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Financial Risk Jobs in Santa Fe, NM (NOW HIRING)

Commercial Credit Analyst

Santa Fe, NM · On-site

  • Medical

  • Retirement

You'll analyze credit data and spread financial statements as part of risk analysis on new and renewing loans. What You'll Do: * Monitor and manage credit risk on assigned portfolios, including ...

Utility Pricing Consultant

Santa Fe, NM · On-site

$112K - $147K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Performs financial and market analysis. Oversee the work of other pricing analysts. Essential ... Develop and analyze risk management strategies. Minimum Requirements Required Bachelor's degree in ...

BSA Manager

Santa Fe, NM · On-site

$80K - $100K/yr

Partner with Compliance, Risk, Operations, Lending, Branch Administration, Information Systems, and other departments to support enterprise-wide financial crimes risk management.Provide guidance ...

BSA Manager

Santa Fe, NM · On-site

$80K - $100K/yr

Partner with Compliance, Risk, Operations, Lending, Branch Administration, Information Systems, and other departments to support enterprise-wide financial crimes risk management. * Provide guidance ...

Risk management and security governance * Financial acumen and vendor oversight * Sound judgment in complex, regulated environments * Change leadership and organizational alignment Education and ...

Risk management and security governance * Financial acumen and vendor oversight * Sound judgment in complex, regulated environments * Change leadership and organizational alignment Education and ...

Risk management and security governance * Financial acumen and vendor oversight * Sound judgment in complex, regulated environments * Change leadership and organizational alignment Education and ...

Showing results 21-40

Financial Risk information

What is the difference between Financial Risk vs Credit Analyst?

AspectFinancial RiskCredit Analyst
Primary FocusIdentifying and managing financial risks across investments, markets, and corporate strategiesAssessing creditworthiness of individuals or companies to determine loan eligibility
Required CredentialsFinance, risk management certifications, often a degree in finance or economicsFinance, accounting, or economics degree; certifications like CFA or credit-specific training
Work EnvironmentFinancial institutions, investment firms, corporate risk departmentsBanks, lending institutions, credit agencies
Industry UsageWidely used in banking, investment, and corporate sectors for risk mitigationPrimarily in banking and lending sectors for credit assessment

Financial Risk professionals focus on identifying and mitigating potential financial losses across various areas, while Credit Analysts specialize in evaluating the creditworthiness of borrowers to facilitate lending decisions. Both roles require finance-related credentials and are integral to financial institutions, but their core responsibilities differ significantly.

Is a financial risk analyst a good career?

A financial risk analyst is a valuable role in finance, responsible for identifying and managing potential financial threats using data analysis and risk assessment tools. The career offers opportunities for advancement, typically requires strong analytical skills and certifications like CFA, and often involves working in fast-paced environments with regular business hours.

What is a financial risk job?

A financial risk job involves identifying, analyzing, and managing potential financial losses for an organization. Professionals in this field often use risk assessment tools, financial modeling, and industry regulations to minimize exposure to risks such as credit, market, or operational risks.
Infographic showing various Financial Risk job openings in Santa Fe, NM as of June 2026, with employment types broken down into 3% As Needed, 85% Full Time, 9% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution.

Sr. Commercial Credit Analyst

Nusenda Credit Union

Santa Fe, NM • On-site

Full-time

Medical, Retirement

Posted 29 days ago


Nusenda Credit Union rating

7.7

Company rating: 7.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values. 

As an employer of choice, we invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more!

Thank you for your interest in joining the Nusenda team!

We are currently seeking a Sr. Commercial Credit Analyst to join our organization. As a Sr. Commercial Credit Analyst, you will be responsible for gathering and analyzing credit information on current and potential business borrowers; determines the advisability of granting credit for diversified types of commercial loans by recommending the Loan Risk Rating per the Loan Policy. You will evaluate credit data in determining loan risk. Significant analytical thinking skills are required to analyze and assimilate financial information into actionable format with recommendations on course of action to take. You'll analyze credit data and spreads financial statements as part of risk analysis on new and renewing loans.

What You'll Do:

  • Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements
  • Complete analysis of new loan requests, annual reviews of existing loans and makes recommendations for Risk Ratings according to findings.
  • Spread and analyze financials using the Buker’s spreading software
  • Complete annual loan reviews in accordance with policy using underwriting templates and forms
  • Test and process financial covenants in the commercial loan origination system, and periodically evaluating credit risk and collateral
  • Complete analysis and underwriting of new loan requests, including screening, spreading, analyzing cash flow and repayment sources, collateral, and guarantors, risk rates loans, and prepare formal credit memoranda
  • Collaborate with Business Services Officers, external customers, and management to identify, negotiate, and recommend loan structures
  • Support Business Services Officers in presentations of new loan requests to Management Loan Review Committee

What You'll Need:

  • Five to Eight years of similar or related commercial underwriting or financial experience
  • Bachelor’s degree in business administration, accounting, or finance.

Key Skills and Experience:

  • Experience in conducting in-depth research and analysis.
  • Knowledge of cash flow modeling, commercial real estate leasing, appraisal methodologies, applicable regulations (e.g., FIRREA, BSA, HMDA), and NCUA regulatory guidance.
  • Understand GAAP financial statements (i.e., balance sheets, income statements, statements of cash flow, and statements of owner’s equity),
  • Understand Personal and business income tax returns and have a comprehensive knowledge of diversified commercial loan types, structures, and practices.
  • Significant analytical thinking skills are required to analyze credit data, identify, and mitigate risks, and assimilate financial information into an actionable format with recommendations on courses of action.

Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.


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