2

Entry Level Credit Analyst Jobs in Springfield, MO

Career pathing opportunities for both entry level, and experienced individuals * Opportunity to be ... Review and analyze daily and weekly reports such as special-order requests, customer bid files, and ...

Entry Level Credit Analyst information

See Springfield, MO salary details

$13

$27

$44

How much do entry level credit analyst jobs pay per hour?

As of Jul 28, 2026, the average hourly pay for entry level credit analyst in Springfield, MO is $27.22, according to ZipRecruiter salary data. Most workers in this role earn between $21.01 and $30.62 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Entry Level Credit Analyst, and why are they important?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an Entry Level Credit Analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.
What are the most commonly searched types of Credit Analyst jobs in Springfield, MO? The most popular types of Credit Analyst jobs in Springfield, MO are:
What are popular job titles related to Entry Level Credit Analyst jobs in Springfield, MO? For Entry Level Credit Analyst jobs in Springfield, MO, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Analyst jobs in Springfield, MO look for? The top searched job categories for Entry Level Credit Analyst jobs in Springfield, MO are:
What cities near Springfield, MO are hiring for Entry Level Credit Analyst jobs? Cities near Springfield, MO with the most Entry Level Credit Analyst job openings:
Infographic showing various Entry Level Credit Analyst job openings in Springfield, MO as of July 2026, with employment types broken down into 87% Full Time, 8% Part Time, 1% Temporary, and 4% Contract. Highlights an 86% Physical, 6% Hybrid, and 8% Remote job distribution, with an average salary of $56,618 per year, or $27.2 per hour.
Member Service Representative

Member Service Representative

TelComm Credit Union

Springfield, MO โ€ข On-site

$17.50 - $19/hr

Other

Medical, Retirement, PTO

Posted 16 days ago


Job description

Description
Reports To: Branch Manager
Override Capabilities: None
Starting Hourly Pay Range: $17.50 to 19.00
Overview:
As a front-line representative of TelComm Credit Union, you are expected to warmly welcome members and other branch visitors, answer phone calls with a smile and a genuine desire to help, and overall provide a positive and professional experience to those you come in contact with. This position is responsible for assisting members with a variety of services by promptly and professionally performing various types of financial transactions and for establishing strong relationships. This position will be performing certain functions within the operations area related to the day-to-day operations as well as handling functions that have a regulatory, monetary, and potential reputational risk to the credit union.
Roles and Responsibilities (including, but not limited to):
Front Line Teller Member Service:
  • Receive checks, money, debit and credit payments from members.
  • Solve any issues that pertain to the transactions.
  • Answer all account related inquiries.
  • Follow company procedures to count and manage all the funds they receive from members.
  • Build and maintain member relations by providing high-quality services.
  • Reconcile all transactions at the end of their shift.
  • Educate members on benefits of membership and the benefits of products and services
  • Perform account interactions via various in person and electronic methods, to include but not limited to transactions, payments, inquiries, certificates of deposit, online banking, fraud claims, and BillPay. Process orders for checks and debit cards. Processes payments to various credit union products.
  • Maintains regular and reliable attendance, punctuality and personal appearance. Reads, writes, and communicates in a clear and efficient manner via various types of correspondence, such as, in person, phone, email, letters, etc. Adheres to all company policies and procedures, as well as all applicable banking rules, regulations, and laws (including BSA/AML).
  • Recognize problems that could have a member or regulatory impact and escalate appropriately.

Preferred qualifications (Education, Experience, Skills):
  • Position requires a positive attitude with ability to work independently and in a team.
  • Ability to accurately handle cash in a swift manner when dealing with members.
  • Requires good communication skills, time management skills and the ability to embrace change.
  • High School Diploma or equivalent.
  • 6 months or more of cash handling and/ or customer service experience preferred.
  • Ability to work in a fast-paced environment.
  • General mathematical, analytical, attention to detail, and organizational skills.

Physical Requirements:
General Office Duties:
  • Ability to sit or stand at a desk for prolonged periods of time (up to 8 hours per day).
  • Regular use of a computer and office equipment (e.g., phone, printer, copier).
  • Manual dexterity required for typing and data entry.

Physical Activity:
  • Occasional walking, bending, or reaching.
  • Ability to lift and carry files, documents, or office supplies weighing up to 20 pounds.

Vision and Hearing:
  • Clear vision required to read financial documents, computer screens, and other office materials.
  • Hearing ability sufficient to hold conversations over the phone and in person.

The TelComm Promise:
TelComm Credit Union is a people-minded financial institution who truly understands that no matter how big we get we are still people helping people. We know the people who work for us are by far our biggest asset and vital to our continued success. We want to help you help others. At TelComm we Communicate Respectfully, Foster Unity, Serve Compassionately, Act with Integrity, Radiate Positivity, and Cultivate Growth and Learning. Those are the core values most important to us. Keeping promises is also important to us and, as a company, we make a promise to all associates....
To empower you. Your education, experience, and life knowledge will all be drawn from in your day-to-day activities, and regardless of how much or how little you believe you have - we want to build on it. Once hired into a position, we will train you to know how to do what we do. We promote goal setting and career development as a shared responsibility and will provide the knowledge and resources needed on your path to success. We have classes explaining the basics to the not so basics. And will do one on one training when needed. You will have hands on help until there is confidence on both sides. We believe in cross training into different departments. Nothing is beyond your reach here. All of our executives were once front line or entry level workers who were promoted so we know talent can and will be found at every level.
To do the right thing for you. Our CEO evaluates our pay structure regularly to ensure we stay competitive, our bountiful benefits include paid medical after 30 days, generous PTO which begins accruing on your first paycheck, 11 paid holidays per year, a 401k retirement with matching funds*, profit sharing, tuition reimbursement, business casual dress code, and jean days. We respect your life outside of work and want you to have a positive life work balance. Schedules are given in advance and meetings are scheduled with ample time to prepare.
To strive for open communication. Our interviews are designed to not only determine if you can do the job, but for you to come in to see if we will fit well together. Interview us as much as we interview you. Each of our managers have their own management style or leadership philosophy and can describe it- including how they give feedback, what the performance review process is like, and the challenges you may face in the position. Ask them about it. Ask them about anything. Feel free to talk to other associates and ask them questions as well. We strive for open communication across all departments and levels. We want you to feel comfortable and confident in your position. Our meetings are designed to give all associates access to the information necessary to thrive.