Entrylevel Financial Analyst Jobs in Baltimore, MD

Job Title: Entry Level Financial Analyst
Job Description
The Entry Level Analyst is responsible for processing complex transactions and reconciliations related to loan and security payments, with a strong focus on data accuracy, financial analysis, and compliance. This role involves detailed review and analysis of pooled loan data from multiple mortgage servicers, ensuring variances are identified, researched, and resolved. The position requires regular use of multiple database systems, including Microsoft Excel, and close collaboration with a team in a deadline-driven environment.
Responsibilities

• Process the most complex transactions and reconciliations related to loan and security payments with a high level of accuracy and attention to detail.
• Provide remittance and correction information to servicers to ensure accurate payment processing and reporting.
• Monitor and analyze pooled loans to identify non-compliance issues and communicate findings clearly to investors.
• Evaluate servicer performance to ensure compliance with stated agreements and escalate issues as appropriate.
• Participate in system enhancements by attending user groups and performing testing to validate new features and changes.
• Identify, document, and communicate processing exceptions that may impact similar series across individual portfolios.
• Maintain a strong working knowledge of key functional areas, including Collateral, Securities, Default, and Trust Administration.
• Perform data entry, accounting, and detailed analyses of pooled loan data from various mortgage servicers using multiple database systems.
• Use Microsoft Excel regularly, including advanced functions, to reconcile data, identify variances, and ensure that all discrepancies are properly accounted for.
• Research and interpret controlling legal documents when issues arise related to collateral or bond payments to ensure proper treatment and compliance.
• Work closely with team members in a highly collaborative, team-oriented environment to meet recurring monthly analysis deadlines.
• Provide training and guidance to junior staff as needed and review their processing and reconciliations for accuracy and completeness.
• Propose recommendations for process improvements and implement automated solutions on an ongoing basis to increase efficiency and accuracy.
• Support Default and Trust Administration activities by ensuring that data and documentation are complete, consistent, and compliant.
• Manage workload effectively in a deadline-driven environment, including working overtime during peak periods to complete required analyses.

Essential Skills

• Demonstrated experience with Microsoft Excel, including formulas, pivot tables, VLOOKUP, and other advanced functions.
• Ability to perform detailed business and financial analysis on pooled loan and security data.
• Strong data management skills, including data entry, reconciliation, and variance analysis across multiple systems.
• Solid understanding of finance, accounting, or related quantitative disciplines.
• Capacity to research and interpret controlling legal documents related to collateral and bond payments.
• Ability to maintain working knowledge of Collateral, Securities, Default, and Trust Administration functions.
• Strong analytical and mathematical skills to identify trends, discrepancies, and compliance issues.
• Effective written and verbal communication skills to convey findings and exceptions to servicers, investors, and internal stakeholders.
• Ability to work accurately under tight deadlines in a fast-paced, deadline-driven environment.
• Team-oriented mindset with the ability to collaborate closely with colleagues and support shared goals.

Additional Skills & Qualifications

• Bachelor's degree in Mathematics, Economics, Finance, Accounting, Statistics, Business, or a related field.
• Preferred 1+ year of experience in financial services, including internship experience.
• Experience working with multiple database systems and financial data platforms.
• Familiarity with business analysis practices in a finance or securities environment.
• Experience participating in system enhancements, user groups, or testing activities.
• Ability to train and mentor junior team members and review their work for accuracy.
• Experience proposing and implementing automated solutions or process improvements.
• Strong organizational skills with the ability to manage multiple tasks and priorities.
• Comfort working with complex financial structures, pooled loans, and mortgage servicing data.

Work Environment
The role operates in a highly team-oriented, task-based environment where collaboration and communication are central to success. The work is deadline-driven, with critical analyses required at specific points during the month, which may necessitate overtime during peak periods. The position offers a hybrid, flexible schedule, with some training conducted on-site and large team meetings held monthly on-site in a corporate office setting. Remote work is available outside of major conferences or team meetings, providing flexibility while maintaining strong team cohesion. The organization emphasizes growth opportunities and upward mobility, and the culture supports professional development and engagement in system enhancements and process improvements.
Job Type & Location
This is a Contract to Hire position based out of Columbia, MD.
Pay and Benefits
The pay range for this position is $23.00 - $23.00/hr.
Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type
This is a hybrid position in Columbia,MD.
Application Deadline
This position is anticipated to close on Sep 4, 2026.
About Aston Carter
Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.