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Hmda Jobs in Iowa (NOW HIRING)

First Mid

CRA & Fair Banking Officer

Des Moines, IA · On-site

$73K - $110K/yr

This position provides specialized expertise to ensure regulatory compliance and data integrity of CRA and HMDA and provides support to the lending operations area and senior management through ...

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Varsity Tutors

NMLS Tutor

Ames, IA · Remote

$18 - $40/hr

Guides students through TRID disclosure timeline requirements, HMDA reporting obligations, FHA and VA loan program distinctions, and applying fair lending principles to customer scenarios. Emphasizes ...

Varsity Tutors

NMLS Tutor

Iowa City, IA · Remote

$18 - $40/hr

Guides students through TRID disclosure timeline requirements, HMDA reporting obligations, FHA and VA loan program distinctions, and applying fair lending principles to customer scenarios. Emphasizes ...

Luana Savings Bank

Compliance Officer

Norwalk, IA · On-site

HMDA * Flood Regulations * UDAAP * Fair Lending * CRA * BSA/AML * Experience in Jack Henry core systems * Experience in Kadince (CRA system) * Experience in Verafin (BSA system) * Board or executive ...

Luana Savings Bank

Compliance Officer

Norwalk, IA · On-site

HMDA * Flood Regulations * UDAAP * Fair Lending * CRA * BSA/AML * Experience in Jack Henry core systems * Experience in Kadince (CRA system) * Experience in Verafin (BSA system) * Board or executive ...

Luana Savings Bank

Compliance Officer

Norwalk, IA · On-site

HMDA * Flood Regulations * UDAAP * Fair Lending * CRA * BSA/AML * Experience in Jack Henry core systems * Experience in Kadince (CRA system) * Experience in Verafin (BSA system) * Board or executive ...

All JobsHmda JobsHmda Jobs in Iowa

Hmda information

See Iowa salary details

$40.4K

$100.3K

$149.8K

How much do hmda jobs pay per year?

As of Aug 23, 2026, the average yearly pay for hmda in Iowa is $100,251.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,700.00 and $116,500.00 per year, depending on experience, location, and employer.

What is an HMDA?

A HMDA (Home Mortgage Disclosure Act) job typically involves collecting, validating, and analyzing mortgage loan data to ensure compliance with HMDA regulations. Professionals in this role work for banks, credit unions, or mortgage lenders, ensuring accurate reporting to regulatory agencies. They review loan applications, identify errors, and help institutions meet fair lending requirements. This position requires knowledge of federal lending laws, attention to detail, and data management skills.

What types of challenges do HMDA analysts commonly face in their daily work?

HMDA Analysts often encounter challenges related to the accuracy and timeliness of large volumes of mortgage data collection and reporting. Ensuring ongoing compliance with frequently updated regulations and performing thorough audits demands vigilance and strong organizational skills. They may also work closely with other departments—including underwriting and compliance—to resolve discrepancies and facilitate smooth reporting cycles. Adapting quickly to regulatory changes and effectively communicating across teams are key to navigating these challenges and maintaining a strong compliance record.

What are the key skills and qualifications needed to thrive in the HMDA position, and why are they important?

To thrive as an HMDA Analyst, you need a keen understanding of mortgage lending regulations, data analytics, and compliance procedures, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, HMDA software platforms, and relevant compliance certifications (such as Certified Regulatory Compliance Manager, CRCM) is critical. Excellent attention to detail, analytical thinking, and strong communication skills are essential soft skills for success. These competencies ensure accurate reporting, risk mitigation, and regulatory compliance in financial institutions.

What are popular job titles related to Hmda jobs in Iowa?

For Hmda jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Hmda jobs in Iowa look for?

The top searched job categories for Hmda jobs in Iowa are:

Hmda jobs near you
Infographic showing various Hmda job openings in Iowa as of August 2026, with employment types broken down into 74% Full Time, 25% Part Time, and 1% Contract. Highlights an 65% Physical, 1% Hybrid, and 34% Remote job distribution, with an average salary of $100,251 per year, or $48.2 per hour.

CRA & Fair Banking Officer

First Mid Bank and Trust

Des Moines, IA • On-site

$73K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 20 hours ago

Posted today

Job description

At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements.
The Community Reinvestment Act Officer (CRA) is responsible for developing, implementing, and administering all aspects of the Bank's Community Reinvestment Act Compliance Program. This position provides specialized expertise to ensure regulatory compliance and data integrity of CRA and HMDA and provides support to the lending operations area and senior management through management reports.
Responsibilities include, but are not limited to:
  • Maintains a competent level of expertise and knowledge of the requirements of the various laws, regulations and rulings governing the Bank's CRA, HMDA, and Fair Lending activities, staying current on regulatory updates, supervisory guidance, and industry concerns.
  • Ensures that the public CRA file contains the necessary information to meet regulatory requirements. Ensures that the required CRA lobby notices are posted as applicable.
  • Establishes and monitors a program of CRA training and education for all Bank employees and assists bank employees with CRA and HMDA related questions.
  • Establishes and monitors a program of Fair Banking training and education for impacted Bank employees and assists bank employees with Fair Banking related questions.
  • Work with business lines and the compliance department to annually update and oversee the Fair Banking Policy and qualitative Fair Banking Risk Assessments to ensure inclusion of related initiatives or corrective actions.
  • Responsible for creating; tracking; monitoring; analyzing and testing of fair lending related data and the reporting of results and exceptions to the appropriate committees and Bank Management.
  • Advocate for a strong culture of Fair and Responsible Banking with management and business partners.
  • Monitors the Bank's identification and data collections of community development loan, investment, and service activities. Creates and implements enhancements to data collection processes.
  • Identifies opportunities for community development projects. Tracks qualified community development loans, investments, and services, including detailed information on each organization and methodology for qualification. Suggests ways to improve CRA performance.
  • Conduct periodic reviews of the Bank's Assessment Areas to ensure reasonableness.
  • Works with the Marketing Department and Community Development officers to sustain and improve engagements in underserved communities.
  • Partners with the Director of Regulatory Compliance on investigating and responding to complaints related to fair lending.
  • Responsible for annual submission of CRA and HMDA files to regulators within prescribed deadlines and preparation of annual CRA report to the board detailing the Bank's current performance.
  • Works with management to determine assessment area changes as well as fair lending concerns during acquisitions.
  • Develops and maintains a library of CRA/HMDA and fair lending resources.
  • Coordinates compliance efforts with internal auditors and regulatory examiners, furnishing requested information.
  • Manages and supervises the CRA and HMDA Specialist position. Responsible for training, mentoring and oversight of day-to-day activities. Monitors work to ensure data integrity for CRA and HMDA reporting, including, but not limited to, reviewing loan file samples. Assists in daily operations as needed to meet deadlines.
  • Cross-sell bank products and services in a professional manner.
  • Complete required training associated with job function.
  • Performs other related duties as assigned.

Qualifications
Education:
  • Bachelor's degree in finance, business, or related field preferred.

Experience:
  • 3+ years of CRA experience and/or Fair Lending experience.
  • Experience with CRA Wiz preferred

Skills:
  • Working knowledge of Microsoft Word and Excel. Thorough knowledge of bank operations, general ledger system and loan operations.
  • Strong organizational skills. Must be able to work with a significant amount of detailed information in an accurate, timely and confidential manner.
  • High level of interpersonal skills to interact with employees in a professional manner.
  • Ability to analyze and dissect loan data to determine if the Company is meeting desired CRA goals and objectives.
  • Strong written and verbal communication skills to communicate effectively with diverse groups and individuals. Ability to write reports, policy, and procedure manuals. Ability to effectively present information and respond to questions.
  • Critical thinking skills. Ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Ability to work independently, problem solve and make decisions with minimal supervision.
  • Strong knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment.
  • Ability to work and develop credibility with regulatory personnel.
  • Ability to work with community groups and government agencies.
  • Willingness to travel to other bank locations.

Total Rewards:
  • Competitive health, dental & vision coverage with HSA match
  • 401(k) with employer match + Employee Stock Purchase Plan
  • Generous PTO, paid holidays & parental leave
  • Tuition reimbursement & performance-based bonuses
  • Visit our Total Rewards page to see our full list of benefits

First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
Pay Range: $73,400 - $110,100 per year

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