The FP&A team will work closely with the Financial Risk Management (FRM) team, Accounting, and other business units. ESSENTIAL FUNCTIONS: Modeling * Analyze and enhance historic and forecasted ...
The FP&A team will work closely with the Financial Risk Management (FRM) team, Accounting, and other business units. ESSENTIAL FUNCTIONS: Modeling * Analyze and enhance historic and forecasted ...
The FP&A team will work closely with the Financial Risk Management (FRM) team, Accounting, and other business units. ESSENTIAL FUNCTIONS: Modeling * Analyze and enhance historic and forecasted ...
The FP&A team will work closely with the Financial Risk Management (FRM) team, Accounting, and other business units. ESSENTIAL FUNCTIONS: Modeling * Analyze and enhance historic and forecasted ...
About the team The Enterprise Risk Management Program Governance team ensures a structured and ... Experience working withinfintech,financial services, or other regulated technology industries.
About the team The Enterprise Risk Management Program Governance team ensures a structured and ... Experience working withinfintech,financial services, or other regulated technology industries.
Financial Comptroller
Jacksonville, FL · On-site
$55K - $65K/yr
Evaluating and managing financial risk * Preparing income statements * Providing financial training to employees when needed * Monitors budget expenditures and prepares written reports and analyses ...
Financial Comptroller
Jacksonville, FL · On-site
$55K - $65K/yr
Evaluating and managing financial risk * Preparing income statements * Providing financial training to employees when needed * Monitors budget expenditures and prepares written reports and analyses ...
Reviews facts of the investigation, and escalates risk to senior stakeholders and partners with ... Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound ...
Reviews facts of the investigation, and escalates risk to senior stakeholders and partners with ... Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound ...
Reviews facts of the investigation, and escalates risk to senior stakeholders and partners with ... Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound ...
Reviews facts of the investigation, and escalates risk to senior stakeholders and partners with ... Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound ...
Personal Risk Specialist
Jacksonville, FL · On-site
$91K/yr
... set of risk management and benefit solutions with bottom-line financial impact. USI ONE ® represents Omni, Network, Enterprise--the three key elements that set USI apart from the competition.
Personal Risk Specialist
Jacksonville, FL · On-site
$91K/yr
... set of risk management and benefit solutions with bottom-line financial impact. USI ONE ® represents Omni, Network, Enterprise--the three key elements that set USI apart from the competition.
Control Manager
Jacksonville, FL · On-site
Minimum 10 years of experience in financial services with a focus on risk governance, controls, audit, quality assurance, risk management, or compliance. * Bachelor's degree in a relevant field (e.g ...
Control Manager
Jacksonville, FL · On-site
Minimum 10 years of experience in financial services with a focus on risk governance, controls, audit, quality assurance, risk management, or compliance. * Bachelor's degree in a relevant field (e.g ...
Control Manager
Jacksonville, FL · On-site
Minimum 10 years of experience in financial services with a focus on risk governance, controls, audit, quality assurance, risk management, or compliance. * Bachelor's degree in a relevant field (e.g ...
Control Manager
Jacksonville, FL · On-site
Minimum 10 years of experience in financial services with a focus on risk governance, controls, audit, quality assurance, risk management, or compliance. * Bachelor's degree in a relevant field (e.g ...
Control Manager
Jacksonville, FL · On-site
Minimum 10 years of experience in financial services with a focus on risk governance, controls, audit, quality assurance, risk management, or compliance. * Bachelor's degree in a relevant field (e.g ...
Control Manager
Jacksonville, FL · On-site
Minimum 10 years of experience in financial services with a focus on risk governance, controls, audit, quality assurance, risk management, or compliance. * Bachelor's degree in a relevant field (e.g ...
Personal Risk Specialist
Jacksonville, FL · On-site
$91K/yr
... risk management and benefit solutions with bottom-line financial impact. USI ONE ® represents Omni, Network, Enterprise-the three key elements that set USI apart from the competition. Through USI ...
Personal Risk Specialist
Jacksonville, FL · On-site
$91K/yr
... risk management and benefit solutions with bottom-line financial impact. USI ONE ® represents Omni, Network, Enterprise-the three key elements that set USI apart from the competition. Through USI ...
Personal Risk Specialist
Jacksonville, FL · On-site
$91K/yr
... risk management and benefit solutions with bottom-line financial impact. USI ONE ® represents Omni, Network, Enterprise-the three key elements that set USI apart from the competition. Through USI ...
Personal Risk Specialist
Jacksonville, FL · On-site
$91K/yr
... risk management and benefit solutions with bottom-line financial impact. USI ONE ® represents Omni, Network, Enterprise-the three key elements that set USI apart from the competition. Through USI ...
The role requires close collaboration with marketing| finance| risk management| and IT teams to ensure data-driven decision-making aligned with industry regulations and business goals.Key ...
The role requires close collaboration with marketing| finance| risk management| and IT teams to ensure data-driven decision-making aligned with industry regulations and business goals.Key ...
Bachelor's degree in accounting, finance, or other related field. * 5+ years' experience in tax ... Quality Risk Manager (QRM) network. This network is comprised of senior Tax PPMDs across the ...
Bachelor's degree in accounting, finance, or other related field. * 5+ years' experience in tax ... Quality Risk Manager (QRM) network. This network is comprised of senior Tax PPMDs across the ...
Cyber Security Analyst
$58K - $71K/yr
Use data analysis, statistical models, historical information, and financial knowledge to make informed risk exposure and management strategies decisions. * Collaborate with other departments to ...
Cyber Security Analyst
$58K - $71K/yr
Use data analysis, statistical models, historical information, and financial knowledge to make informed risk exposure and management strategies decisions. * Collaborate with other departments to ...
SAP Core Finance Consultant - Manager
Jacksonville, FL · On-site
$99K - $232K/yr
... in financial risk management and regulatory compliance - Managing financial transformation projects with SAP solutions - Leveraging analytical thinking to improve business processes - Embracing ...
SAP Core Finance Consultant - Manager
Jacksonville, FL · On-site
$99K - $232K/yr
... in financial risk management and regulatory compliance - Managing financial transformation projects with SAP solutions - Leveraging analytical thinking to improve business processes - Embracing ...
Change Management & Intake Director
Jacksonville, FL · On-site
$110 - $170/hr
Bachelor's degree in Business, Finance, Risk Management, or a related field * 15+ years of experience in credit risk, change management, or project management roles * Strong project management skills
Change Management & Intake Director
Jacksonville, FL · On-site
$110 - $170/hr
Bachelor's degree in Business, Finance, Risk Management, or a related field * 15+ years of experience in credit risk, change management, or project management roles * Strong project management skills
FINRA Supervisory Specialist - PNC Wealth Management
Jacksonville, FL · On-site
$45K - $142K/yr
Manages risk and makes sound decisions by providing coaching and guidance to Financial Advisors on policies and procedures, industry regulations, financial service products, investment practices, and ...
FINRA Supervisory Specialist - PNC Wealth Management
Jacksonville, FL · On-site
$45K - $142K/yr
Manages risk and makes sound decisions by providing coaching and guidance to Financial Advisors on policies and procedures, industry regulations, financial service products, investment practices, and ...
Compliance Risk Mgmt Director - Executive Director - Jacksonville, FL
Jacksonville, FL · On-site
$100K/yr
Foster cross-functional collaboration with Compliance, Operational Risk, Legal, Risk, Product, Audit, Finance, and Control Management teams, promoting knowledge sharing and continuous learning.
Compliance Risk Mgmt Director - Executive Director - Jacksonville, FL
Jacksonville, FL · On-site
$100K/yr
Foster cross-functional collaboration with Compliance, Operational Risk, Legal, Risk, Product, Audit, Finance, and Control Management teams, promoting knowledge sharing and continuous learning.
Maintain a high-level understanding of risk reports and financial models used to measure TEA and ... Risk Management & Controls Support: * Maintain an understanding of risk and credit limits across ...
Quick apply
Maintain a high-level understanding of risk reports and financial models used to measure TEA and ... Risk Management & Controls Support: * Maintain an understanding of risk and credit limits across ...
Financial Risk Manager information
See Jacksonville, FL salary details
$45.3K - $54.8K
4% of jobs
$54.8K - $64.3K
6% of jobs
$64.3K - $73.8K
11% of jobs
$77.3K is the 25th percentile. Wages below this are outliers.
$73.8K - $83.3K
11% of jobs
The median wage is $90.8K / yr.
$83.3K - $92.7K
23% of jobs
$92.7K - $102.2K
13% of jobs
$108.5K is the 75th percentile. Wages above this are outliers.
$102.2K - $111.7K
12% of jobs
$111.7K - $121.2K
8% of jobs
$121.2K - $130.7K
6% of jobs
$130.7K - $140.1K
4% of jobs
$140.1K - $149.6K
2% of jobs
$45.3K
$98.2K
$149.6K
How much do financial risk manager jobs pay per year?
What are some common challenges financial risk managers face when working with cross-functional teams?
Is it hard to become a financial risk manager?
What is the difference between Financial Risk Manager vs Credit Analyst?
| Aspect | Financial Risk Manager | Credit Analyst |
|---|---|---|
| Certifications | FRM, CFA | Fitch, CFA |
| Work Environment | Financial institutions, banks, investment firms | Banks, lending institutions, credit agencies |
| Primary Focus | Assessing and managing overall financial risks | Evaluating creditworthiness of borrowers |
| Industry Usage | Risk management departments, trading floors | Loan departments, credit risk units |
While both roles involve financial analysis, a Financial Risk Manager focuses on identifying and mitigating broad financial risks across an organization, often requiring advanced certifications like FRM or CFA. A Credit Analyst specializes in assessing individual borrowers' creditworthiness to inform lending decisions. Both roles are vital in financial institutions but serve different strategic purposes.
What are the key skills and qualifications needed to thrive as a financial risk manager?
Do financial risk managers make good money?
What does a financial risk manager do?
Is risk management in finance a good career?

Full-time
Retirement
Re-posted 16 days ago
VyStar Credit Union rating
7.5
Based on 13 frontline employees who took The Breakroom Quiz
Job description
We encourage you to become a part of VyStar Credit Union's family of employees.
Financial Planning & Analysis Analyst II
ACCOUNTABILITY STATEMENT
The incumbent will be the part of the Financial Planning and Analysis (FP&A) team and assist the FP&A management team in carrying out the broader company mission.
The Financial Planning and Analysis (FP&A) function refers to the corporate finance and planning role. This includes all aspects associated with planning, forecasting, analysis, and reporting to aid senior management with decision-making. The FP&A team leads the Annual Operating Plan (AOP), or budget, process and prepares profitability reporting for business units, delivery channels, products, and members/households. The team also prepares ad-hoc analysis for new business initiatives, products, and expansion. These duties require building and maintaining various models using business intelligence tools and corporate financial management programs. The FP&A team will work closely with the Financial Risk Management (FRM) team, Accounting, and other business units.
ESSENTIAL FUNCTIONS:
Modeling
- Analyze and enhance historic and forecasted profitability models for business units, delivery channels, products and members/households including activity-based costing, transaction-driven cost allocations and sensitivity analysis.
- Assist in development and maintenance of long-term forecast, working closely with department leadership to formulate business's medium to long-term financial and strategic plans. This includes producing models to project long-term growth and determining the impacting business factors,
- Analyze financial and operational results to better understand company performance including evaluating whether the company's current assets and investments are the best use of the company's excess working capital, by looking at return on investment (ROI) and comparisons with other ways the company might utilize its cash flow (e.g., other possible investments)
- Review existing processes and procedures to develop recommendations for improvement efforts. Communicate results and recommendations to various stakeholders for improvements that will lead to cost reduction, revenue generation and streamlining operations.
- Ability to drive a project from inception to delivery to include design, development, testing and implementation
- Assist in the Annual Operating Plan (AOP), or budget, process to include interaction with key stakeholders and business units to develop key performance indicators (KPI) to help enhance their budgeting process
- Review and analyze various aspects of the AOP for reasonability and create KPI dashboards.
- Analyze the trends of Key Performance Indicators (KPIs) and identify the cause of any unexpected variances.
- Provide insights to senior stakeholders around financial modelling, forecasts, and profitability. Present the monthly and quarterly financial reports of various units and departments
- Develop a detailed rolling income statement forecast that can be integrated into the Annual Operating Plan and various department models
- Prepare and automate reports and presentations for Senior Management and the Board of Directors to include financial statements, variance reporting, ratios, slides, and other analysis
- Take ownership of long-term planning exercises including tracking variances, back-testing results, reporting and sensitivity analysis
- Develop and enhance models for branch expansion efforts to include pro-forma statements and other reports to assist management in strategic initiatives
- Assist in balance sheet updates and deposit pricing recommendations for presentation to the Asset-Liability Committee (ALCO)
- Develop and incorporate funds transfer pricing (FTP) in profitability reporting for business units and products
- Maintain, enhance, and develop models to assess performance of branches and other delivery channels to assist Sr. Management in decision making
- Review the quarterly peer analysis reports for presentation to ALCO and define key variances
- Analyze the monthly Return on Assets decomposition model and explain variances
- Perform ad-hoc income and cost analysis to aid business units and management in decision making for new products, services, and business initiatives
- Responsible for continued process improvement and compliance with State and NCUA regulations in all areas
- Create, maintain, and enhance various models to assist the FRM team with liquidity reporting and asset-liability management
- Extract data from business intelligence databases or other sources using data mining tools such as SQL, VBA, Crystal Reports, Power BI, Adaptive Planning, or other methods
- Takes initiative in supporting changes needed in FP&A functions related to impacts from strategic initiatives such as M&A and new lines of business
- Ad-hoc business performance reporting
- Perform special projects or initiatives as assigned
Financial Decision Support & Reporting
- Analytical and statistical examination skills
- Exhibits advanced knowledge of profitability concepts, systems and reporting including Funds-Transfer Pricing, activity-based costing, and allocations
- Takes initiative in supporting analysis and models for both the FP&A and FRM functions
- Excellent skills in ensuring reporting is complete, accurate and balances to the overall financial reports
- Develops clear and concise written analysis of modeling results for presentation to business units, ALCO, senior management, and the Board of Directors
- Documents all work processes and models used for FP&A functions
- Takes initiative in supporting changes needed in FP&A functions related to impacts from strategic initiatives such as M&A and new lines of business
- Effectively supports the Finance team with requirements for the annual regulatory examination by the State of Florida and NCUA
- Performs other duties as assigned
- All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage, and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance.
Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job:
- Focus - Focus your full attention by carefully listening to and observing client or member.
- Connect - Consistently be friendly and approachable. Demonstrate your care.
- Understand - Listen empathetically and ask questions (70%/30% rule).
- Counsel - Recommend solutions based on your member's needs and objectives.
- Advance - Ensure that member's expectations were exceeded.
- Verify necessary follow-up actions.
JOB QUALIFICATIONS
EDUCATION
- Bachelor's degree in Finance, Accounting, Economics, or related area
- Masters of Business Administration (MBA) or Master's Degree in a Quantitative or finance discipline is preferred
EXPERIENCE
- 4-7 years of related experience
- 2+ years of functional experience with budgeting, profitability, and data mining activities
- 2+ years of experience in statistical/quantitative analysis tools such as SQL, Power BI SPSS, or other tools.
- 2+ years of experience in Financial Analytics/Modeling using Adaptive Planning or other budgeting, forecasting, or profitability systems
KNOWLEDGE, SKILLS, & ABILITIES
- Knowledge of credit union/bank products and services.
- Proficiency in data analytics
- Advanced skills in Excel, PowerPoint, and Word
- Avid and positive team player that works well across multi-disciplined organization
- Ability to work with both finance and non-finance professionals
- Strong analytical capabilities with knowledge of accounting/financial reporting and financial modeling
- Ability to coach and mentor other analysts
- Strong communication skills including presentation, interpersonal and writing skills
- Ability to work independently and is a self-starter
- Exhibits flexibility and willingness to take on new responsibilities and assignments
- Working knowledge of profitability/corporate performance management (CPM) software such as IBM TM1, SAS or others
- Working knowledge of Data Analysis programming languages such as SQL, VBA, Python, Power BI or others
- Ability to understand regulatory compliance issuances and incorporate them into the FP&A functions
CERTIFICATIONS
Chartered Financial Analyst (CFA) or Certified Public Accountant (CPA) designation or working toward one of these is preferred
DISCLAIMERS AND WORK ENVIRONMENT
Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. As required or requested, may exert up to 20 pounds of force occasionally and/or a negligible amount of force constantly to lift, carry, push, pull or otherwise move objects.
VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union.
No placement fee will be paid if a candidate is hired as a result of the referral, or through other means.
Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members.
Thank you again for your interest in this position!
VyStar Credit Union Human Resources
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Pay
Benefits
Hours and flexibility
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About VyStar Credit Union
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
1,001 - 5,000 Employees
Headquarters location
Jacksonville, FL, US
Year founded
1952