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Direct Lending Jobs in Florida (NOW HIRING)

InforCapital

Analyst - Direct Lending

Miami, FL · On-site

$60 - $80/hr

Rialto Capital is a real estate-focused investment manager engaged in direct lending, CMBS, and special situations investing. Responsibilities * analyzing property operating performance through ...

Rialto Capital

Analyst - Direct Lending

Miami, FL · On-site

KEY RESPONSIBILITIES: * Analyze property operating performance through review of operating statements, rent rolls and leases * Evaluate and abstract loan documents * Communicate effectively with ...

Rialto Capital

Analyst - Direct Lending

Miami, FL · On-site

KEY RESPONSIBILITIES: * Analyze property operating performance through review of operating statements, rent rolls and leases * Evaluate and abstract loan documents * Communicate effectively with ...

5 Legal

Debt Finance Associate

Miami, FL · On-site

Preferred experience includes sponsored finance, syndicated lending, acquisition/leveraged finance (either borrower or lender side) and/or direct lending and private credit transactions. Strong ...

Educational Federal Credit Union

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Director of Consumer Lending (On-Site)

Kendall, FL · On-site

Oversee daily operations of the direct and fintech consumer lending department, ensuring consistent execution of lending policies, procedures, and service standards. * Manage staffing, workflows, and ...

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Direct Lending information

See Florida salary details

$8.2K

$62.8K

$104.2K

How much do direct lending jobs pay per year?

As of Sep 6, 2026, the average yearly pay for direct lending in Florida is $62,799.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $93,400.00 per year, depending on experience, location, and employer.

What is direct lending?

A Direct Lending job involves evaluating, originating, and managing loans provided directly to businesses or individuals without intermediaries like banks. Professionals in this field assess credit risk, structure loan terms, and ensure compliance with financial regulations. Roles can vary from credit analysis to portfolio management, focusing on providing customized financing solutions. Strong analytical skills, financial modeling, and an understanding of market trends are essential for success in this field.

What does a direct lending professional do?

A typical day in Direct Lending involves conducting due diligence on potential borrowers, analyzing financial statements, structuring loan terms, and preparing credit memos for approval. Team members often collaborate closely with credit committees, relationship managers, and legal specialists to ensure seamless deal processing and compliance with internal policies. Regular communication with clients is also a key aspect, as it helps address borrower inquiries and manage ongoing relationships. While the workflow can be dynamic, strong organization and prioritization skills help professionals stay on top of multiple concurrent transactions.

What skills and qualifications are needed for direct lending?

To thrive in Direct Lending, you need a solid understanding of credit analysis, financial structuring, and underwriting, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, financial modeling software, and regulatory compliance requirements is typically expected. Strong interpersonal skills, attention to detail, and effective negotiation abilities are crucial for building client relationships and managing transactions. These competencies ensure accurate risk assessment, efficient deal execution, and successful portfolio management in a competitive lending environment.

How to get a job in direct lending?

To get a job in direct lending, candidates typically need a bachelor's degree in finance, economics, or a related field, along with strong analytical and communication skills. Relevant experience in banking, credit analysis, or financial services can improve chances, and certifications like the CFA or credit-specific training may be beneficial. Applying through financial institutions, networking, and demonstrating knowledge of lending processes are key steps.

What do direct lenders do?

Direct lenders provide loans directly to borrowers without intermediaries, often offering personal, business, or mortgage loans. They evaluate applicants' creditworthiness, set loan terms, and handle the approval process, typically using financial analysis and underwriting skills.
Direct Lending jobs near you
Infographic showing various Direct Lending job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 13% Part Time, and 6% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $62,799 per year, or $30.2 per hour.

Analyst - Direct Lending

InforCapital

Miami, FL • On-site

$60 - $80/hr

Other

Posted 5 days ago

Job description

Rialto Capital is a real estate-focused investment manager engaged in direct lending, CMBS, and special situations investing.

Responsibilities
  • analyzing property operating performance through review of operating statements, rent rolls and leases
  • evaluating and abstracting loan documents
  • negotiating complex transactions
  • researching real estate markets throughout the U.S. and communicating with brokers
  • preparing valuation and cash flow analysis on projected loan resolutions including DCF/IRR/NPV scenarios
  • underwriting potential new investment opportunities in CMBS, equity recapitalizations, asset/portfolio acquisitions, and mezzanine/preferred equity
  • underwriting performing loan requests for reserve disbursements, lease approvals, and loan extensions in compliance with loan documents
  • preparing weekly, monthly, and quarterly reports for the executive team
Requirements
  • Bachelor's degree in Accounting, Finance, Business or related field
  • 0-2 years of real estate experience including underwriting and due diligence
  • strong understanding of loan documents
  • broad commercial real estate experience across multiple property types is a plus

Rialto Capital is seeking a Analyst - Direct Lending to join their Private Credit team in Miami, United States.

The position is On-site.

This opportunity was sourced via LinkedIn guest.

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