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Debt Collections Jobs in California (NOW HIRING)

Manager, Credit & Collections

Poway, CA · On-site

$110K - $130K/yr

... bad debt reserve analysis. Process Improvement & Business Partnership • Continuously improve credit, collections, cash application, and dispute resolution processes. • Partner with Sales ...

... debt exposure, and maintain a high-quality customer experience across a diverse and rapidly ... Drive collections performance across OpenAI's global receivables portfolio, with a focus on ...

In compliance with Fair Debt Collections Practices Act (FDCPA) and other regulations, initiate outbound loss mitigation efforts to resolve delinquency or assist the borrower with options available to ...

In compliance with Fair Debt Collections Practices Act (FDCPA) and other regulations, initiate outbound loss mitigation efforts to resolve delinquency or assist the borrower with options available to ...

Manager, Credit & Collections

Poway, CA · On-site

$105K - $130K/yr

Monitor key performance metrics including aging, collections effectiveness, bad debt, and days sales outstanding, providing meaningful reporting and recommendations to finance leadership. * Partner ...

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Follow all state and federal debt collection laws (FDCPA) and company policies * Manage an assigned portfolio of customer accounts * Meet or exceed individual and team collections performance metrics

Showing results 21-40

Debt Collections information

What is the difference between Debt Collections vs Credit Analyst?

AspectDebt CollectionsCredit Analyst
Required CredentialsHigh school diploma; some roles may require collections or finance certificationsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or financial institutions; often fast-paced and target-drivenBanking, finance firms, or corporate finance departments; analytical and office-based
Employer & Industry UsageUsed across banking, lending, and debt recovery industriesCommon in banking, credit, and investment sectors
Common Search & Comparison IntentYesYes

Debt Collections and Credit Analysts both work within the financial industry but serve different roles. Debt collectors focus on recovering overdue payments, often working in fast-paced environments, while credit analysts evaluate creditworthiness to inform lending decisions. Understanding these differences helps job seekers find the right career path in finance.

What qualifications do I need to be a debt collections specialist?

To become a debt collections specialist, a high school diploma or equivalent is typically required, and some employers prefer prior experience in customer service or collections. Strong communication, negotiation skills, and familiarity with debt collection laws and software are important. Certifications are not mandatory but can enhance job prospects.

Is working in debt collections a good job?

Debt collections is a job that involves contacting individuals to recover unpaid debts, often requiring strong communication and negotiation skills. It typically involves working in an office environment with standard business hours and may require knowledge of relevant laws and regulations. The job can be challenging due to the nature of the work but offers opportunities for experience in finance and customer service.
What cities in California are hiring for Debt Collections jobs? Cities in California with the most Debt Collections job openings:
Infographic showing various Debt Collections job openings in California as of August 2026, with employment types broken down into 73% Full Time, 22% Part Time, 3% Temporary, and 2% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.

Revenue Recovery Officer Trainee

County of San Bernardino, CA

San Bernardino, CA • On-site

$45K - $60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 9 days ago


San Bernardino County rating

7.7

Company rating: 7.7 out of 10

Based on 78 frontline employees who took The Breakroom Quiz

482nd of 844 rated public administrative organizations


Job description

Salary : $45,281.60 - $60,632.00 Annually
Location : Throughout San Bernardino County, CA
Job Type: Full-time
Job Number: 26-03358-01
Department: Multiple County Departments
Opening Date: 08/01/2026
Closing Date: 8/21/2026 5:00 PM Pacific
FLSA: Non-Exempt
The Job
San Bernardino County is recruiting for Revenue Recovery Officer Trainees to work in a fast-paced, high volume, fully automated collections environment and use a variety of methods to collect delinquent revenues due to the County. Duties include managing large caseloads of delinquent accounts; investigating, analyzing, and determining the best course of action in resolving debt; establishing payment schedules; interpreting court orders and laws to ensure compliance; and recommending court action as needed. Revenue Recovery Officer Trainees serve under training conditions while acquiring the necessary knowledge and skills to promote to Revenue Recovery Officer I.
Current vacancies exist at Arrowhead Regional Medical Center. The eligible list established from this recruitment will be used to fill current and future vacancies as they occur throughout the County.
For more detailed information, please refer to the job description.
Applications are also being accepted for Revenue Recovery Officer I and Revenue Recovery Officer II which requires a separate application.
The eligible list established by this recruitment may also be used to fill vacancies in the San Bernardino County Fire Protection District. Applicants will be asked to indicate their availability and preference for referral to the different agencies in the Supplemental Questionnaire.
The San Bernardino County Fire Protection District is aseparate entity from San Bernardino County, and as such, compensation and benefits for their positions are set forth in a different compensation plan.
The salary for San Bernardino County Fire Protection District (is $23.15 - $31.93 hourly (range N21)). For additional details, refer to the and
EXCELLENT BENEFITS
To review job-specific benefits, refer to: Summary of Benefits and Memorandum of Understanding (MOU).
CONDITIONS OF EMPLOYMENT
Promotion: Revenue Recovery Officer Trainees are eligible for promotion to Revenue Recovery Officer I ($52,374 - $71,968 annually) upon meeting the minimum requirements for that class and receiving a satisfactory work performance evaluation. Incumbents must promote within twelve (12) months or be terminated.
Travel: A valid California Class C Driver License may be required to carry out the essential job-related functions of this position. Mileage reimbursement and proof of automobile liability insurance must be maintained.
Pre-Employment Process: A successful background check, including credit, is required prior to assignment.
Sponsorship: San Bernardino County is not able to consider candidates who will require visa sponsorship at the time of application or in the future.
Minimum Requirements
CANDIDATES MUST MEET ONE OF THE FOLLOWING OPTION REQUIREMENTS:
OPTION 1
Must possess one (1) year of full-time accounts receivable experience collecting on delinquent accounts which includes phone calls and/or personal contact with responsible party.
OPTION 2
Must possess one (1) year of full-time experience in a collections or fiscal environment, with primary duties that include setting up accounts, ensuring or confirming posting of payments to accounts, fielding related phone calls to answer general collection activity questions, collecting preliminary debtor information, accessing debtor account information, including similar activities in support of collections officers.
OPTION 3
Must possess one (1) year of full-time experience in medical billing processing and monitoring medical claims.
All work experience must be clearly detailed and demonstrated on the application AND supplemental questionnaire to ensure qualifications are properly considered (resumes are not reviewed). All information must be current and up to date.
Desired Qualifications
The ideal candidate's background for the Auditor-Controller/Treasurer Tax Collector includes knowledge and understanding of the Fair Credit Reporting Act, Fair Debt Collections Practices Act, legal codes, court procedures, precedents, current laws, and government regulations pertaining to the collection of delinquent accounts (i.e., unsecured/secured debt, personal loans, medical bills, or government debt). The ideal candidate will be a self-assured and persuasive individual with excellent interpersonal and public contact skills, have the ability to successfully handle conflicts, multi-task, work well under pressure, have experience handling delinquent accounts, and public sector collections experience.
Hospital billing experience including the investigation and follow up of denials and underpayments is highly desired by Arrowhead Regional Medical Center (ARMC).Additionally, the ideal candidate for ARMC will have knowledge and experience with various insurance payors including Commercial, Managed Care, Worker's Compensation, Medicare, and Medi-cal.
Bilingual Skills (Spanish/English) and Computer Skills are highly desirable and should be noted on the application. Candidates who wish to be considered for bilingual (Spanish/English) positions must indicate bilingual skills on the application and pass the Spanish Bilingual Test. Bilingual compensation is available; additional testing may be required.
Selection Process
Examination Procedure:
There will be a competitive evaluation of qualifications based on a review of the Application and Supplemental Questionnaire; therefore,it is to your advantage to provide as much relevant and detailed work experience as possible, as resumes will not be reviewed in lieu of the application materials.
Application Procedure:
Please complete and submit the online employment application and supplemental questionnaire by 5:00 pm, Friday, August 21, 2026.
To ensure timely and successful submission of your online application, please allow ample time to complete and submit your application as soon as possible. Applicants will be automatically logged out if they have not submitted the application and all required materials prior to the posted deadline. Once your application has been successfully submitted, you will receive an onscreen confirmation and an email. We recommend that you save and/or print these for your records. Please note, if you do not receive an onscreen confirmation and an email acknowledging our receipt of your application, we have not received your application.
If you require technical assistance, follow this link or contact their Toll-Free Applicant Support line at (855) 524-5627. Please note that Human Resources is not responsible for any issues or delays caused by your internet connection, computer, or browser when submitting an application.EEO/ADA: San Bernardino County is an and Americans with Disabilities Act (ADA) compliant employer, dedicated to ensuring equal employment opportunities for all employees and applicants.
ADA Accommodation: If you have a disability and need accommodations during the testing process, please submit the within one week of a recruitment filing deadline.
Veterans' Preference: Eligible veterans, their spouses, or widows/widowers who are not current County employees may receive additional Veterans' Preference points. For details and instructions on how to request these points, please refer to the (All Veterans Preference documentation (originals not required) must be submitted within 48 hours of submitting your application.)
For important details about the employment and application process, including helpful tips, review the links below:
Employment Hiring Process Information
SBC LevelUp - The Hiring Journey
Guide to Completing a County Job Application
Technical & Inspection Unit
San Bernardino County offers a range of benefit programs for employees and their eligible dependents. These include health, dental, vision, and life insurance, as well as a variety of other voluntary benefits. Programs and benefit amounts vary and are based on bargaining unit, family size, hire date, plan selection, and number of hours worked.
Please review the appropriate * for more information
Refer to the appropriate MOU, contact the County's Employee Benefits and Services Division at (909) 387-5787 or visit the for more detailed information.
*Retirement benefits subject to change.
01
INSTRUCTIONS: The information on the Application and your responses to the following Supplemental Questions will be used in a competitive evaluation. Accurate responses should be provided for each question, and all experience must be clearly detailed in the work experience section of your application in order to ensure qualifications are properly considered.
(Do not refer to resume as it will NOT be reviewed. All questions should be answered appropriately.)
  • I have read and understand the above statement.

02
Minimum Requirements: Select the one option that best describes how you meet the minimum qualifications for this position.
  • Option 1: One (1) year of full-time accounts receivable experience collecting on delinquent accounts which includes phone calls and/or personal contact with responsible party.
  • Option 2: One (1) year of full-time experience in a collections or fiscal environment, with primary duties that include setting up accounts, ensuring or confirming posting of payments to accounts, fielding related phone calls to answer general collection activity questions, collecting preliminary debtor information, accessing debtor account information, including similar activities in support of collections officers.
  • Option 3: One (1) year of full-time experience in medical billing processing and monitoring medical claims.
  • None, I do not meet any of the experience requirements as indicated above.

03
Qualifying Employer: Provide the name of the Employer(s) where you acquired your qualifying collections experience. Include a brief description of your primary duties. If none, indicate "N/A."
Employer referenced MUST be listed and described in the work experience section of your application.
04
Experience: Indicate the type of experience you possess as it relates to collections. Select all that apply.
  • Accounts Receivable
  • Collections on deliniquent accounts by phone
  • Collections on delinquent accounts in person
  • Setting up accounts
  • Answer general collection activity questions by phone
  • Collecting preliminary debtor information
  • Accessing debtor account information
  • Supporting Collections Officers with accessing debtor accounts and information
  • I do not possess collections experience

05
Of each the areas selected above, clearly describe your experience. Be sure to include specific duties and examples and include employer name. If no experience, indicate "N/A."
Experience referenced MUST be listed and described in the work experience section of your application.
06
Experience: Indicate the amount of experience you possess performing accounts receivable collections duties either on the phone or in person.
Experience referenced MUST be listed and described in the work experience section of your application.
  • Six months
  • One year
  • Two years
  • Three years or more
  • I do not possess this type of collections experience

07
FIRE PROTECTION DISTRICT AVAILABILITY: Please indicate your availability and preference for referral to vacancies in the San Bernardino County Fire Protection District. We recommend that you review the compensation plans and MOU's applicable to these positions. Follow this for more information.
  • I am available for referral to County vacancies only.
  • I am available for referral to San Bernardino County Fire Protection District vacancies only.
  • I am available for referral to both County and San Bernardino County Fire Protection District vacancies.

08
Applicant Acknowledgement - Notification Via Email: As part of our efforts to increase efficiency and promote conservation of resources, Human Resources uses email to communicate with applicants. Therefore, all future communications regarding this recruitment, including applicant status and testing notifications, will be made via email.)
Each applicant needs their own email address. We strongly encourage you, as an applicant, to ensure that the email address you have provided with your application is current, secure and readily accessible to you. Adjust Spam and/or other filters so that our emails are accepted. Please carefully read any notices that we send you and follow any instructions provided in a timely manner. We will not be responsible in any way if you do not receive our emails (i.e., for the non-delivery of our emails or if you fail to check your e-mail on a timely basis).
  • I acknowledge that I have read, understood, and agree to the above statement.

09
**ATTENTION GMAIL USERS**
We have become aware of an increase in Gmail's spam filter sensitivity. Due to this change, it is possible that emails coming from San Ber

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