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Freelance Merchant Risk Analyst Jobs in New Jersey

IDT

Senior Risk Analyst

Newark, NJ · Hybrid

$150K/yr

NRS PAY is a leader in merchant services, offering cutting-edge payment solutions that empower ... The Senior Risk Analyst role is critical in protecting the business from fraud and financial loss ...

IDT

Senior Risk Analyst

Newark, NJ · On-site

$150K/yr

NRS PAY is a leader in merchant services, offering cutting-edge payment solutions that empower ... The Senior Risk Analyst role is critical in protecting the business from fraud and financial loss ...

Fiserv, Inc.

Director of Risk Monitoring

Berkeley Heights, NJ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

You will oversee analytics and risk solutions supporting existing merchant populations, including Risk Monitoring, Clover Capital, and other portfolio management initiatives. Leveraging internal and ...

Solomon Page

CIMR Senior Analyst

Northvale, NJ · On-site

$35/hr

  • Medical

  • Dental

  • Retirement

We are looking for a CIMR Senior Analyst for a top fragrance company to join their team out of ... freelancers - which sets us apart in the industries we serve. About Solomon Page Founded in 1990 ...

IDT

Senior Underwriter - Merchant Services

Newark, NJ · On-site

$120K/yr

The ideal candidate will be responsible for assessing risk, analyzing merchant applications, and ensuring compliance with underwriting guidelines. You will play a key role in protecting our business ...

IDT

Senior Underwriter - Merchant Services

Newark, NJ · On-site

$120K/yr

The ideal candidate will be responsible for assessing risk, analyzing merchant applications, and ensuring compliance with underwriting guidelines. You will play a key role in protecting our business ...

Monitise

Risk Manager

Berkeley Heights, NJ

$87K - $146K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

We connect financial institutions, corporations, merchants and consumers to one another millions of ... You will partner with other control functions to analyze and aggregate risks and serve as a central ...

Monitise

Cyber Risk Controls Officer

Berkeley Heights, NJ · On-site

$146K - $244K/yr

We connect financial institutions, corporations, merchants and consumers to one another millions of ... Strong organizational and analytical skills with the ability to collaborate and communicate with ...

Fiserv, Inc.

Cyber Compliance Analyst

Berkeley Heights, NJ · On-site

$90K - $144K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

We connect financial institutions, corporations, merchants and consumers to one another millions of ... You will support Cyber risk, compliance, regulatory, and operational activities that help protect ...

Monitise

Cyber Compliance Analyst

Berkeley Heights, NJ · On-site

$90K - $144K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

We connect financial institutions, corporations, merchants and consumers to one another millions of ... You will support Cyber risk, compliance, regulatory, and operational activities that help protect ...

Truist

Treasury Sales Analyst

Mount Laurel, NJ · On-site

$65K - $95K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... risk, and performance functions. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of ... and Merchant: a. In partnership with the relationship team, develop, maintain and execute on ...

Truist

Treasury Sales Analyst

Mount Laurel, NJ · On-site

$75K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... risk, and performance functions. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of ... and Merchant: a. In partnership with the relationship team, develop, maintain and execute on ...

Burlington Stores

Program Manager, Merchandising PMO

Burlington, NJ · On-site

$113K - $113K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Position Overview As the IT Program Manager for Merchandising, you will drive the successful ... Proficiency in risk management and stakeholder engagement. * Excellent analytical and communication ...

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Freelance Merchant Risk Analyst information

What is the difference between Freelance Merchant Risk Analyst vs Freelance Credit Analyst?

AspectFreelance Merchant Risk AnalystFreelance Credit Analyst
CredentialsFinancial analysis, risk management certifications often preferredFinancial analysis, credit risk certifications often preferred
Work EnvironmentOnline, remote, project-based for e-commerce and payment providersOnline, remote, project-based for banks, lenders, and financial institutions
Employer & IndustryE-commerce platforms, payment processors, fintechBanks, credit agencies, lending companies
Search & Comparison IntentUnderstanding risk assessment for merchantsAssessing creditworthiness of individuals or companies

Both roles involve financial analysis and risk assessment but focus on different areas. A Freelance Merchant Risk Analyst specializes in evaluating risks associated with online merchants and e-commerce transactions, while a Freelance Credit Analyst assesses creditworthiness for lending purposes. The skills and certifications overlap, but their industry applications and target clients differ.

What are the most commonly searched types of Merchant Risk Analyst jobs in New Jersey? The most popular types of Merchant Risk Analyst jobs in New Jersey are:
What are popular job titles related to Freelance Merchant Risk Analyst jobs in New Jersey? For Freelance Merchant Risk Analyst jobs in New Jersey, the most frequently searched job titles are:
What job categories do people searching Freelance Merchant Risk Analyst jobs in New Jersey look for? The top searched job categories for Freelance Merchant Risk Analyst jobs in New Jersey are:
What cities in New Jersey are hiring for Freelance Merchant Risk Analyst jobs? Cities in New Jersey with the most Freelance Merchant Risk Analyst job openings:
Freelance Merchant Risk Analyst jobs near you
Infographic showing various Freelance Merchant Risk Analyst job openings in New Jersey as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 9% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution.

Senior Risk Analyst

IDT

Newark, NJ • Hybrid

$150K/yr

Full-time

Re-posted 14 hours ago

Job description

About Us

National Retail Solutions (NRS) builds technology that helps small businesses thrive. We provide point-of-sale systems, payments, e-commerce, loyalty, and other tools that empower independent retailers nationwide. NRS PAY is a leader in merchant services, offering cutting-edge payment solutions that empower businesses to grow securely and efficiently. As we expand, we are seeking a detail-oriented and proactive Senior Risk Analyst to join our growing Risk team and to help identify, investigate, and mitigate transaction-related risks. 

Role Overview:

The Senior Risk Analyst role is critical in protecting the business from fraud and financial loss by proactively monitoring transaction trends, flagging suspicious behavior, and contributing to the ongoing development of our risk strategies and tools.

Key Responsibilities:

Monitor merchant and transaction activity in real-time and over time to detect patterns, anomalies, and potential fraud.

Analyze large sets of data to identify risk trends, including chargebacks, returns, and unusual volume spikes.

Create and refine rules, alerts, and reports in risk monitoring tools to flag suspicious behaviors.

Investigate alerts, escalations, and potential fraud cases, documenting findings and making recommendations for next steps.

Collaborate with underwriting, compliance, and operations teams to ensure alignment in risk controls and merchant reviews.

Provide data-driven insights to support decision-making and improve risk strategies.

Help improve internal tools and processes for risk detection and mitigation.

 
 
Requirements:

Minimum 2 years of experience in risk analysis or fraud detection, ideally within the merchant services or payments industry.

Strong analytical skills with experience analyzing transactional data and identifying risk trends.

Deep understanding of payment ecosystems, fraud typologies, chargebacks, and risk scoring systems.

Excellent critical thinking, problem-solving, and communication skills.

Ability to thrive in a fast-paced, high-volume environment.

Preferred Qualifications:

Experience working with fraud detection platforms (e.g., Kount, Sift, or similar).

Familiarity with Visa, Mastercard, and NACHA compliance requirements.

Experience with machine learning models or analytics platforms is a plus.

Comfortable operating in a fast-paced, iterative environment with high ownership and accountability.

Ability to work hybrid from our Newark office three days per week.

$150,000 - $150,000 a year

A few words about us:

IDT Corporation is a global communications company founded in 1990 and headquartered in Newark, New Jersey. We are industry leaders in prepaid communication and payment services and one of the largest international voice carriers. We are listed on the NYSE, employ over 2300 team members across 20 countries, and have over $1.5 billion in revenues. 

We are not "another big IT corporation"- we encourage and support in-house entrepreneurs in developing their ideas into business actions.

Our National Retail Solutions brand provides a sales management system and POS equipment to small and medium-sized businesses. With the help of NRS, business owners can solve a management problem: the product includes integrated advertising, data analysis, and payment processing.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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