ZipRecruiter

Log In

1

Direct Lending Analyst Jobs in Tennessee (NOW HIRING)

Symicor Group

Commercial Lender - Job # 3469

Memphis, TN · On-site

$145K/yr

Analyzing the applicant's financial status, credit, and property evaluation to determine the ... Seven or more years of direct lending or credit support-related experience with a focus on business ...

Robert Half

Banking Credit Analyst

Memphis, TN · On-site

The role offers direct mentorship from experienced credit leaders and provides room to expand into ... Partner with lending and credit team members to gather information, discuss transaction structures ...

next page

Showing results 1-20

All JobsDirect Lending Analyst JobsDirect Lending Analyst Jobs in Tennessee

Direct Lending Analyst information

What is a direct lending analyst?

A Direct Lending Analyst is a finance professional who evaluates, underwrites, and manages loans provided directly to borrowers, usually by non-bank lenders or private credit funds. They analyze the creditworthiness of potential borrowers, conduct due diligence, and help structure loan agreements to minimize risk. Their work supports the investment decisions of their firm by providing comprehensive financial analysis and market insights. This role is crucial in the growing private debt market, offering alternatives to traditional bank financing.

What are the main challenges a direct lending analyst faces when evaluating potential borrowers?

A key challenge for Direct Lending Analysts is accurately assessing the creditworthiness of potential borrowers, especially when dealing with limited financial information or complex business structures. Analysts must balance thorough due diligence with the need to move quickly in a competitive lending environment. Additionally, they often collaborate closely with risk, legal, and portfolio management teams to ensure loan structures are sound and compliant. Staying current on industry trends and regulatory changes is also crucial for making informed recommendations.

What are the key skills and qualifications needed to thrive as a direct lending analyst, and why are they important?

To thrive as a Direct Lending Analyst, you need strong financial analysis, credit risk assessment, and due diligence skills, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling tools like Excel, Bloomberg Terminal, and loan origination systems, as well as relevant certifications such as CFA, is often required. Excellent attention to detail, communication, and problem-solving abilities distinguish top performers in this role. These competencies are crucial for ensuring sound lending decisions, effective risk management, and clear stakeholder communication in a competitive financial environment.

What is the difference between Direct Lending Analyst vs Credit Analyst?

AspectDirect Lending AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; relevant certifications (e.g., CFA) often preferredBachelor's degree in finance, accounting, or related; certifications like CFA or CPA beneficial
Work EnvironmentFinancial institutions, private lenders, or investment firms; focus on loan origination and underwritingBanks, credit agencies, or lending institutions; focus on assessing creditworthiness
Employer & Industry UsageUsed in private lending, alternative finance, and direct loan providersCommon in banking, credit reporting, and lending sectors

While both roles involve financial analysis, a Direct Lending Analyst primarily focuses on originating and underwriting loans for private lenders, whereas a Credit Analyst assesses credit risk for various lending institutions. The roles share similar credentials and work environments but differ in their specific functions within the lending process.

What are popular job titles related to Direct Lending Analyst jobs in Tennessee?

For Direct Lending Analyst jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Direct Lending Analyst jobs in Tennessee look for?

The top searched job categories for Direct Lending Analyst jobs in Tennessee are:

What cities in Tennessee are hiring for Direct Lending Analyst jobs?

Cities in Tennessee with the most Direct Lending Analyst job openings:

Direct Lending Analyst jobs near you

Specialty Lending Analyst/Associate - January 2027

LCG Advisors

Antioch, TN • On-site

Full-time

Posted 9 days ago

Job description


Specialty Lending Analyst / Associate 

Location: Nashville, TN 

LCG Advisors is seeking an Analyst or Associate to join our Specialty Lending Group. This role is highly visible and involves direct interaction with institutional lenders, private credit funds, and banks engaged in specialty lending. The position focuses on conducting in-depth collateral and operational due diligence on subject companies across a range of industries including consumer finance, commercial specialty finance, healthcare, and technology-focused businesses. 


Primary Responsibilities: 

  • Conduct financial and operational due diligence services, including on-site or remote examinations, portfolio reviews, and acquisition due diligence on behalf of our clients
  • Utilize or develop Excel-based workpapers to complete scoped procedures for each project
  • Evaluate complex portfolios and credit structures within client-defined scope of work  
  • Collaborate with senior team members to identify portfolio risks, reconcile financial data, and assess operational performance.
  • Interact with clients regularly in a professional manner, including in calls, meetings, and periodic e-mail updates
  • Work directly with the subject company, often interacting with stakeholders and decision makers to discuss operational business updates, questions involving the scope of work, and obtaining insight into findings or observations for the client
  • Prepare comprehensive written reports summarizing findings, trends, and risk factors for clients


Qualifications & Experience: 

  • Bachelor’s degree in Accounting, Finance, Economics, or a related field. Candidates with degrees in other disciplines and relevant finance, accounting or data analysis experience will also be considered.
  • Prior Asset-Based Lending (ABL) knowledge or experience a plus, but not required
  • Prior exposure to consumer finance, commercial specialty finance, healthcare, or venture debt structures preferred, but not required
  • Advanced proficiency in Microsoft Office Excel and Word, or other data extraction programs
  • Strong analytical skills and a genuine curiosity for financial and operational data
  • Naturally inquisitive  
  • Excellent verbal and written communication skills
  • Attention to detail and pattern recognition
  • Ability to meet strict deadlines in a client-service environment and manage project overlap

Physical Requirements: 

  • Prolonged periods sitting at a desk and working on a computer
  • Must be able to lift up to 15 pounds at times
  • Flexibility for travel (up to 50%, typically Monday evening – Thursday afternoon when onsite) 


Currently, LCG Advisors does not intend to hire candidates who will need, now or in the future, LCG sponsorship through any non-immigrant visa category such as the H-1B, H-1B1, E-3, O-1, or TN.  

 
For additional information on LCG’s total rewards, visit our website at https://lcgadvisors.com/careers/.  
LCG Advisors is an equal opportunity/affirmative action employer. Minorities/Females/Disabled/Veterans