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How much do full time virtual jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for full time virtual in Baltimore, MD is $24.24, according to ZipRecruiter salary data. Most workers in this role earn between $20.29 and $27.21 per hour, depending on experience, location, and employer.

What is a full time virtual?

A Full Time Virtual job is a remote position where an employee works full-time hours from a location outside of a traditional office, such as their home. These roles typically require internet access and communication tools for collaboration. Common virtual jobs include customer service, data entry, marketing, and IT support. Employees follow a set schedule and may interact with teams or clients online. This setup allows for flexibility while maintaining a structured work environment.

What are the key skills and qualifications needed to thrive in a full time virtual position?

To succeed in a full-time virtual role, you need excellent self-management, digital communication, and time-management skills, often supported by prior remote work experience or relevant industry qualifications. Familiarity with collaboration tools like Slack, Zoom, project management platforms, and cloud-based office suites is typically required. Strong self-discipline, adaptability, and proactive communication help you excel when working remotely and independently. These skills are critical for maintaining productivity, meeting deadlines, and collaborating effectively in a virtual environment.

What are some common challenges faced by employees in full time virtual positions, and how can they be overcome?

A major challenge in full-time virtual roles is maintaining clear communication and staying connected with your team while working remotely. To overcome this, it’s important to establish regular check-ins, proactively share updates, and leverage digital collaboration tools to facilitate teamwork. Another potential challenge is separating work and personal life, so setting boundaries and creating a dedicated workspace can help maintain work-life balance. With mindfulness and effective use of technology, professionals in virtual roles can thrive and build strong relationships with their remote colleagues.

What jobs can I do fully remotely?

Full-time remote jobs are available across various fields such as customer service, software development, digital marketing, writing, graphic design, and data analysis. These roles typically require strong communication skills, proficiency with relevant tools, and a reliable internet connection, and often offer flexible schedules.

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Full Time Virtual jobs near you
Infographic showing various Full Time Virtual job openings in Baltimore, MD as of August 2026, with employment types broken down into 83% Full Time, 13% Part Time, and 4% Contract. Highlights an 61% Physical, 2% Hybrid, and 37% Remote job distribution, with an average salary of $50,426 per year, or $24.2 per hour.

Aetna/CVS Health Virtual Underwriting Externship Program

CVS Health

Baltimore, MD • On-site, Remote

Full-time

This job post has expired today. Applications are no longer accepted.

CVS Health rating

5.8

Company rating: 5.8 out of 10

Based on 4,366 frontline employees who took The Breakroom Quiz

92nd of 113 rated pharmacies

Job description

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand — with heart at its center — our purpose sends a personal message that how we deliver our services is just as important as what we deliver.

Our Values in Action support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient, and affordable.

Position Summary:

Are you a current college student eager to explore the dynamic world of insurance and underwriting? Join us for a transformative 3-week virtual externship program designed to introduce you to the fundamentals of underwriting and risk analysis and offer professional development sessions to build your professional skill set. This program is ideal for individuals looking to learn more about the underwriting field and jump start their career with an industry leader.

The Underwriting Externship Program looks to provide externs with immersive, hands-on underwriting experience that helps them understand the role of a full-time underwriter and Aetna’s underwriting organization. This program serves as one of the primary pipelines for the Underwriting Internship Program and the full-time Underwriting Leadership Development Program.

You will also have the opportunity to apply and interview for a position in our 2028 Summer Corporate Underwriting Internship Program (UIP). This program is intended to take place at our Hartford, CT office location following a hybrid work model.

Position: Underwriting Extern

Duration: Three Week Program; Tuesday, Wednesday, Thursday from 3:00pm-4:30pm ET

Program Dates:

  • Week 1: September 29th, 30th and October 1st
  • Week 2: October 6th, 7th, 8th
  • Week 3: October 13th, 14th, 15th

Location: Remote/Virtual (Using your own personal laptop/computer)

Program Overview:

  • Unpaid Educational Experience: Participants who complete the program will receive priority during the following internship recruiting season.
  • Introduction to Underwriting: Learn the basics of underwriting, risk analysis, and pricing strategies.
  • Virtual Training Sessions: Engage in interactive virtual sessions led by industry experts to deepen your understanding of underwriting concepts and practices.
  • Case Studies: Apply your knowledge to real-world scenarios and collaborate with peers to analyze risks, make underwriting decisions, and present recommendations.
  • Professional Development: Gain insights into career paths within the insurance industry, receive mentorship from seasoned professionals, and build foundational skills in communication, problem solving, and decision-making.
  • Networking Opportunities: Connect with company leaders, underwriters, and other industry professionals to expand your network and gain valuable insights into the industry.

Required Qualifications:

  • Currently enrolled in an undergraduate program; Sophomore students preferred (12/2028 – 5/2029 Graduation date).
  • Access to a computer with reliable internet connection for virtual sessions.
  • Available for ALL Externship Dates (listed above)

Preferred Qualifications:

  • Majors in: Risk Management/Insurance, Math, Statistics, Business Analytics, Economics (and related majors)
  • Strong analytical skills and attention to detail.
  • Excellent communication and interpersonal skills.
  • Curiosity about the insurance industry and eagerness to learn about underwriting and risk analysis.

Program Highlights:

  • Gain a comprehensive understanding of underwriting and risk analysis from industry leaders.
  • Develop foundational skills essential for a successful career in the insurance industry.
  • Build a professional network and establish connections with insurance professionals.
  • Receive a certificate of completion at the end of the externship.
  • Receive priority in the following underwriting internship recruiting process.

Recruiting Process:

To be considered, please submit a resume with your application. We will be reviewing applications on a rolling basis with the opportunity tentatively closing on Sunday, September 6th, at 11:59 p.m. (ET) or if externship spots are filled sooner. The recruiting process consists of an On-Demand Virtual Interview. We will inform you of an interview decision two weeks after your interview submission.

Embark on a journey of exploration and discovery in the world of underwriting with one of the top insurance companies. Apply now and take the first step towards a rewarding career in insurance!

This role is part of an unpaid program and is not eligible for pay or benefits.

This job does not have an application deadline, as CVS Health accepts applications on an ongoing basis.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

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