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Financial Risk Specialist Jobs in Virginia (NOW HIRING)

Personal Risk Specialist

Norfolk, VA · On-site

$95.30K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on ... as lawyers, financial services professionals, realtors and other professionals that serve the ...

Senior Risk Specialist | Retail Bank

Mclean, VA · On-site

$99.60K/yr

Senior Risk Specialist | Retail Bank We're looking for a strategic, forward thinking Senior Risk ... At least 1 year of Financial Services, Audit, or Risk Management experience * At least 1 year of ...

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Financial Risk Specialist information

See Virginia salary details

$31.2K

$73.9K

$116K

How much do financial risk specialist jobs pay per year?

As of May 28, 2026, the average yearly pay for financial risk specialist in Virginia is $73,889.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $93,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Financial Risk Specialist, and why are they important?

To thrive as a Financial Risk Specialist, you need strong analytical skills, a solid understanding of financial markets, and a relevant degree in finance, economics, or mathematics. Familiarity with risk assessment tools, statistical software (such as SAS or MATLAB), and professional certifications like FRM or CFA are typically required. Excellent problem-solving, attention to detail, and effective communication skills help you interpret data and collaborate with stakeholders. These competencies are crucial for accurately identifying, assessing, and mitigating financial risks to protect an organization’s assets and ensure regulatory compliance.

What are some common challenges Financial Risk Specialists face when working with cross-functional teams?

Financial Risk Specialists often collaborate with departments such as compliance, operations, and IT to assess and manage organizational risks. A common challenge is translating complex risk models and regulatory requirements into actionable steps that non-experts can understand and implement. Effective communication and adaptability are crucial, as priorities may shift quickly in response to emerging risks or regulatory changes. Building strong relationships across teams helps ensure risk controls are properly integrated into business processes.

What does a Financial Risk Specialist do?

A Financial Risk Specialist is responsible for identifying, analyzing, and mitigating risks that could impact a company's financial health. They assess potential threats related to market fluctuations, credit exposure, operational procedures, and regulatory compliance. Using quantitative models, they evaluate risk levels and recommend strategies to minimize losses. Their work helps organizations make informed decisions and maintain financial stability.

What is the difference between Financial Risk Specialist vs Credit Analyst?

AspectFinancial Risk SpecialistCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like FRM or CFABachelor's degree in finance, accounting, or related; often CFA or similar certifications
Work EnvironmentFinancial institutions, consulting firms, risk management departmentsBanks, lending institutions, credit agencies
Employer & Industry UsageUsed across finance sectors focusing on risk assessment and mitigationPrimarily in banking and lending for credit evaluation

The main difference is that a Financial Risk Specialist focuses on identifying and managing overall financial risks within an organization, including market, credit, and operational risks. In contrast, a Credit Analyst primarily evaluates the creditworthiness of individual borrowers or companies to determine lending risk. Both roles require similar credentials and often work in related environments, but their focus areas differ significantly.

What are popular job titles related to Financial Risk Specialist jobs in Virginia? For Financial Risk Specialist jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Financial Risk Specialist jobs in Virginia look for? The top searched job categories for Financial Risk Specialist jobs in Virginia are:
What cities in Virginia are hiring for Financial Risk Specialist jobs? Cities in Virginia with the most Financial Risk Specialist job openings:
Principal Risk Specialist | Enterprise Payments

Principal Risk Specialist | Enterprise Payments

Capital One

Richmond, VA • On-site

$97.50K/yr

Full-time

Posted just now


Capital One rating

7.7

Company rating: 7.7 out of 10

Based on 134 frontline employees who took The Breakroom Quiz

74th of 141 rated banks


Job description

Principal Risk Specialist | Enterprise Payments

Do you like working in the spotlight? Are you ready to work on the front line of a top 10 Bank? Can you build relationships as well as develop and implement innovative solutions?

As a Principal Risk Specialist in the Retail Bank Risk Office at Capital One, you'll be responsible for working with business partners to identify, assess and mitigate potential risks to Capital One. Principal Risk Specialists at Capital One are the front line of defense to ensure our Company remains stable and profitable. This role will focus on risks and controls impacting one or more of our Payment Governance teams. You'll play a key role in ensuring that millions of customers interact with their money in a well-managed fashion by partnering with Operations, Product, Technology and Business partners to manage the risks associated with payments.

Principal Risk Specialists at Capital One are highly motivated risk management professionals with excellent problem solving, critical thinking, organizational and communication skills. They have a high level of exposure across lines of business and have the opportunity to create and implement innovative solutions to identify and mitigate potential risks to the Company.

Responsibilities:

  • Risk Consulting - Provide advice and guidance to line of business leaders on risks impacting one or more areas within the Enterprise Payments Governance Office

  • Client Management - Develop and leverage key relationships with Enterprise Payments and functional stakeholders to enable collaboration across the enterprise

  • Issues Management - Identify and track issues and events to mitigate risk within Enterprise Payments. Coordinate with applicable business areas to define and implement remediation activities

  • Governance - Enhance payments-related control and governance environment by leading process-level change control efforts to ensure impacts are thoroughly assessed, documented, and implemented, while also establishing ongoing routines to support these improvements.

  • Audit Management - Provide support to Enterprise Payments during audits; support in the delivery of key risk mitigation and remediation activities

We want you if you are:

  • A communicator: You can communicate complex, often technical, ideas clearly. Maybe you're an introvert, or maybe you're an extrovert, but nobody around you feels out of the loop.

  • A learner: You have an appetite to learn new processes or new technologies all while exhibiting humbleness when the time comes to ask for help.

  • Team player: You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long-lasting relationships.

Basic Qualifications:

  • At least 2 years of financial services risk management experience

  • At least 2 years of payments operations experience or risk management experience

  • At least 2 years of experience supporting, partnering and interacting with internal business clients

Preferred Qualifications:

  • 3+ years of Project Management experience leading cross functional projects and programs

  • 3+ years of financial services risk management experience

  • 3+ years of payments operations experience or risk management experience

  • Certification within the payments industry (e.g., AAP, APRP)


At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $120,800 - $137,900 for Principal Risk Specialist


Richmond, VA: $109,900 - $125,400 for Principal Risk Specialist










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


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