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Deposit Analyst Jobs in Iowa (NOW HIRING)

Farm Service Agency

Loan Analyst

Mount Ayr, IA · On-site +1

$40K - $80K/yr

Performs analysis, evaluation and advisory assignments related to the effective delivery of loan ... Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments ...

The University Of Iowa

Senior Financial Analyst

Iowa City, IA · Hybrid

$83K - $104K/yr

Reconciles bank deposits. * Understands financial reports and can discuss variances with members of ... Provide analytical support, including design, implementation, coordination, and data querying to ...

University of Iowa

Senior Financial Analyst

Iowa City, IA · On-site

$83K - $104K/yr

Reconciles bank deposits. * Understands financial reports and can discuss variances with members of ... Provide analytical support, including design, implementation, coordination, and data querying to ...

University of Iowa

Senior Financial Analyst

Iowa City, IA · Hybrid

$83K - $104K/yr

Reconciles bank deposits. * Understands financial reports and can discuss variances with members of ... Provide analytical support, including design, implementation, coordination, and data querying to ...

Hills Bank

Compliance Analyst - Operations

Hills, IA

This position will provide value by focusing on depository compliance risk and assisting with lending compliance. They will be a compliance expert who will work with other teams to develop products ...

Hills Bank

Compliance Analyst - Operations

Hills, IA · On-site

This position will provide value by focusing on depository compliance risk and assisting with lending compliance. They will be a compliance expert who will work with other teams to develop products ...

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Deposit Analyst information

What is a deposit analyst?

A Deposit Analyst is a financial professional responsible for monitoring, analyzing, and reconciling deposit transactions within a bank or financial institution. They ensure the accuracy of deposit records, investigate discrepancies, and help maintain compliance with banking regulations. Deposit Analysts often collaborate with other departments to resolve issues related to customer accounts and provide reports on deposit activity. Their role is essential in safeguarding the integrity of financial transactions and supporting the institution’s operational efficiency.

What are some common challenges deposit analysts face when reconciling large volumes of transactions?

Deposit Analysts often encounter challenges in reconciling high volumes of transactions, especially when working with multiple banking platforms or complex account structures. Discrepancies can arise due to timing differences, data entry errors, or system mismatches, requiring strong attention to detail and problem-solving skills. Collaborating closely with accounting teams and bank representatives is crucial to quickly resolve issues and ensure accurate reporting. Over time, proficiency with reconciliation software and a thorough understanding of banking procedures help Deposit Analysts manage these challenges more efficiently.

What are the key skills and qualifications needed to thrive as a deposit analyst, and why are they important?

To thrive as a Deposit Analyst, you need strong analytical skills, attention to detail, and a solid understanding of banking operations, usually supported by a degree in finance, accounting, or a related field. Familiarity with core banking systems, data analysis tools like Excel, and regulatory compliance platforms is typically required. Excellent communication, problem-solving abilities, and organizational skills help you stand out in this role. These competencies are crucial for accurately monitoring deposit activity, ensuring compliance, and supporting the financial stability of the institution.

What is the difference between Deposit Analyst vs Loan Analyst?

AspectDeposit AnalystLoan Analyst
Required CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or CAMS are a plusSimilar credentials; often holds a bachelor's degree in finance, economics, or related area; certifications like CFA or loan-specific certifications are common
Work EnvironmentWorks in banks, financial institutions, or credit unions analyzing deposit accounts and trendsWorks in banks or lending institutions assessing loan applications and risk
Employer & Industry UsageUsed by banks, credit unions, and financial firms focusing on deposit managementUsed by banks and lending companies focusing on loan processing and risk assessment

Deposit Analysts and Loan Analysts share similar educational backgrounds and work environments within financial institutions. While Deposit Analysts focus on analyzing deposit accounts and trends, Loan Analysts evaluate loan applications and credit risk. Both roles require strong analytical skills and relevant certifications, but their specific responsibilities differ based on their focus area within banking and finance.

How much do deposit analysts make?

Deposit analysts typically earn a median annual salary of around $45,000 to $65,000, depending on experience, location, and the size of the financial institution. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries. They often work in banking or financial services environments, utilizing tools like spreadsheets and banking software.
Deposit Analyst jobs near you

Deposit Operations Specialist

Ames, IA • On-site

First National Bank
See more jobs at First National Bankexternal

Part-time

Posted 11 days ago

First National Bank rating

7.9

Company rating: 7.9 out of 10

Based on 70 frontline employees who took The Breakroom Quiz

Job description

At First National Bank, we're more than a community bank. We're a team of dedicated professionals committed to making a difference for our customers, communities, and each other. Serving Ames, Ankeny, Osceola, and West Des Moines through eight convenient locations, we proudly live our mission of being Customer Focused, Locally Empowered, and Team Member Driven.

We're seeking a detail-oriented, problem-solving Deposit Operations Specialist to join our team in Ames. If you enjoy working behind the scenes to ensure operational excellence, thrive in a fast-paced environment, and take pride in accuracy, this could be the perfect opportunity for you.

What You'll Do

As a Deposit Operations Specialist, you'll play a critical role in supporting the daily operations that keep our bank running smoothly and our customers well served. Your responsibilities will include:

  • Researching and resolving non-posted transactions for deposit accounts, including checking, savings, certificates of deposit, and financial management services accounts
  • Reviewing stop payment reports and determining eligibility for return items
  • Reconciling and balancing general ledger accounts in accordance with established procedures
  • Verifying signatures on large-dollar checks to help protect customers and the bank
  • Processing death routing forms and related account maintenance
  • Balancing ATM general ledger accounts and posting transactions accurately
  • Processing NSF notices and preparing outgoing mail
  • Assisting with document imaging and electronic record management
  • Delivering exceptional service by ensuring account transactions are handled accurately, efficiently, and professionally
What Makes You a Great Fit

We're looking for someone who is highly organized, analytical, and committed to accuracy.

Preferred Qualifications
  • Previous banking experience preferred
  • Understanding of debits, credits, reconciliations, and balancing processes
  • Strong math and analytical skills
  • Exceptional attention to detail and commitment to accuracy
  • Strong computer proficiency and ability to troubleshoot technology issues
  • Excellent problem-solving and critical-thinking abilities
  • Effective verbal and written communication skills
  • Outstanding customer service mindset
  • Ability to prioritize tasks, work independently, and manage multiple responsibilities
  • Ability to work onsite at our Downtown Ames location
Why Join First National Bank?

At First National Bank, we believe our success starts with our people. When you join our team, you'll become part of a supportive, community-focused organization that values collaboration, professional growth, and meaningful work.

We offer:

  • Competitive compensation
  • Comprehensive benefits package
  • Supportive team environment
  • Opportunities for professional development and growth
  • Stability of a well-established community bank
  • The chance to make a real impact in the communities we serve
Join Our Team

If you're a highly detail-oriented professional who enjoys solving problems, supporting operational excellence, and contributing to a team-first culture, we'd love to hear from you.

Apply today and discover a rewarding career with First National Bank.

First National Bank is an Equal Opportunity Employer.


Works Monday-Friday about 6 hours per day.
30-32 hours per week.

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