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Flex Insurance Fraud Investigator Jobs in Rochester, NY

Ethos Risk Services

Entry-Level Investigator

Rochester, NY · On-site

$18/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront of, we provide accurate data and ...

Ethos Risk Services

Entry-Level Investigator

Rochester, NY · On-site

$45K - $56K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront of, we provide accurate data and ...

Ethos Risk Services

Entry-Level Investigator

Rochester, NY · On-site

$18/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront of, we provide accurate data and ...

Ethos Risk Services

Investigator

Rochester, NY · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Rochester, NY · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Rochester, NY · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Von Maur

NY LOSS PREVENTION ASSOCIATE

Victor, NY · On-site

$21.50 - $23.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Conduct investigations including credit card and check fraud * Achieve individual case goals * Be ... Comprehensive benefits including health, dental, vision, disability, term life insurance and ...

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All JobsInsurance Fraud Investigator JobsFlex Insurance Fraud Investigator JobsFlex Insurance Fraud Investigator Jobs in Rochester, NY

Flex Insurance Fraud Investigator information

See Rochester, NY salary details

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How much do flex insurance fraud investigator jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for flex insurance fraud investigator in Rochester, NY is $30.42, according to ZipRecruiter salary data. Most workers in this role earn between $21.83 and $34.86 per hour, depending on experience, location, and employer.

What does a Flex Insurance Fraud Investigator do?

A Flex Insurance Fraud Investigator is responsible for identifying, investigating, and preventing fraudulent insurance claims across various types of insurance, such as auto, health, or property. They analyze claim information, gather evidence, interview claimants and witnesses, and collaborate with law enforcement when necessary. The 'flex' aspect of the role typically refers to flexible scheduling or the ability to work across different insurance lines and cases. Their ultimate goal is to protect insurance companies from financial loss due to fraud and ensure the integrity of the claims process.

What are the key skills and qualifications needed to thrive as a Flex Insurance Fraud Investigator, and why are they important?

To thrive as a Flex Insurance Fraud Investigator, you need strong analytical skills, knowledge of insurance policies, and investigative experience, often supported by a relevant degree or certifications such as CIFI or CFE. Familiarity with fraud detection software, claims management systems, and legal research tools is typically required. Attention to detail, effective communication, and ethical judgment are crucial soft skills for building cases and interacting with claimants or law enforcement. These skills ensure accurate detection of fraudulent activity, protect company assets, and uphold industry standards.

How does a Flex Insurance Fraud Investigator typically collaborate with other departments during an investigation?

Flex Insurance Fraud Investigators regularly work alongside claims adjusters, underwriters, and legal teams to gather comprehensive information about suspicious cases. Collaboration often involves coordinating interviews, sharing relevant documentation, and discussing evolving evidence to ensure a thorough investigation. Investigators may also consult with data analysts or external agencies when specialized knowledge is required. This teamwork helps ensure all perspectives are considered and that investigations are both efficient and compliant with industry regulations.

What is the difference between Flex Insurance Fraud Investigator vs Insurance Claims Adjuster?

AspectFlex Insurance Fraud InvestigatorInsurance Claims Adjuster
Required CredentialsInsurance license, fraud investigation certificationsInsurance license, claims handling certifications
Work EnvironmentInvestigative settings, offices, fieldworkClaims offices, field inspections, customer interactions
Employer & Industry UsageInsurance companies, fraud detection agenciesInsurance companies, third-party claims firms
Common Search & ComparisonYesNo

The Flex Insurance Fraud Investigator focuses on detecting and preventing insurance fraud through investigations, often requiring specialized certifications. In contrast, an Insurance Claims Adjuster handles claims processing, assessing damages, and settling claims. While both roles work within the insurance industry and may share some credentials, their primary functions differ significantly, making this comparison useful for job seekers exploring roles in insurance.

How much do flex insurance fraud investigators earn?

Flex insurance fraud investigators typically earn between $45,000 and $70,000 annually, depending on experience, location, and employer. They often require skills in investigation, data analysis, and familiarity with insurance policies and fraud detection tools.

How to become a Flex Insurance Fraud Investigator?

To become a Flex Insurance Fraud Investigator, candidates typically need a bachelor's degree in criminal justice, law enforcement, or a related field. Relevant experience in insurance claims, investigations, or law enforcement, along with strong analytical skills and knowledge of insurance policies, is often required. Certifications such as the Certified Fraud Examiner (CFE) can enhance prospects in this role.

Is it hard to become a flex insurance fraud investigator?

Becoming a flex insurance fraud investigator typically requires a background in insurance, law enforcement, or criminal justice, along with strong analytical skills and attention to detail. Relevant certifications, such as those in fraud detection or insurance claims, can improve job prospects, but the difficulty varies based on experience and education levels.

What are the most commonly searched types of Insurance Fraud Investigator jobs in Rochester, NY?

The most popular types of Insurance Fraud Investigator jobs in Rochester, NY are:

Flex Insurance Fraud Investigator jobs near you

Entry-Level Investigator

Ethos Risk Services

Rochester, NY • On-site

$18/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 2 days ago

Job description

ABOUT US:
Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront of, we provide accurate data and actionable insights that translate into better decision-making for our clients. To learn more, visit:
JOB SUMMARY:
Have you ever thought about becoming a Private Investigator? Are you ready to kick-start your career in a rapidly growing industry? Want to get paid to learn how to investigate fraud and conduct covert surveillance in the real world? Our Full-Time Entry-Level Field Investigator position will help launch your career by providing you with an industry leading FULLY PAID Investigator Training Program - no prior experience necessary!
KEY RESPONSIBILITIES:
  • Case Preparation: Conduct preliminary investigations using social media and analyzing database research.
  • Field Surveillance: Perform covert surveillance from your vehicle by tracking and capturing high-quality video evidence of surveillance targets.
  • Report Writing: Draft detailed and court-ready investigative reports summarizing activity and key findings.
  • Documentation: Finalize case files by submitting case reports and uploading video footage via personal laptop at the end of the day.
  • Communication: Work closely with field supervisor, receiving regular guidance and mentorship.

QUALIFICATIONS:
  • Driver's License: Active driver's license that is not currently suspended or revoked.
  • Personal Vehicle: A well-maintained vehicle that is always reliable (preferably with tinted windows). Proof of auto insurance coverage is required.
  • Travel Expectations: While we aim to keep assignments within a reasonable drive of your residence, occasional further travel and overnight stays (covered by the company) may be required.
  • Technology: A reliable laptop, cell phone, and internet service are needed for communication and administrative tasks.
  • Required Skills: Strong computer & internet proficiency. Excellent communication, verbal & writing skills.

WHAT WE OFFER:
  • Paid Investigator Training Program: Fully paid training program led by industry experts with ongoing development and support. Initial training will be held via virtual classroom then transition into on-the-job training.
  • Paid Licensing: We pay for all your licensing fees! Our licensing team will guide you through the process of acquiring all investigator licensing to ensure a smooth process.
  • Surveillance Equipment: We will provide you with necessary surveillance equipment. After a year of employment, it is yours to keep!
  • Pay Increases & Milage Reimbursement: There are several performance milestones within your training & first year of employment that will reward you with pay increases. Additionally, we offer a mileage reimbursement program.
  • Health Insurance/Retirement: Medical, Dental Vision, Life/Disability Insurance + 401k

WORKING CONDITIONS:
  • Most surveillance cases start at 6:00AM. End time can vary depending on activity and a typical workday can vary from 3-12 hours.
  • Weekends/holidays are common workdays as claimants are more likely to be active.
  • This is an independent role often requiring long hours alone in your vehicle, regardless of weather conditions.
  • Must remain alert with no external distractions, ready to use videography equipment to document subjects.

Ethos Risk Services is an equal opportunity employer that does not discriminate on the basis of religious creed, sex, national origin, race, veteran status, disability, age, marital status, color or sexual orientation or any other characteristic.
A background check will be conducted, in accordance to the local state law and regulations.

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