High performers deserve a high-performance culture and a state-of-the-art headquarters. First American is proud to offer its colleagues outstanding compensation & benefits, including 401(k) match, a free on-site gym, paid parental leave, and subsidized childcare, and a flexible hybrid schedule, among many others.
The Credit Officer plays a key role in evaluating, structuring, and underwriting commercial credit opportunities across a diverse portfolio. This positionis responsible forconducting detailed credit and financial analysis- including cash flow modeling, balance sheet evaluation, profitability assessment,liquidityand solvency analysis- and deliveringwellsupportedcredit recommendations.
Credit Officers partner closely withSales and Operations stakeholdersto ensure that credit requests arethoroughlyreviewed, properly documented, and aligned withinternalrisk appetite. This role supports the full credit lifecycle, frominitialstructuring through final approval, and contributes to ongoing portfoliomonitoringto maintain strong credit quality.
Perform comprehensive underwritingofcommercial credit requestswith moderate to advanced complexity, including financial statement analysis, cash flowmodeling, collateral evaluation, and risk rating assessments.
Prepare clear, concise, andwell supportedcreditrecommendationsoutlining credit structure, risk considerations,andmitigants.
Participate in due diligence activities, including industry research, borrower interviews, and review of legal and supporting documentation.
Bachelor's degree in Finance, Accounting, Business, Economics, or related field preferred; equivalent combination of education and experience considered.
The role is structured to accommodate a range of experience levels- from Senior Analystsprogressing in their careers to seasoned Credit Officers. Final title and compensation will reflect the candidate's background andexpertise.
Compensation:The salary range for this position is $80,000 - $140,000.Eligible for annual performance bonus.
We are hiring a limited number of professionals with a can-do attitude, who enjoy camaraderie, believe in excellence, and have an action orientation. If you value being part of a highly empowered team and enjoy an environment that rewards innovation, hard work, and excellence-we would love to talk to you.