About the role We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research ...
About the role We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research ...
Data Scientist
Basking Ridge, NJ · Hybrid
The candidate will have direct accountability to build and productionize data science models and AI/ML tools allowing for proactive risk monitoring, pattern detection and predictive analytics. This ...
Data Scientist
Basking Ridge, NJ · Hybrid
The candidate will have direct accountability to build and productionize data science models and AI/ML tools allowing for proactive risk monitoring, pattern detection and predictive analytics. This ...
About the Role We're looking for a Senior Data Scientist to join our Risk Decision Science team. In ... All full-time employees are eligible to participate in a 401(k) plan. You will also be eligible for ...
About the Role We're looking for a Senior Data Scientist to join our Risk Decision Science team. In ... All full-time employees are eligible to participate in a 401(k) plan. You will also be eligible for ...
Data Scientist
Alexandria, VA · On-site
... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ... Full-time and part-time employees working at least 20 hours a week on a regular basis are eligible ...
Data Scientist
Alexandria, VA · On-site
... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ... Full-time and part-time employees working at least 20 hours a week on a regular basis are eligible ...
Data Scientist
Alexandria, VA · On-site
... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ... Full-time and part-time employees working at least 20 hours a week on a regular basis are eligible ...
Data Scientist
Alexandria, VA · On-site
... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ... Full-time and part-time employees working at least 20 hours a week on a regular basis are eligible ...
Our insurance risk solutions help drive better data-driven decisions across the insurance policy ... The Senior Data Scientist II develops and implements analytics and AI solutions that support ...
Our insurance risk solutions help drive better data-driven decisions across the insurance policy ... The Senior Data Scientist II develops and implements analytics and AI solutions that support ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Indianapolis, IN · On-site
... risk scoring, and resource optimization. * Building and evaluating NLP and generative AI solutions ... Qualified applicants must be authorized to work in the United States on a full-time basis. Lilly ...
Data Scientist
Indianapolis, IN · On-site
... risk scoring, and resource optimization. * Building and evaluating NLP and generative AI solutions ... Qualified applicants must be authorized to work in the United States on a full-time basis. Lilly ...
Data Scientist - Marketing
Lititz, PA · On-site +1
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Data Scientist - Marketing
Lititz, PA · On-site +1
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Data Scientist
Queens, NY · On-site
$78K - $80K/yr
The Data Scientist will also work closely with unit members on efforts to identify and maintain a large set of risk indicators to optimize health risk identification among the student population.
Data Scientist
Queens, NY · On-site
$78K - $80K/yr
The Data Scientist will also work closely with unit members on efforts to identify and maintain a large set of risk indicators to optimize health risk identification among the student population.
Data Scientist
Mclean, VA · Hybrid
Willingness to work full time, on-site, embedded at US Government offices in the Washington, DC ... Large Data Modeling: risk modeling, community detection, classification, computer vision, and ...
Data Scientist
Mclean, VA · Hybrid
Willingness to work full time, on-site, embedded at US Government offices in the Washington, DC ... Large Data Modeling: risk modeling, community detection, classification, computer vision, and ...
Would you like to apply advanced actuarial science and machine learning to build predictive models ... Our insurance risk solutions help drive better data-driven decisions across the insurance policy ...
Would you like to apply advanced actuarial science and machine learning to build predictive models ... Our insurance risk solutions help drive better data-driven decisions across the insurance policy ...
Data Scientist 3
Lititz, PA · On-site +1
$130K - $150K/yr
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Data Scientist 3
Lititz, PA · On-site +1
$130K - $150K/yr
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Sr Data Scientist
Lititz, PA · On-site +1
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Sr Data Scientist
Lititz, PA · On-site +1
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Data Scientist / Senior Data Scientist
San Ramon, CA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Quick apply
Data Scientist / Senior Data Scientist
San Ramon, CA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Data Scientist
Mclean, VA · On-site
Willingness to work full time, on-site, embedded at US Government offices in the Washington, DC ... Large Data Modeling: risk modeling, community detection, classification, computer vision, and ...
Data Scientist
Mclean, VA · On-site
Willingness to work full time, on-site, embedded at US Government offices in the Washington, DC ... Large Data Modeling: risk modeling, community detection, classification, computer vision, and ...
Senior Data Scientist
San Jose, CA · On-site
Design,present& documentAI-basedinitiatives to our clients,typicallybanking and risk executives ... years of data science experience,ideally in credit riskor financial services. * Experience ...
Senior Data Scientist
San Jose, CA · On-site
Design,present& documentAI-basedinitiatives to our clients,typicallybanking and risk executives ... years of data science experience,ideally in credit riskor financial services. * Experience ...
Data Scientist - Pricing
Lititz, PA · On-site +1
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Data Scientist - Pricing
Lititz, PA · On-site +1
Job Summary Webstaurant Store, the world's largest online restaurant supply company, is looking for a full-time Data Scientist to join the Data Science team. The Data Scientists are responsible for ...
Principal Data Scientist
Chicago, IL · On-site
$131.75K - $178.25K/yr
Use predictive modeling to increase and optimize patient outcomes, patient experiences, risk ... Benefits For full time employees, Tendo also offers full health benefits (medical, dental, and ...
Principal Data Scientist
Chicago, IL · On-site
$131.75K - $178.25K/yr
Use predictive modeling to increase and optimize patient outcomes, patient experiences, risk ... Benefits For full time employees, Tendo also offers full health benefits (medical, dental, and ...
Full Time Data Scientist Risk information
See salary details
$37.5K - $52K
2% of jobs
$52K - $66.4K
3% of jobs
$66.4K - $80.9K
6% of jobs
$80.9K - $95.3K
9% of jobs
$100K is the 25th percentile. Wages below this are outliers.
$95.3K - $109.8K
15% of jobs
The median wage is $119.4K / yr.
$109.8K - $124.2K
22% of jobs
$132.2K is the 75th percentile. Wages above this are outliers.
$124.2K - $138.7K
32% of jobs
$138.7K - $153.1K
3% of jobs
$153.1K - $167.6K
4% of jobs
$167.6K - $182K
1% of jobs
$182K - $196.5K
2% of jobs
$37.5K
$122.7K
$196.5K
How much do full time data scientist risk jobs pay per year?
What is the difference between Full Time Data Scientist Risk vs Full Time Data Analyst Risk?
| Aspect | Full Time Data Scientist Risk | Full Time Data Analyst Risk |
|---|---|---|
| Required Credentials | Bachelor's/Master's in Data Science, Statistics, or related fields; sometimes certifications in risk analytics | Bachelor's in Data Analysis, Statistics, or related fields; certifications are common but less specialized |
| Work Environment | Collaborates with risk management teams, develops models, analyzes complex data sets | Prepares reports, analyzes data trends, supports risk decision-making |
| Employer & Industry Usage | Financial institutions, insurance companies, banks | Financial firms, insurance companies, consulting agencies |
Full Time Data Scientist Risk roles focus on developing advanced risk models and leveraging complex data analysis, requiring specialized skills and certifications. Full Time Data Analyst Risk positions involve data reporting and trend analysis to support risk decisions, often with less emphasis on modeling. Both roles are vital in risk management but differ in technical depth and responsibilities.
Full-time
Posted 19 days ago
Job description
We built an alternative called Credit. Since December 2024, it has issued over one million unsecured loans using stablecoins. People from around the world have used these loans to pay for things like groceries, medicine, and transportation. Backed by $6.6 million from Paradigm and Nascent, we're scaling a system that has already reached more than 900,000 unique borrowers. Help us take it to the next level.
About the role
We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research emerging risk trends, and transform borrower behavioral data into actionable guidance that shapes our credit strategy and roadmap.
While our engineering & research teams owns the underlying models, you'll be the person who makes sense of what they're telling us, tracking portfolio health, identifying issues early, and turning insights into clear recommendations for risk strategy and underwriting policy. Over time, this role may expand to drive broader product analytics across our suite of products.
This role is based in San Francisco, California. We work in a hybrid model, with the team in office 3 days per week.
Stack
- Python
- SQL
- Grafana/Prometheus/Metabase
- Blockchain data and indexing tools (Dune, Shovel)
- Monitor credit risk models, including underwriting, loss forecasting, and fraud detection, and iterate based on observed portfolio performance
- Design, build, and maintain scalable data pipelines, monitoring infrastructure, and dashboards to track portfolio health, user behavior, and key risk indicators
- Partner with product, research, and engineering teams to define north star metrics and translate them into measurable, actionable credit and growth strategies
- Design and analyze A/B tests, quasi-experiments, and causal inference studies to evaluate the impact of product and policy changes
- Produce portfolio monitoring and investigative analyses, making recommendations based on findings
- Translate complex quantitative findings into clear, compelling narratives for product, leadership, and cross-functional stakeholders
- 4+ years of experience in decision science, credit risk analytics, or a closely related quantitative role within fintech or consumer lending
- Deep proficiency in Python and SQL; comfortable owning analyses end-to-end from raw data to recommendation
- Strong understanding of credit risk modeling concepts, including PD/LGD modeling, scorecard development, reject inference, vintage analysis, and risk segmentation
- Demonstrated experience monitoring credit risk metrics and portfolio performance, including loss forecasting and underwriting model improvement
- Proven ability to influence and collaborate with cross-functional teams and senior stakeholders, with a track record of translating analytical findings into accessible, actionable insights
- Experience designing and evaluating experiments (A/B tests, holdout groups, or causal inference frameworks) in a consumer product context
- Comfortable with ambiguity and biased toward action; thrives with minimal oversight and brings strong problem-solving skills and sharp attention to detail
- Experience building or maintaining large-scale data pipelines supporting B2C financial products
- Familiarity with credit bureau data, cash flow underwriting, or alternative data sources in credit model development
- Experience working in emerging markets, ideally on financial products serving everyday consumer needs (microfinance, BNPL, digital lending)
- Strong understanding of DeFi protocol mechanics (lending, yield vaults, ERC4626) and experience with onchain data tooling (Dune, Shovel, Ponder, Goldsky or similar)
- Exposure to regulatory frameworks relevant to consumer credit (FCRA, ECOA, or equivalent)
Divine Research is an equal opportunity employer.