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Entry Level Life Insurance Agent Jobs in Detroit, MI

HMG Careers

Remote Life Insurance Agent

Detroit, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Ann Arbor, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Larsen Life Group

Life Insurance Sales Agent

Detroit, MI · On-site +1

$30K - $160K/yr

... life and protect their loved ones. Take control of your future and launch your agent career today. Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching ...

HealthMarkets, Inc.

Insurance Agent

Southfield, MI · On-site

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Ypsilanti, MI · On-site

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Detroit, MI

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Troy, MI · On-site

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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All JobsLife Insurance Agent JobsEntry Level Life Insurance Agent JobsEntry Level Life Insurance Agent Jobs in Detroit, MI

Entry Level Life Insurance Agent information

See Detroit, MI salary details

$17.8K

$88.1K

$143.5K

How much do entry level life insurance agent jobs pay per year?

As of Aug 7, 2026, the average yearly pay for entry level life insurance agent in Detroit, MI is $88,075.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,900.00 and $120,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level life insurance agents, and how can they be overcome?

Entry-level life insurance agents often face challenges such as building a client base from scratch, handling rejection, and understanding complex insurance products. To overcome these obstacles, agents should focus on consistent networking, seeking mentorship from experienced colleagues, and participating in ongoing training provided by their agency. Developing strong communication skills and staying organized with client follow-ups can also help new agents build trust and establish lasting relationships. Most agencies support new agents with training programs and team collaboration to help them succeed.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you need a high school diploma (or equivalent), basic sales knowledge, and the ability to obtain state insurance licensing. Familiarity with customer relationship management (CRM) software and digital sales platforms is commonly required, along with passing the state licensing exam. Strong interpersonal skills, active listening, and resilience help agents build trust and handle client objections effectively. These skills are crucial for successfully acquiring and retaining clients, meeting sales targets, and ensuring compliance with industry regulations.
What are the most commonly searched types of Life Insurance Agent jobs in Detroit, MI? The most popular types of Life Insurance Agent jobs in Detroit, MI are:
What cities near Detroit, MI are hiring for Entry Level Life Insurance Agent jobs? Cities near Detroit, MI with the most Entry Level Life Insurance Agent job openings:
Entry Level Life Insurance Agent jobs near you
Infographic showing various Entry Level Life Insurance Agent job openings in Detroit, MI as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,075 per year, or $42.3 per hour.

Life Insurance Agent - Remote

eFund Insurance & Financial Services, LLC

Southfield, MI • On-site

$60K - $120K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

(Must Live in Michigan to Apply) - Licensed Life Insurance Sales Agent – Commission-Only

Work From Home | Full-Time | Monday–Friday, 9:00 AM – 6:00 PM

Why This Role is Exciting

  • Commission-only – unlimited earning potential
  • Commissions start at 50% and go up to 70%
  • Income projections: $60,000–$80,000
  • Top producers earn: $80,000–$120,000+
  • Incentive trips for top performers – monthly, quarterly, and yearly
  • All leads are provided by the company – direct inbound and inbound live transfer leads
  • No cold calling, no prospecting, no door-to-door sales
  • World-class training, daily coaching, and personal development support
  • True partnership model – your success is our success
  • We handle the lead flow so you can focus solely on closing

About eFund Insurance & Financial Services

Founded in 2010, eFund Insurance & Financial Services, LLC is a Michigan-based agency specializing in life insurance sales for seniors. Our culture is built on performance, integrity, and long-term agent success.

You’ll work 100% remotely, receiving a steady stream of direct inbound and inbound live transfer leads — so you can spend your time selling, not chasing down cold prospects.

This is not just a job — it’s a true performance-based partnership. We provide high-quality direct inbound and live transfer leads, invest heavily in your training and support systems, and give you every tool to succeed. When you win, we win.

What You’ll Do

  • Sell life insurance policies to seniors (ages 50–85) entirely over the phone
  • Receive direct inbound and inbound live transfer leads — every lead is interested and ready to talk
  • Follow high-converting scripts and proven sales systems
  • Deliver outstanding service and close new business daily
  • Work full-time: Monday–Friday, 9:00 AM – 6:00 PM

World-Class Training & Support

  • Structured training program for new and experienced agents
  • Live call reviews, sales scripts, and objection-handling practice
  • Daily coaching from top-producing agents and leadership
  • Continuous personal and professional development opportunities
  • Our systems are designed to help you start fast and scale quickly

Licensing Requirements for Strong Lead Flow

To ensure you receive a consistent stream of quality direct inbound and inbound live transfer leads, you’ll need to obtain up to 8 non-resident state licenses.

  • Cost: approximately $500–$600 total
  • We’ll guide and assist you in selecting the best states for licensing

What You’ll Need

  • Must live in Michigan
  • Active Life Insurance License (Michigan resident license required)
  • Willingness to obtain up to 8 non-resident state licenses
  • Previous sales or phone-based customer service experience preferred
  • Excellent communication skills and a drive to succeed

Remote work setup requirements:

  • Windows 10 PC (i3 processor or better, 8GB RAM, hardwired connection)
  • USB headset with microphone and webcam
  • High-speed wired internet (no hotspots or satellite connections)

Why Join eFund Insurance?

  • Commissions up to 70% with unlimited earning potential
  • 100% company-provided direct inbound and inbound live transfer leads – no cold calling ever
  • World-class training, mentorship, and ongoing coaching
  • Daily leadership support and a true partnership model
  • Performance-based incentives, bonuses, and travel rewards
  • Work from home while building a six-figure income path
  • A true partnership – we invest in your success and grow with you

Apply Now

Join a performance-driven partnership that provides you with direct inbound and inbound live transfer leads, world-class training, and full support to build a high-income, remote sales career — all from your home, anywhere in Michigan.

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