Entry Level Fintech Software Engineer Jobs in Indianapolis, IN

Job Summary:

Build high-quality, innovative and fully performing software in compliance with coding standards and technical design. Design, modify, develop, write and implement software programming applications. Support and/or install software applications. Participate in the testing process through test review and analysis, test witnessing and certification of software.

Key Responsibilities:

Develop software solutions by studying information needs; conferring with users; studying systems flow, data usage and work processes; investigating problem areas; following the software development lifecycle; Document and demonstrate solutions; Develops flow charts, layouts and documentation Determine feasibility by evaluating analysis, problem definition, requirements, solution development and proposed solutions; Understand business needs and know how to create the tools to manage them Prepare and install solutions by determining and designing system specifications, standards and programming Participate in educational opportunities; read professional publications; maintain personal networks; participate in professional organizations Provide information by collecting, analyzing, and summarizing development and issues while protecting IT assets by keeping information confidential; Improve applications by conducting systems analysis recommending changes Define applications and their interfaces, allocate responsibilities to applications, understand solution deployment, and communicate requirements for interactions with solution context, define Nonfunctional Requirements (NFRs) Understands multiple architectures and how to apply architecture to solutions; understands programming and testing standards; understands industry standards for traditional and agile developmentCummins is an equal opportunity employer. Our policy is to provide equal employment opportunities to all qualified persons without regard to race, sex, color, disability, national origin, age, religion, union affiliation, sexual orientation, veteran status, citizenship, gender identity, or other status protected by law.

College job type: Entry Level Full-time.

Subfunction: Not Applicable

Degree level: BS

Educational Program: Artificial Intelligence & Business Analytics

Start date: 1st of June 2027

Job Skill Requirements:

• Familiarity with AWS services, APIs, databases, telemetry data flows, logging platforms, and distributed system architectures.
• Ability to integrate and analyze data across multiple subsystems
• Basic Understanding of prompt engineering, agent design patterns, and AI-driven decisioning systems
• Develop and enhance full-stack applications using modern web and cloud technologies.
• Support cloud service development, integration, and deployment activities.
• Create and execute automated tests to validate software quality and reliability.
• Participate in code reviews and adopt software engineering best practices.
• Assist in monitoring, troubleshooting, and improving cloud-hosted applications.
• Collaborate with global engineering teams on feature development and technical investigations.
• Document solutions, technical designs, and implementation approaches.
• Learn and apply cloud architecture, cybersecurity, DevOps, and Agile development practices.

Required Work Location: On-site with Flexibility

U.S. Early Careers Eligibility Requirements:

Exempt Entry Level: Designed for external candidates within 2 years of completing their highest level of degree (Bachelor, Master, PhD, MBA, or JD) from an accredited U.S. college/university, and currently reside within the continental U.S.

International Student Eligibility (U.S. based roles): F-1 visa students must have approved Curricular Practical Training (CPT) or Occupational Practical Training (OPT) before their Early Career assignment begin. CPT/OPT must relate to their degree and be authorized by their university. Students are responsible for securing this approval through their school's international office.

Competencies: 
Business insight - Applying knowledge of business and the marketplace to advance the organization's goals.
Communicates effectively - Developing and delivering multi-mode communications that convey a clear understanding of the unique needs of different audiences.
Customer focus - Building strong customer relationships and delivering customer-centric solutions.
Global perspective - Taking a broad view when approaching issues, using a global lens.
Manages conflict - Handling conflict situations effectively, with a minimum of noise.
Agile Architecture - Designs the fundamental organization of a system embodied by its components, their relationships to each other and to the environment to guide its emergent design and evolution.
Agile Development - Uses API-First Development where requirements and solutions evolve through the collaborative effort of self-organizing and cross-functional teams and their customer(s)/end user(s) to construct high-quality, well designed technical solutions; understands and includes the Internet of Things (IoT), the Digital Mesh, and Hyper Connectivity as inputs to API-First Development so solutions are more adaptable to future trends in Agile development.
Agile Systems Thinking - Embraces a holistic approach to analysis that focuses on the way that a system's constituent parts interrelate and how systems work over time and within the context of larger systems to ensure the economic success of the solution. 
Agile Testing - Leads a cross-functional agile team with special expertise contributed by testers working at a sustainable pace, by delivering business value desired by the customer at frequent intervals to ensure the economic success of the solution.
Regulatory Risk Compliance Management - Evaluates the design and effectiveness of controls against established industry frameworks and regulations to assess adherence with legal/regulatory requirements. 
Solution Functional Fit Analysis - Composes and decomposes a system into its component parts using procedures, tools and work aides for the purpose of studying how well the component parts were designed, purchased and configured to interact holistically to meet business, technical, security, governance and compliance requirements.
Solution Modeling - Creates, designs and formulates models, diagrams and documentation using industry standards, tools, version control, and build and test automation to meet business, technical, security, governance and compliance requirements.
Values differences - Recognizing the value that different perspectives and cultures bring to an organization. 
Education, Licenses, Certifications: 
College, university, or equivalent degree in Computer Science, Engineering, or related subject, or relevant equivalent experience required. This position may require licensing for compliance with export controls or sanctions regulations. 
Experience: 
Experience working as a software engineer such as in a temporary student employment, intern, co-op, or other extracurricular team activities is preferred and includes working in an Agile environment and demonstrating knowledge in fundamental IT technical skill sets and ability to take a solution from scoping requirements through actual launch of the solution.