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Fintech Software Engineer Jobs in Philadelphia, PA

Engineers partner closely with product, platform, and risk/compliance teams to modernize services ... fintech product services and distributed systems with a focus on performance, resilience, and ...

Mondo is seeking a Lead Software Engineer to drive development initiatives across a customer-facing ... fintech industry experience • Experience within enterprise SaaS or customer-facing product ...

Staff Software Engineer

King Of Prussia, PA · On-site +1

$185K - $200K/yr

The Engineering team is seeking an experienced Staff Software Engineer, with experience in Product ... Fintech experience * Startup experience * Building pipelines in Jenkins This role will be based in ...

Staff Software Engineer

King Of Prussia, PA · On-site

$185K - $200K/yr

The Engineering team is seeking an experienced Staff Software Engineer, with experience in Product ... Fintech experience * Startup experience * Building pipelines in Jenkins This role will be based in ...

Sr Software Engineer - Java

King Of Prussia, PA · On-site

$124K - $163K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Sr Software Engineer - Java About your role: Fiserv is a global leader in payments and ...

Sr Software Engineer - Java

King Of Prussia, PA · On-site

$124K - $163K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Sr Software Engineer - Java About your role: Fiserv is a global leader in payments and ...

Sr Software Engineer - Java

King Of Prussia, PA · On-site

$124K - $163K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Sr Software Engineer - Java About your role: Fiserv is a global leader in payments and ...

Sr Software Engineer - Java

King Of Prussia, PA · On-site

$124K - $163K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Sr Software Engineer - Java About your role: Fiserv is a global leader in payments and ...

Engineers partner closely with product, platform, and risk/compliance teams to modernize services ... Designs and delivers scalable fintech product services and distributed systems with a focus on ...

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Showing results 1-20

Fintech Software Engineer information

See Philadelphia, PA salary details

$64.1K

$148.9K

$207.4K

How much do fintech software engineer jobs pay per year?

As of Aug 11, 2026, the average yearly pay for fintech software engineer in Philadelphia, PA is $148,864.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,100.00 and $174,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a fintech software engineer?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What is a fintech software engineer?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are some typical challenges faced by fintech software engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in Philadelphia, PA? The most popular types of Fintech Software Engineer jobs in Philadelphia, PA are:
What are popular job titles related to Fintech Software Engineer jobs in Philadelphia, PA? For Fintech Software Engineer jobs in Philadelphia, PA, the most frequently searched job titles are:
What job categories do people searching Fintech Software Engineer jobs in Philadelphia, PA look for? The top searched job categories for Fintech Software Engineer jobs in Philadelphia, PA are:
Infographic showing various Fintech Software Engineer job openings in Philadelphia, PA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 47% In-person, 26% Hybrid, and 27% Remote job distribution, with an average salary of $148,864 per year, or $71.6 per hour.

Senior Software Development Engineer

Envestnet

Berwyn, PA

$117K - $154K/yr

Full-time

Medical, Retirement, PTO

Re-posted 4 days ago


Job description

The application window will close October 01, 2026. 

Job Location   

The primary work location for this role is Berwyn, PA with a hybrid work model.   

About Envestnet  

Envestnet is an adaptive WealthTech company that is redefining the future of wealth management by helping advisors meet the moment with its comprehensive technology, actionable insights, and industry leading support. Backed by over 25 years of experience and approximately $7.0 trillion in platform assets, Envestnet is trusted by over one third of financial advisors across leading banks, wealth managers, brokerages, and RIAs.   

For a deeper look at how Envestnet is shaping the future of financial advice, visit www.envestnet.com.   

The Team You’ll Join  

Our team builds and operates mission-critical trading and investment technology that powers adaptive wealth management. We develop scalable, resilient systems that support the full transaction lifecycle, combining distributed systems engineering, financial domain expertise, and platform reliability.
What makes this team exciting is the blend of deep technical ownership and collaboration. Engineers partner closely with product, platform, and risk/compliance teams to modernize services, leverage AI and automation, and solve complex challenges end-to-end, all while delivering solutions that operate reliably in a regulated environment.

How You’ll Contribute   

Responsible for building scalable, secure platforms in support of Envestnet business operations, including wealth management, financial data aggregation and advisor-driven technology solutions. Works across cloud-based architectures, integrating complex data sources and APIs to deliver reliable, high-performance systems. Collaborates with product managers, data scientists and compliance stakeholders to meet both business and regulatory requirements.
•    Designs, develops, and maintains complex features or system components.
•    Leads technical design for small-to-medium features or services. 
•    Identifies root causes of issues and implement robust, scalable fixes. 
•    Optimizes code for performance, scalability, and reliability. 
•    Mentors junior engineers (P1–P2) and provide technical guidance.
•    Drives improvements in coding standards, testing practices, and CI/CD processes. 
•    Collaborate with stakeholders to refine requirements and clarify technical constraints 
•    Troubleshoots production issues and lead resolution efforts.
•    Balances multiple priorities across projects with minimal supervision.
•    Implements and improves basic observability (logging, monitoring, alerting) for owned services.
•    Supports production troubleshooting in collaboration with DevOps/SRE teams.
•    Designs and delivers scalable fintech product services and distributed systems with a focus on performance, resilience, and transactional correctness.
•    Defines service boundaries, data ownership models, and fault-tolerant workflows for high-throughput, low-latency applications.
•    Designs and implements AI-driven solutions and automation capabilities while ensuring security, governance, auditability, and compliance within regulated financial environments.
•    Partners with product, platform, and compliance stakeholders to translate business and regulatory requirements into production-ready technical solutions.

What You’ll Need to Bring  

•    Candidates should demonstrate the relevant experience, skills, and capabilities needed to successfully perform in the role. Relevant experience may be gained through current responsibilities, prior roles, project work, leadership opportunities, or other comparable experiences.
•    Strong experience designing distributed, transactional systems in fintech or regulated domains. 
•    Deep understanding of data consistency, idempotency, fault tolerance, and scalability. 
•    Hands‑on experience building stateful AI agents with well‑defined short‑ and long‑term memory. 
•    Solid understanding of security, observability, and production incident handling. 
•    Ability to communicate architectural decisions and trade-offs clearly.
•    Languages & Frameworks: Java, Spring Boot, Python 
•    Data & Systems: SQL, Distributed Systems, Transactional Services 
•    Messaging: Kafka, Async Messaging 
•    Cloud & Platform: Cloud Infrastructure, Kubernetes, Docker 
•    AI & Agents: Agentic AI (LangGraph), RAG, Vector Stores 
•    Security & Ops: Security Tooling, Observability & Monitoring Platforms

Nice-to-Haves  

•    Experience with event driven architectures (Kafka, async messaging). 
•    Familiarity with AI cost control, evaluation, and governance practices. 
•    Prior experience in trading systems, real‑time financial platforms, or regulated production environments.

Why You’ll Enjoy Working at Envestnet  

Help shape the future of WealthTech. At Envestnet you’ll gain hands-on experience and collaborate with some of the industry’s brightest minds to deliver meaningful, innovative solutions that make a real difference. 

We value flexibility in how and where work gets done, and we recognize strong performance with meaningful rewards—because your contributions should drive both business success and your own personal growth. If you’re looking for a place where your work has impact, your development is supported, and your contributions are truly valued, Envestnet is where you can build your future.  

The opportunity is now! â€¯

Sponsorship  

This position is not open to candidates requiring visa sponsorship  

Our Investment in You 

This role offers a base salary range of [$ minimum to $ midpoint]. The range listed represents a good-faith estimate of base salary compensation for this position and does not include incentive compensation, equity or benefits. Individual pay will be determined based on factors including, but not limited to, relevant experience, skills, education, certifications, and geographic location, in accordance with applicable pay transparency laws.  This role is eligible for an additional incentive component as part of the total rewards package.   

 

We provide a comprehensive suite of benefits - subject to Envestnet’s plan eligibility rules - that support your overall well-being including, medical insurance, paid time off (PTO), 401k company match, paid parental leave, education reimbursement, disability coverage and mental health & wellness support. Our investment in you means supporting you professionally, financially, and personally at every stage of your journey with us.  Please visit our benefits page on our career site to learn more.  

   

Our Commitment to Inclusion & Belonging  

Envestnet is an Equal Opportunity Employer and is committed to creating an inclusive environment for all employees and applicants. We welcome and value individuals of all backgrounds and do not discriminate based on race, color, religion, creed, sex (including pregnancy or related medical conditions), gender identity or expression, sexual orientation, national origin, ancestry, age, disability, genetic information, military or veteran status, citizenship status, or any other status protected by applicable law. We encourage individuals from all backgrounds to apply.  

 

We strive to provide an inclusive application and interview process. If you are a candidate with a disability and require reasonable accommodation, please contact us at  careers@envestnet.com. Please include your full name, the title of the role you are applying for, and the accommodation necessary to assist you with the recruiting process.      

Recruitment Fraud 

At Envestnet, safeguarding the trust and safety of job seekers is a top priority. We are aware that scammers may impersonate Envestnet recruiters or create fake job opportunities to deceive candidates. Review the information on our recruitment fraud awareness page to help you recognize and avoid recruitment fraud.