorship to new and existing underwriters
  • Collaborate with processors, loan officers, and closers to meet SLAs and closing timelines
  • Manage assigned loan pipeline efficiently to meet production goals
  • Maintain compliance with TRID, ECOA, HMDA, and other applicable regulations
  • Support quality control efforts and respond to audit and post-closing findings

What You Bring:
  • Minimum 10 years of mortgage underwriting experience, including government and conventional loan products and state bond programs
  • High school diploma or equivalent required; college degree in finance or business preferred
  • Extensive knowledge of mortgage processing, closing, and investor guidelines
  • Proficiency with Microsoft Office (Word, Excel, Outlook) and mortgage loan origination systems
  • Strong analytical, decision-making, and problem-solving skills
  • Excellent communication skills and ability to work both independently and collaboratively
  • Experience in training and mentoring other team members
  • Ability to manage multiple priorities in a fast-paced, high-volume environment

Why Join Northpointe?
We offer a collaborative work environment where your expertise directly supports the Bank's success. You'll have the opportunity to underwrite diverse loan products, share your knowledge, and contribute to the success of a high-performing team.
Our Hiring Philosophy
Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.
It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis.
Benefit Information:
  • Medical
  • Dental
  • Vision
  • Life, LTD, & AD&D
  • Dependent Care Spending Plan (DCSA)
  • Employer Stock Ownership Plan with 401(k) feature and company match
  • Complimentary Banking Services
  • Tuition Assistance

Ready to Apply?
If you're ready to bring your underwriting expertise to a team that values quality, service, and results, we want to hear from you. At Northpointe Bank, this is more than a job - it's the POWER of a CAREER.
AA - EOE

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