ZipRecruiter

Log In

1

Direct Lending Jobs in Texas (NOW HIRING)

Abrigo

Senior Consultant

Austin, TX · On-site +1

The Senior Consultant - Lending & Credit is a key role within the Advisory Services team reporting to the Director of Lending and Credit Advisory services, focused on providing expert guidance to ...

AgFirst

Sr Credit Officer I - Power & Crops

Austin, TX · On-site

The role supports association relationship management, direct and OFI lending program evaluation, and development of lending practices and operating procedures, while contributing industry, peer ...

Abrigo

Senior Consultant

Austin, TX · On-site +1

The Senior Consultant - Lending & Credit is a key role within the Advisory Services team reporting to the Director of Lending and Credit Advisory services, focused on providing expert guidance to ...

Sageworks

Senior Consultant

Austin, TX · On-site +1

The Senior Consultant - Lending & Credit is a key role within the Advisory Services team reporting to the Director of Lending and Credit Advisory services, focused on providing expert guidance to ...

PNC Bank

Home Lending Credit Director

Dallas, TX

The Home Lending Credit Director is the senior executive responsible for the strategy, performance, governance, and risk management of PNC's residential real estate credit business. This includes ...

previous page

Showing results 41-60

All JobsDirect Lending JobsDirect Lending Jobs in Texas

Direct Lending information

See Texas salary details

$10.2K

$78.3K

$130K

How much do direct lending jobs pay per year?

As of Sep 7, 2026, the average yearly pay for direct lending in Texas is $78,292.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $116,500.00 per year, depending on experience, location, and employer.

What is direct lending?

A Direct Lending job involves evaluating, originating, and managing loans provided directly to businesses or individuals without intermediaries like banks. Professionals in this field assess credit risk, structure loan terms, and ensure compliance with financial regulations. Roles can vary from credit analysis to portfolio management, focusing on providing customized financing solutions. Strong analytical skills, financial modeling, and an understanding of market trends are essential for success in this field.

What does a direct lending professional do?

A typical day in Direct Lending involves conducting due diligence on potential borrowers, analyzing financial statements, structuring loan terms, and preparing credit memos for approval. Team members often collaborate closely with credit committees, relationship managers, and legal specialists to ensure seamless deal processing and compliance with internal policies. Regular communication with clients is also a key aspect, as it helps address borrower inquiries and manage ongoing relationships. While the workflow can be dynamic, strong organization and prioritization skills help professionals stay on top of multiple concurrent transactions.

What skills and qualifications are needed for direct lending?

To thrive in Direct Lending, you need a solid understanding of credit analysis, financial structuring, and underwriting, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, financial modeling software, and regulatory compliance requirements is typically expected. Strong interpersonal skills, attention to detail, and effective negotiation abilities are crucial for building client relationships and managing transactions. These competencies ensure accurate risk assessment, efficient deal execution, and successful portfolio management in a competitive lending environment.

How to get a job in direct lending?

To get a job in direct lending, candidates typically need a bachelor's degree in finance, economics, or a related field, along with strong analytical and communication skills. Relevant experience in banking, credit analysis, or financial services can improve chances, and certifications like the CFA or credit-specific training may be beneficial. Applying through financial institutions, networking, and demonstrating knowledge of lending processes are key steps.

What do direct lenders do?

Direct lenders provide loans directly to borrowers without intermediaries, often offering personal, business, or mortgage loans. They evaluate applicants' creditworthiness, set loan terms, and handle the approval process, typically using financial analysis and underwriting skills.

What cities in Texas are hiring for Direct Lending jobs?

Cities in Texas with the most Direct Lending job openings:

Direct Lending jobs near you
Infographic showing various Direct Lending job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 13% Part Time, and 6% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $78,292 per year, or $37.6 per hour.

Senior Consultant

Abrigo

Austin, TX • On-site, Remote

Full-time

Medical, Retirement, PTO

Posted 26 days ago

Job description

We provide technology that community financial institutions use to manage risk and drive growth. Our solutions automate key processes – from anti-money laundering to fraud detection to CECL readiness to lending workflows – empowering our customers by addressing their Enterprise Risk Management needs.  

The Senior Consultant – Lending & Credit is a key role within the Advisory Services team reporting to the Director of Lending and Credit Advisory services, focused on providing expert guidance to financial institutions. This position involves leading advisory engagements, delivering strategic recommendations, and serving as a subject matter expert in banking and financial services. As part of a dynamic and growing team, this role offers opportunities to work with a variety of clients, providing best practices and formal deliverables across multiple areas of lending and credit risk.

We are seeking highly motivated candidates with deep expertise in credit and lending, strong analytical skills, and a strategic mindset. The ideal candidate will have a well-rounded understanding of financial institution operations, experience working in leadership roles within banking, and the ability to translate complex concepts into actionable recommendations for clients.

Applicants may choose to work remotely or be hybrid-based at our office in Raleigh (NC) or Austin (TX).

What You'll Do:

  • Lead advisory engagements and serve as a subject matter expert in lending, credit risk, and financial strategy.
  • Provide recommendations and develop deliverables on best practices for credit and lending policies and procedures.
  • Consult clients in developing small business lending decision models.
  • Analyze and optimize loan origination workflow efficiencies, ensuring alignment with industry best practices from application to loan closing.
  • Guide financial institutions in establishing and refining credit risk frameworks, including risk rating systems and risk scorecards.
  • Stay current on credit-related compliance requirements and demonstrate a willingness to research and integrate new regulations into advisory offerings.
  • Support financial institutions in enterprise strategic planning initiatives.
  • Deliver formal reports and presentations to client leadership teams, ensuring actionable insights and high-quality recommendations.
  • Provide insights and thought leadership on topics that define the current banking landscape.
  • Other duties as assigned.
  • Occasional travel required for team events to support engagement, relationship-building, and key decision-making.

What You'll Need:

  • Bachelor’s degree in accounting, finance, or a related field.
  • Certifications, such as CPA, banking/finance certifications, and/or graduate school of banking completion preferred.
  • Proven experience in developing, implementing, and refining credit policies to align with regulatory requirements and institutional risk management strategies.
  • Prior experience in enterprise strategic planning.
  • A broad range of experience, preferably in community banking, with exposure to multiple functional areas.
  • Executive committee experience may substitute for direct lending experience.
  • Familiarity with small business lending decision modeling, loan pricing, strategic planning, and asset-liability management components is a plus.
  • Ability to quickly adapt to new technologies and industry advancements.
  • Proactive approach to leveraging innovative tools and solutions to enhance client outcomes.

What You’ll Get:

  • Market competitive total rewards package
  • To be part of the Heart & SOUL of a winning company with an inspiring mission
  • The opportunity to Make Big Things Happen
  • Competitive salary along with full health benefits with an HSA option
  • Flexible PTO and bank holidays
  • 401(k) plan and company match

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, age, genetic trait, sexual orientation, national origin, disability status, or any other characteristic protected by law. Abrigo is committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. If you need assistance or an accommodation due to a disability, you may contact us at Careers@abrigo.com with the subject line accommodation.

Apply