Why One Community Bank
Why join One Community Bank? Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World!
The one bank thatรขโฌโขs different from other banks. We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 19 locations. Come grow with One Community Bank! We have been voted a Top Work Place eight years in a row!
The Opportunity
As a Senior Commercial Credit Analyst, youโll evaluate the risk of extending credit by reviewing borrower and guarantor financial information and turning your analysis into clear recommendations for lending decisions. Youโll take ownership of the bankโs most complex credit relationships while serving as a go-to resource for the analyst team.
Key responsibilities include spreading and analyzing financial statements and tax returns; completing global cash flow and collateral analysis; preparing independent credit memos and loan presentations; completing annual relationship/loan reviews; partnering with lenders to gather and clarify financial details; and reinforcing credit policies while offering feedback on department direction.
Required qualifications:
- Bachelorโs degree in Finance or Accounting
- 4โ5 years of commercial credit analyst experience in a banking environment
- Strong credit risk assessment, financial statement analysis, and memo/presentation writing skills
- Knowledge of banking accounting rules, regulations, and policies
- Advanced Excel/Microsoft Office skills
- Clear communication and mentoring/leadership ability
If youโre ready to make sound, well-supported credit decisions, apply today.
A Typical Day
Your day is anchored in focused analysis and timely collaboration. Youโll start by prioritizing a pipeline of higher-complexity relationships, then move between deep review work and quick touchpoints with lenders to confirm assumptions, clarify documentation, and align on next steps. Expect time blocked for building clean, decision-ready narrativesโtranslating numbers into concise conclusionsโand for keeping annual reviews moving forward. As questions come in, youโll pause to coach newer analysts, helping them think through structure, cash flow, and risk. Youโll wrap up by checking progress against deadlines, noting any policy considerations, and preparing whatโs needed for upcoming committee or approval conversations.
Benefits That Matter
- Medical, Dental, and Vision insurance
- 401(k)
- Life Insurance
- Flexible Spending Account (FSA)
- Competitive Salary
- Paid Time Off (PTO)
- Bank-paid short-term and long-term disability insurance
- Pet Insurance