1

Financial Risk Analyst Jobs in Texas (NOW HIRING)

What's in it for You Financial Wellbeing * Competitive pay with ongoing performance review and ... risk analysis, construction contracts, legal support, or a related field preferred. Knowledge ...

What's in it for You Financial Wellbeing * Competitive pay with ongoing performance review and ... risk analysis, construction contracts, legal support, or a related field preferred. Knowledge ...

Bachelor's degree in Business, Construction Management, Risk Management, Legal Studies, Finance, or a related field preferred. * 3+ years of experience in contract administration, risk analysis ...

What's in it for You Financial Wellbeing * Competitive pay with ongoing performance review and ... risk analysis, construction contracts, legal support, or a related field preferred. Knowledge ...

Bachelor's degree in Business, Construction Management, Risk Management, Legal Studies, Finance, or a related field preferred. * 3+ years of experience in contract administration, risk analysis ...

What's in it for You Financial Wellbeing * Competitive pay with ongoing performance review and ... risk analysis, construction contracts, legal support, or a related field preferred. Knowledge ...

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on ... Bachelor's degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science ...

This position works to minimize risk by monitoring daily transaction exceptions to approved account ... Tuition Reimbursement These benefits are designed to enhance the health, protect the financial ...

This position works to minimize risk by monitoring daily transaction exceptions to approved account ... Tuition Reimbursement These benefits are designed to enhance the health, protect the financial ...

This position works to minimize risk by monitoring daily transaction exceptions to approved account ... Tuition Reimbursement These benefits are designed to enhance the health, protect the financial ...

Provides technical expertise related to the Bank's financial risk identification, measurement ... Provide analysis on risk metrics, fixed-income derivatives, and hedging strategies. * Support daily ...

Market Risk Analyst

Houston, TX · On-site

$125K - $152K/yr

Bachelor's degree in Finance, Accounting, Economics, or a related field * 2 or more years of ... or scenario analyses, and identify trends in portfolio risk and P&L * Must be willing and able ...

Financial Risk Senior Consultant

Houston, TX · On-site

$111K/yr

Strong analytical, critical thinking, and organizational skills * Enthusiasm for developing expertise across financial services, business process, regulation, technology, or risk management Required ...

Helping the customers and businesses we serve to make better and smarter financial decisions and ... The Fraud Risk Analyst develops data-driven insights and strategies that strengthen fraud ...

Financial Risk Senior Consultant

Dallas, TX · On-site

$115K/yr

Strong analytical, critical thinking, and organizational skills * Enthusiasm for developing expertise across financial services, business process, regulation, technology, or risk management Required ...

Showing results 41-60

Financial Risk Analyst information

See Texas salary details

$35.9K

$82.1K

$109.9K

How much do financial risk analyst jobs pay per year?

As of Aug 21, 2026, the average yearly pay for financial risk analyst in Texas is $82,089.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,200.00 and $102,900.00 per year, depending on experience, location, and employer.

What does a financial risk analyst do?

A Financial Risk Analyst identifies and assesses potential risks that could affect a company's financial health, such as market fluctuations, credit issues, or operational losses. They use quantitative techniques, financial modeling, and data analysis to forecast potential risks and recommend strategies to mitigate them. Their work helps organizations make informed investment decisions, comply with regulations, and protect assets. Financial Risk Analysts often work in banks, investment firms, insurance companies, and corporate finance departments.

What are the key skills and qualifications needed to thrive as a financial risk analyst, and why are they important?

To thrive as a Financial Risk Analyst, you need strong analytical skills, a solid understanding of finance and statistics, and typically a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling tools, financial software like Excel, MATLAB, or Python, and certifications such as FRM or CFA are highly valued. Attention to detail, problem-solving abilities, and effective communication help analysts present complex risk findings clearly and work well in teams. These competencies are essential for accurately assessing potential risks, supporting sound decision-making, and safeguarding an organization's financial stability.

What are some common challenges faced by financial risk analysts in their daily work, and how can they be addressed?

Financial Risk Analysts often deal with rapidly changing market conditions and large volumes of complex data, which can make accurate risk assessment challenging. Staying updated with regulatory changes and effectively communicating risk findings to stakeholders with varying levels of financial knowledge are also frequent hurdles. To address these challenges, analysts typically use advanced risk modeling tools, participate in ongoing training, and collaborate closely with other departments such as compliance and trading. Building strong analytical and communication skills is key to navigating these demands successfully.

What is the difference between Financial Risk Analyst vs Credit Analyst?

AspectFinancial Risk AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like FRM or CFABachelor's degree in finance, economics, or related field; certifications like CFA often preferred
Work EnvironmentFinancial institutions, investment firms, corporate finance departmentsBanks, lending institutions, credit agencies
Employer & Industry UsageUsed across finance sectors to assess risk levels of investments and portfoliosPrimarily used by banks and lenders to evaluate creditworthiness of borrowers

While both roles involve financial analysis, a Financial Risk Analyst focuses on assessing overall financial risks across investments and portfolios, whereas a Credit Analyst specializes in evaluating the creditworthiness of individual borrowers. Both roles require similar credentials and often work within the finance industry, but their specific focus areas differ.

Do financial risk analysts make good money?

Financial risk analysts typically earn competitive salaries that vary by industry, experience, and location. Entry-level positions often start around $60,000 annually, with experienced analysts earning over $100,000, especially in finance and consulting sectors. Certifications like FRM or CFA can enhance earning potential.

Is a financial risk analyst a good career?

A financial risk analyst is a valuable role in finance, responsible for identifying and managing potential financial risks using data analysis and risk modeling tools. The profession offers strong job growth, competitive salaries, and opportunities for advancement, especially with relevant certifications like FRM or CFA. Success in this career often requires analytical skills, attention to detail, and proficiency with financial software.

What cities in Texas are hiring for Financial Risk Analyst jobs?

Cities in Texas with the most Financial Risk Analyst job openings:

Infographic showing various Financial Risk Analyst job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, and 2% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $82,089 per year, or $39.5 per hour.

Full-time

Re-posted 2 days ago


Job description

Role Overview

At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.

We are seeking a Payments Risk Analyst to help maintain our expertise in the industry.  This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.

 

Key Responsibilities

  • Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
  • Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
  • Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
  • Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
  • Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
  • Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
  • Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
  • Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
  • Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.
 

Skills & Qualifications

  • Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
  • Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
  • Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
  • Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
  • Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
  • Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
  • Bachelor’s degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
  • 2–3+ years of experience in payments risk, fraud analytics, or financial analysis.
 

Work Environment

Onsite – Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)

Employment Type: FULL_TIME