Flexible Cuna Mutual Jobs (NOW HIRING)

Top Central Texas Credit Union is seeking a Consumer Loan Underwriter at our Temple, Texas, headquarters!Texell was named one of the Best Credit Unions to Work for in the nation by the Credit Union Journal. Texell has been honored with the Excellence in Lending Award from CUNA Mutual Group, the Desjardins Adult Financial Literacy Award from the Texas Credit Union League, the Best Bank/Credit Union by the readers of the Temple Daily Telegram, Best Credit Union by the readers of the Killeen Daily Herald and the Belton Journal and consistently earns the highest five-star, superior rating for financial soundness from Bauer Financial.

At Texell Credit Union, we're committed to helping our members achieve their financial goals through exceptional service and sound lending decisions. We're looking for a Consumer Loan Underwriter who is passionate about member service, skilled in credit analysis, and eager to contribute to the continued growth of our indirect lending program.

As a Consumer Loan Underwriter, you will:

• Review and evaluate consumer loan applications, making lending decisions in accordance with credit union policies, procedures, and regulatory requirements.
• Ensure loan applications and supporting documentation are accurate, complete, and compliant.
• Approve, counteroffer, or decline loan applications within assigned lending authority
• Identify red flags or potential fraudulent applications
• Utilize internal resources to ensure accuracy and minimize risk
• Manage the indirect lending application queue while assisting with direct lending underwriting
• Develop and maintain strong relationships with dealership partners.
• Monitor and manage the indirect lending portfolio to support growth, quality, and profitability goals.
• Perform key functions within the indirect lending process, including transmitting, receiving, closing, and funding loans.
• Train, mentor, and support staff on indirect lending policies, procedures, and best practices.
• Identify opportunities to deepen member relationships through additional credit union products and services.
• Participate in departmental initiatives, process improvements, and special projects.

We're looking for someone who:

• Indirect lending or indirect auto lending experience (preferred).
• Bachelor's degree or equivalent combination of education and experience (preferred).
• Strong analytical, decision-making, and problem-solving skills.
• Ability to learn and effectively utilize credit union lending and core processing systems.
• Excellent communication and relationship-building skills.
• Ability to thrive in a fast-paced, service-oriented environment.
• Availability to work flexible schedules and occasional Saturdays.

Why Join Texell?

• Full-time schedule (40 hours per week)
• 401(k) with up to a 6% company match
• Paid vacation and sick leave beginning on your first day
• Career development and growth opportunities
• Community involvement through Texell Serves
• Employee appreciation and family events
• Collaborative and supportive team culture

Apply today and become part of the Texell team!