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Fintech Engineer Jobs in Rhode Island (NOW HIRING)

Junior Developer

Warwick, RI

$65K - $84K/yr

Mortgage, fintech, and/or title experience Responsibilities: * Humble, willing to be wrong and ... The Junior Developer must live within a commutable distance to the Warwick, RI office.*** ***IN ...

Fintech Engineer information

What are some common challenges Fintech Engineers face when integrating new technologies with legacy banking systems?

Fintech Engineers often encounter difficulties when connecting modern applications to legacy banking infrastructures, which may use outdated programming languages or lack robust APIs. These challenges require creative problem-solving, strong documentation skills, and close collaboration with IT and compliance teams to ensure security and regulatory standards are met. Successfully navigating these integrations not only improves technical proficiency but also builds valuable experience in bridging traditional finance with cutting-edge technology.

What is a Fintech Engineer?

A Fintech Engineer is a technology professional who designs, develops, and maintains software systems and solutions for the financial technology industry. Their work typically involves building applications and platforms for digital banking, payment processing, online lending, investment management, and other financial services. Fintech Engineers often use programming languages like Python, Java, or C++, and they must understand financial regulations, cybersecurity, and emerging technologies such as blockchain and artificial intelligence. They play a crucial role in making financial services more accessible, efficient, and secure.

What is the difference between Fintech Engineer vs Software Developer in Fintech?

AspectFintech EngineerSoftware Developer in Fintech
Required CredentialsBachelor's in Computer Science, Fintech certificationsBachelor's in Computer Science or related field
Work EnvironmentFinancial institutions, Fintech startupsTech companies, Fintech firms
Industry UsageDesigns financial tech solutions, blockchain, paymentsDevelops software applications, APIs for Fintech

Fintech Engineers focus on creating and implementing financial technology solutions, often working on blockchain, payments, and security systems. Software Developers in Fintech build the applications and platforms that power these solutions. While both roles require programming skills, Fintech Engineers typically have specialized knowledge of financial systems and compliance, making their roles distinct yet overlapping in the Fintech industry.

What are the key skills and qualifications needed to thrive as a Fintech Engineer, and why are they important?

To thrive as a Fintech Engineer, you need strong programming abilities (such as Python, Java, or C++), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with fintech platforms, blockchain technology, APIs, and certifications like AWS Certified Solutions Architect or CFA are highly beneficial. Analytical thinking, problem-solving, attention to detail, and effective communication are crucial soft skills in this role. These competencies are vital for developing secure, innovative, and compliant financial technology solutions in a rapidly evolving industry.
What cities in Rhode Island are hiring for Fintech Engineer jobs? Cities in Rhode Island with the most Fintech Engineer job openings:
Infographic showing various Fintech Engineer job openings in Rhode Island as of July 2026, with employment types broken down into 100% Full Time. Highlights an 60% In-person, and 40% Remote job distribution.
Principal Performance Engineer

Principal Performance Engineer

Fidelity Investments

Smithfield, RI • On-site

$89K - $180K/yr

Full-time

Medical, Retirement, PTO

Posted 12 days ago


Fidelity Investments rating

8.8

Company rating: 8.8 out of 10

Based on 269 frontline employees who took The Breakroom Quiz

9th of 150 rated financial services


Job description

Job Description:

Note: Fidelity will not provide immigration sponsorship for this position.

The Role

Fidelity Stock Transfer (FST) in Fidelity Labs is looking for a Principal Performance Engineer to join us. As a key member of a growing engineering team, this role will be hands-on building the technology and architecture of world class end-to-end systems. Learn more about FST at fidelitystocktransfer.com

The Team

We are Fidelity Labs, Fidelity Investments' in-house fintech incubator with a mission to build new businesses to drive growth for Fidelity. We seek to shape the future of our industry by building new products and services to improve the lives of the diverse set of customers, businesses and financial institutions we serve.

Fidelity Labs is a dynamic workplace that combines the best parts of startup life-building from scratch, adapting quickly, and moon-shot ambition-with the scale and stability of an industry leader. We provide a safe space for startup teams to explore new business ideas, quickly test them with customers, and scale the most promising concepts within an existing business unit, or as a new venture.

This opportunity is brought to you by Fidelity Labs. Learn more at labs.fidelity.com.

The Expertise You Have

  • Strong Java development experience
  • Hands-on experience building and maintaining services using Spring Boot
  • Solid understanding of RESTful APIs and distributed systems
  • Experience designing and executing performance/load tests
  • Strong debugging and profiling skills
  • Ability to read, write, and improve production-quality code
  • Experience with k6, Gatling, JMeter, or similar performance testing tools
  • Familiarity with Node.js
  • Frontend experience with Angular and/or React
  • Understanding of CI/CD pipelines and test automation
  • Experience testing cloud-native applications (containers, microservices)
  • Knowledge of observability tools (metrics, logging, tracing)
  • Experience working in Agile/Scrum development environments
  • A developer-first mindset with a strong interest in performance engineering
  • Someone who can bridge the gap between functional correctness and non-functional requirements
  • A collaborative engineer who can influence design decisions based on performance insights
  • Comfort stepping into existing codebases and improving them
  • You build positive relationships with other team members and have excellent verbal and written communication.

Fidelity's Onsite Working Model
Fidelity is transitioning to a full-time onsite working model through a phased rollout across regions and roles. Currently, some roles and locations require 100% onsite presence, while others require less. Onsite expectations are likely to evolve as the rollout continues. This transition does not apply to fully remote roles.

The base salary range for this position is $89,000-$180,000 per year.

Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors.

Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation.

We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted.

Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories.

Certifications:Category:Information Technology

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