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First Credit Jobs in Union, NY (NOW HIRING)

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First Credit information

See Union, NY salary details

$12

$22

$31

How much do first credit jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for first credit in Union, NY is $22.38, according to ZipRecruiter salary data. Most workers in this role earn between $18.56 and $25.05 per hour, depending on experience, location, and employer.

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What cities near Union, NY are hiring for First Credit jobs?

Cities near Union, NY with the most First Credit job openings:

First Credit jobs near you
Infographic showing various First Credit job openings in Union, NY as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $46,542 per year, or $22.4 per hour.

Physical Therapist - Abilities First Education Center at Straus Family Pavilion Preschool & School P

ABILITIES FIRST, INC

Windsor, NY • On-site

$100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 2 days ago

Job description

Who We Are
For over 60 years, Abilities First, Inc. has been empowering individuals with developmental disabilities to live their most vibrant, independent lives. From early education to adulthood, our wide range of services including preschool and school programs, day and residential habilitation, community connections, and employment services are designed to uplift every individual's unique strengths and dreams.
We believe in the power of people of every background, identity, and ability to create change and build a more inclusive world. Abilities First is proud to be an equal opportunity employer and is welcoming and supportive of people of varying abilities, races, ethnicities, religions, socio-economic status, gender and gender identities. At Abilities First, you'll join a mission-driven team that values collaboration, celebrates individuality, and is dedicated to meaningful work. If you're ready to turn your passion into purpose, we'd love to welcome you aboard.
Who We Need
Abilities First is seeking a Physical Therapist for our Education Center at Straus Family Pavilion School & Preschool Program located in New Windsor NY. Positions are 48 weeks per year on a School Calendar which includes a 6 week summer program. Benefits include On-demand payment: get Paid for hours worked next day, paid holidays, school vacations, sick, personal and snow days. We offer continuing education, health, dental and vision.
Schedule: This position follows the school calendar, Monday-Friday, 8:00am to 3:30 pm; 35 hours per week 48 weeks per year with a 6 week summer program.
Pay Range:
$84,000 with a Master's degree
$100,800 with a DPT
Credit given for experience including ATP, NDT & SI Certification.
Responsibilities:
  • Evaluates those students on assigned caseload and determines appropriate program goals (both long and short term).
  • Evaluates new referrals to determine need for service/appropriate level of service.
  • Provides direct treatment to students on assigned caseload.
  • Schedules assigned caseload in conjunction with classroom staff and other related services.
  • Submits all written documentation in accordance with School and Preschool policies. Must adhere to paperwork deadlines, agency forms, and content.
  • Periodically reassesses student's progress toward goals and adjusts goals as necessary.
  • Assesses student's need for equipment (in collaboration with clinical and educational staff).
  • Responsible for recommending, fabricating, and adapting equipment for assigned caseload, according to Abilities First, Inc. policies and with assistance from equipment technician as indicated.
  • Communicates regularly with parents, classroom staff and related service personnel regarding individual student's program and progress.
  • Instructs parents, classroom staff and related service personnel in proper positioning, lifting and carrying techniques, ambulation and transfer techniques, and activities to otherwise implement carryover of treatment goals.
  • Informs appropriate staff and parents/primary caregivers of need for periodic reassessment by the child's physician.
  • Participates in staff meetings, team meetings, and parent/teacher conferences as indicated.
  • Supervises Physical Therapy Assistants, as assigned by administrative staff through weekly meetings.
  • Trains and supervises affiliating student physical therapists, as assigned by administrative staff regarding department policy, professional conduct, evaluation and treatment.
  • Attends CSE annual reviews as requested to provide input relating to child's therapy needs in educational setting.
  • Assists in maintenance of treatment sites.
  • Provides department in-service when indicated.
  • Adheres to APTA Standards of Practice and Code of Ethics.
  • Demonstrates proficiency in all goals and skillsets outlined in the NYS DSP Core Competencies, on which performance will be evaluated.
  • Ensures all required trainings and certifications required are current, and seeks further support and training where needed.
  • Adhere to agency Code of Legal and Ethical Behavior, which require all employees, consultants, board members, volunteers and affiliates to perform their responsibilities according to ethical and legal standards with honesty, integrity, fairness, good faith and respect for others and the law.
  • Follows all agency policy and procedures and demonstrates continuous regard to personal safety and the safety of others.
  • Performs other appropriate job-related activities as requested by your supervisor or as circumstances warrant.
  • Will incorporate CORE concepts of CQL's person-centered excellence by respecting people's concerns and responding accordingly and will use "teachable moments" to assist people in understanding and exercising their rights.

Perks & Benefits:
  • Time to Recharge - Personal, sick, and holidays built around the school calendar
  • Health & Wellness - Medical, dental, and vision plans to keep you covered
  • Plan for The Future - 401(k) with employer match and employer-paid life insurance
  • Level Up Your Skills- Tuition reimbursement and online training through the College of Direct Support (and to boost your earning potential)
  • Get Paid When You Need It - On Demand Pay gives you access to earnings as early as the next day
  • Exclusive Extras - Employee discounts with Verizon, AT&T, Royal Carting, and more

Requirements
  • Masters Degree or PhD in Physical Therapy from an accredited school.
  • Licensed with N.Y.S. Department of Education.
  • Clean driver's license that is deemed "acceptable" by our insurance carrier.
  • Handle with Care, CPR, SFA, and Med Certification a plus. Ability to obtain these certifications required.
  • Background check by NYS OPWDD required.
  • Lifting and maneuvering of individuals is required.

Apply