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Disaster Adjuster Jobs in Kentucky (NOW HIRING)

SKY Restoration DKI

Lead Mitigation Tech

Smiths Grove, KY · On-site

$50K - $75K/yr

Communicate with project managers, adjusters, and customers regarding job status and scope of work ... SKY Restoration DKI is a trusted name in disaster restoration serving Smiths Grove, KY and the ...

Sky Restoration DKI

Lead Mitigation Tech

Smiths Grove, KY · On-site

$50K - $75K/yr

Communicate with project managers, adjusters, and customers regarding job status and scope of work ... SKY Restoration DKI is a trusted name in disaster restoration serving Smiths Grove, KY and the ...

Jenkins Environmental Services, Llc

$70 - $90/hr

... disaster and for restoring property and lives with a servant's heart. They should embody Jenkins ... Negotiate estimates with insurance adjusters, third party administrator, and/or third-party ...

EMC Insurance

$112 - $177/hr

... adjusters* Actively participates in claim committee and takes on a coaching role for other ... disaster or claims system interruption* Monitors and evaluates reserve development for assigned ...

All JobsDisaster Adjuster JobsDisaster Adjuster Jobs in Kentucky

Disaster Adjuster information

What is a disaster adjuster?

A Disaster Adjuster is a professional who assesses damage and determines insurance payouts after natural disasters or large-scale emergencies, such as hurricanes, floods, or wildfires. They inspect affected properties, evaluate losses, and work closely with policyholders to process claims quickly and fairly. Disaster Adjusters often travel to disaster sites, work in challenging conditions, and play a key role in helping individuals and businesses recover after catastrophic events.

What are the key skills and qualifications needed to thrive as a disaster adjuster, and why are they important?

To thrive as a Disaster Adjuster, you need strong analytical skills, knowledge of insurance policies, and experience in property assessment, often supported by relevant licenses or certifications. Familiarity with claims management software, digital imaging tools, and remote inspection technologies is typically required. Excellent communication, empathy, and organizational skills help build trust with clients and efficiently manage high-stress situations. These skills are crucial for delivering accurate, timely claims resolutions and supporting affected individuals during challenging times.

What are some typical challenges disaster adjusters face when handling large-scale catastrophe claims?

Disaster Adjusters often encounter the challenge of managing a high volume of claims in a short period, especially after major natural disasters. They must quickly assess damage, coordinate with policyholders, and collaborate with other adjusters and contractors while maintaining accuracy and empathy under pressure. Additionally, working in disaster zones may involve unpredictable travel, long hours, and adapting to rapidly changing conditions, all of which require strong organizational and communication skills.

What is the difference between Disaster Adjuster vs Property Claims Adjuster?

Disaster AdjusterProperty Claims Adjuster
Handles claims related to natural disasters like hurricanes, floods, and wildfiresHandles claims for property damage caused by various incidents, including fire, theft, or vandalism
Requires knowledge of disaster-specific policies and extensive fieldwork in affected areasRequires general property insurance knowledge and often works in office or on-site at claim locations
Often employed by insurance companies or public adjusting firms during large-scale disaster eventsEmployed by insurance companies to assess and settle property damage claims

Disaster Adjusters specialize in managing claims related to natural disasters, often working in affected areas, while Property Claims Adjusters handle a broader range of property damage claims. Both roles require similar certifications and insurance knowledge, but Disaster Adjusters focus on large-scale disaster scenarios.

How do you become a disaster adjuster?

To become a disaster adjuster, typically you need a high school diploma or equivalent, relevant insurance licensing, and training in claims adjusting. Gaining experience in insurance or claims handling and obtaining certifications such as the Certified Claims Adjuster (CCA) can improve job prospects; the role often involves working in the field during disaster response efforts.

Is a disaster adjuster a good job?

Disaster adjusters evaluate insurance claims related to natural and man-made disasters, often working in challenging environments and requiring strong communication and analytical skills. The job can offer competitive pay, opportunities for overtime, and seasonal work, but it may involve irregular hours and exposure to stressful situations. Certification and experience in insurance or claims adjusting are typically required.
Disaster Adjuster jobs near you
Infographic showing various Disaster Adjuster job openings in Kentucky as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 83% In-person, and 17% Remote job distribution.

Lead Mitigation Tech

Smiths Grove, KY • On-site

SKY Restoration DKI
Construction • 11 - 50 employees
Learn more about SKY Restoration DKIexternal

$50K - $75K/yr

Full-time

Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Benefits:
  • Paid time off
  • Free uniforms
  • Opportunity for advancement
  • Training & development
  • 401(k) matching
  • Bonus based on performance
  • Company car
  • Competitive salary

About the Role:
SKY Restoration DKI is looking for a skilled and driven Lead Mitigation Technician to join our team in Smiths Grove, KY. This is your chance to take the lead on meaningful restoration work, guiding crews through water, fire, and storm damage mitigation projects that make a real difference for homeowners and businesses. If you thrive in a fast-paced, hands-on environment and are ready to step into a leadership role, we want to hear from you.
Responsibilities:
  • Lead and supervise mitigation crews on water, fire, smoke, and storm damage restoration job sites
  • Perform water extraction, structural drying, demolition, and content manipulation
  • Set up and monitor drying equipment including air movers, dehumidifiers, and moisture meters
  • Document job site conditions, moisture readings, and progress through daily reporting
  • Communicate with project managers, adjusters, and customers regarding job status and scope of work
  • Ensure all work is performed in compliance with IICRC standards and safety protocols
  • Train and mentor junior technicians on proper mitigation techniques and procedures
Requirements:
  • 2+ years of experience in water/fire mitigation or restoration industry
  • IICRC WRT (Water Restoration Technician) certification preferred or willingness to obtain
  • Prior leadership or crew lead experience strongly preferred
  • Proficiency with drying equipment, moisture detection tools, and industry software
  • Valid driver's license with a clean driving record
  • Ability to perform physical tasks including lifting, carrying, and working in confined spaces
  • Strong communication skills and a customer-first attitude
  • Availability for on-call and emergency response shifts as needed
About Us:
SKY Restoration DKI is a trusted name in disaster restoration serving Smiths Grove, KY and the surrounding communities. As a proud member of the DKI network — North America's largest disaster restoration contracting organization — we bring industry-leading resources and expertise to every job. Our team is built on integrity, craftsmanship, and a genuine commitment to helping people recover when it matters most.