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Disaster Adjuster Jobs in Texas (NOW HIRING)

Munich Re

Seasonal CAT Adjuster

Houston, TX

As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most. We're seeking an individual with excellent decision making ...

Munich RE

Seasonal CAT Adjuster

Houston, TX · On-site

As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most. We're seeking an individual with excellent decision making ...

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Disaster Adjuster information

What is a disaster adjuster?

A Disaster Adjuster is a professional who assesses damage and determines insurance payouts after natural disasters or large-scale emergencies, such as hurricanes, floods, or wildfires. They inspect affected properties, evaluate losses, and work closely with policyholders to process claims quickly and fairly. Disaster Adjusters often travel to disaster sites, work in challenging conditions, and play a key role in helping individuals and businesses recover after catastrophic events.

What are the key skills and qualifications needed to thrive as a disaster adjuster, and why are they important?

To thrive as a Disaster Adjuster, you need strong analytical skills, knowledge of insurance policies, and experience in property assessment, often supported by relevant licenses or certifications. Familiarity with claims management software, digital imaging tools, and remote inspection technologies is typically required. Excellent communication, empathy, and organizational skills help build trust with clients and efficiently manage high-stress situations. These skills are crucial for delivering accurate, timely claims resolutions and supporting affected individuals during challenging times.

What are some typical challenges disaster adjusters face when handling large-scale catastrophe claims?

Disaster Adjusters often encounter the challenge of managing a high volume of claims in a short period, especially after major natural disasters. They must quickly assess damage, coordinate with policyholders, and collaborate with other adjusters and contractors while maintaining accuracy and empathy under pressure. Additionally, working in disaster zones may involve unpredictable travel, long hours, and adapting to rapidly changing conditions, all of which require strong organizational and communication skills.

What is the difference between Disaster Adjuster vs Property Claims Adjuster?

Disaster AdjusterProperty Claims Adjuster
Handles claims related to natural disasters like hurricanes, floods, and wildfiresHandles claims for property damage caused by various incidents, including fire, theft, or vandalism
Requires knowledge of disaster-specific policies and extensive fieldwork in affected areasRequires general property insurance knowledge and often works in office or on-site at claim locations
Often employed by insurance companies or public adjusting firms during large-scale disaster eventsEmployed by insurance companies to assess and settle property damage claims

Disaster Adjusters specialize in managing claims related to natural disasters, often working in affected areas, while Property Claims Adjusters handle a broader range of property damage claims. Both roles require similar certifications and insurance knowledge, but Disaster Adjusters focus on large-scale disaster scenarios.

How do you become a disaster adjuster?

To become a disaster adjuster, typically you need a high school diploma or equivalent, relevant insurance licensing, and training in claims adjusting. Gaining experience in insurance or claims handling and obtaining certifications such as the Certified Claims Adjuster (CCA) can improve job prospects; the role often involves working in the field during disaster response efforts.

Is a disaster adjuster a good job?

Disaster adjusters evaluate insurance claims related to natural and man-made disasters, often working in challenging environments and requiring strong communication and analytical skills. The job can offer competitive pay, opportunities for overtime, and seasonal work, but it may involve irregular hours and exposure to stressful situations. Certification and experience in insurance or claims adjusting are typically required.

What cities in Texas are hiring for Disaster Adjuster jobs?

Cities in Texas with the most Disaster Adjuster job openings:

Disaster Adjuster jobs near you
Infographic showing various Disaster Adjuster job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.

Seasonal CAT Adjuster

Houston, TX

Munich Re
See more jobs at Munich Reexternal

Full-time

Re-posted yesterday

Job description

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property - such as manufactured homes and specialty dwellings - and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can't.

American Modern Insurance Group is recruiting Seasonal CAT Adjusters to join our CAT team! This is a temporary, full-time position from April to October/November and will be required to travel for CAT deployments across the United States.  As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most.
We're seeking an individual with excellent decision making skills, the ability to work under pressure, solid organizational skills, exemplary customer service skills, as well as time management skills to balance various tasks. 

  • A majority of claims handled would be catastrophe related (Occasionally, adjusters may handle day to day claims)
  • Provide prompt contact and timely adjustment of assigned claims.
  • Handle assigned claims from start to finish, including investigation, documentation, coverage analysis and subrogation/salvage assessment.
  • Perform on-site inspections including carrying and setting up a 40-pound ladder, walking on roofs, and accessing tight spaces.
  • Travel is expected about 75% of the time

This career might be right for you if:

  • Must possess and maintain adjuster licenses in each of these states (FL, LA, TX, OK, NC, and SC), and ensure all continuing education requirements are fulfilled. 
  • Licenses held in DE, RI, WY, KY, CT, NH, NM, VT preferred.
  • Previous field property claim handling experience is required.  Preferably experience field CAT property claims experience is required.
  • Ability to perform physical inspections; climb roofs, stoop, bend, etc.
  • Mobile home and Dwelling construction knowledge preferred.
  • You must have a Bachelor's degree or equivalent work/industry experience.
  • A clean driving record and a valid driver's license are required.
  • Proficiency in Cotality, Xactimate or similar estimating platform experience
  • Industry training, coursework, certifications are preferred.  (AIC, CPCU, SCLA)
  • Ability to lift, carry, set-up, ascend and descend ladders in excess of 40 pounds.
  • Ability to complete field inspections (scope, diagram and estimate damages)

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us.  Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work.  We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day.  We recruit and talent with a focus on providing our customers the most innovative products and services.

We are an equal opportunity employer.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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