Entrylevel Geopolitical Risk Analyst Jobs in Worcester, MA

Job Type
Full-time
Description
POSITION FUNCTION:
The Commercial Lending Credit Analyst supports the Bank's commercial lending by assessing and mitigating the risk associated with loan transactions. This role is responsible for conducting a thorough analysis of individual commercial credit applications and associated annual reviews. This position reports directly to the VP, Commercial Credit Manager.
KEY RESPONSIBILITIES:
Analysis
• Critical analysis of financial information provided by borrowers and guarantors to determine sources and uses of assets and risk profile.
• Reconciling borrower financial data to appropriate industry standards.
• Review of external reports to ascertain current or future concerns.
Stakeholder Communication & Relationship Management
• Ensure effective communication and timely updates with internal and external stakeholders involved in the commercial transaction.
• Work in conjunction with other departments to assist in resolving commercial customer needs such as overdraft protection, new accounts and servicing questions.
Regulatory/Reporting & Data Integrity
• Must be knowledgeable and keep current on all bank regulatory and compliance policies as they relate to commercial business and commercial real estate loans.
• Support institutional and regulatory reporting through the collection, verification, and maintenance of loan-related data.
• Maintain organized loan files and ensure timely updates to customer and loan records.
Operational Support & Problem Solving
• Support process to create and execute legal and credit documentation.
• Support Credit Administrator with administrative tasks that are required to maintain loan transaction flow.
• Performs other duties as assigned.
Community Engagement
• Actively participate in the Bank's community involvement initiatives, supporting CRA-related activities and representing the Bank in service opportunities that align with its mission of local impact.
Requirements
SKILLS & QUALIFICATIONS
Education / Experience
• Bachelor's Degree, preferably in Finance, Accounting or Business Administration.
• Entry level role with a up to 3 years of experience in commercial credit analysis, lending or related experience.
• Familiarity with compliance requirements (CRA, Reg B & HMDA) and regulatory reporting (e.g., HMDA, UCC filings).
Skills
• Effective analytical skills that produce educated assessments and conclusions.
• Strong organizational and time management abilities with a focus on meeting deadlines and maintaining accuracy.
• Excellent written and verbal communication skills to present a complete analysis.
• Problem-solving mindset with the ability to adapt to changing priorities and resolve transaction issues efficiently.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook); ability to learn and utilize bank-specific systems and software.
PHYSICAL DEMANDS:
• Ability to sit, walk, and move throughout the office or branch location as needed to perform job duties.
• Manual dexterity to operate a computer, office equipment, and handle physical materials such as documents or supply boxes.
• Effective verbal communication and listening skills to interact with customers and team members.
DISCLAIMER
Savers Bank is an equal opportunity employer and does not discriminate against any employee or applicant for employment based on race, color, religion, national origin, age, gender, sex, ancestry, citizenship status, mental or physical disability, genetic information, sexual orientation, veteran status, or military status.
All job requirements in the job description provided indicate the minimum level of knowledge, skills, and/or abilities deemed necessary to perform the job competently. Job descriptions are an overview of the duties, responsibilities, and requirements of the position. Employees may be required to perform other job-related assignments as requested. If I have any questions about job duties not specified on this description that I am asked to perform, I should discuss them with my immediate supervisor or a member of the Human Resources staff.
Salary Description
$60,000 - 76,000 annually