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De Underwriter Jobs in Riverside, CA (NOW HIRING)

HIGHTECHLENDING INC

Mortgage Underwriter

Irvine, CA · On-site

A Mortgage DE Underwriter with an active LAPP & SAR will underwrite residential Mortgage loans ensuring compliance with appropriate company and secondary market investor standards. The Underwriter ...

NovaFi Mortgage, Inc.

Underwriter

Santa Ana, CA · On-site

$85K - $95K/yr

Active Underwriter designation certificate (DE) required * Experience using Encompass required * Proven experience in mortgage underwriting or a related field within financial services. * Strong ...

Kings Mortgage Services

Underwriter

Santa Ana, CA

$85K - $95K/yr

Active Underwriter designation certificate (DE) required * Experience using Encompass required * Proven experience in mortgage underwriting or a related field within financial services. * Strong ...

NovaFi Mortgage, Inc.

Underwriter

Santa Ana, CA · On-site +1

Active Underwriter designation certificate (DE) required * Experience using Encompass required * Proven experience in mortgage underwriting or a related field within financial services. * Strong ...

acralending

Loan Exception Desk

Irvine, CA · On-site

$40K - $54K/yr

DE, SAR, or equivalent mortgage underwriting certifications. * Experience working with private-label securitizations and institutional investors. * Background in portfolio lending or non-agency ...

acralending

Loan Exception Desk

Irvine, CA · On-site

$40K - $54K/yr

DE, SAR, or equivalent mortgage underwriting certifications. * Experience working with private-label securitizations and institutional investors. * Background in portfolio lending or non-agency ...

Acra Lending

Loan Exception Desk

Irvine, CA · On-site

$120K - $130K/yr

DE, SAR, or equivalent mortgage underwriting certifications. * Experience working with private-label securitizations and institutional investors. * Background in portfolio lending or non-agency ...

West Capital Lending

Client Lending Representative

Anaheim, CA · On-site

$17.25 - $23.25/hr

De-escalate customer concerns and coordinate with Loan Officers, Processors, Underwriting, and other internal departments to ensure resolution Data Analysis & Continuous Improvement * Analyze ...

New

HUB

Account Executive, Personal Lines

Riverside, CA · On-site

... the de facto technical expert and broker-consultant. * Establishes and maintains strong and ... underwriting, and risk control staff, including a detailed familiarity with each carrier's products ...

HUB

Account Executive, Personal Lines

Irvine, CA · On-site

The AE has primary responsibility for retaining the account, acting as the de facto technical ... underwriting, and risk control staff, including a detailed familiarity with each carrier's products ...

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Showing results 1-20

All JobsDe Underwriter JobsDe Underwriter Jobs in Riverside, CA

De Underwriter information

See Riverside, CA salary details

$33.9K

$82.3K

$145.5K

How much do de underwriter jobs pay per year?

As of Sep 1, 2026, the average yearly pay for de underwriter in Riverside, CA is $82,291.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,600.00 and $90,800.00 per year, depending on experience, location, and employer.

What is a DE underwriter?

DE Underwriters, or Direct Endorsement Underwriters, are mortgage professionals authorized by the U.S. Department of Housing and Urban Development (HUD) to review and approve FHA-insured loans. They are responsible for ensuring loan files meet all FHA guidelines, evaluating borrower qualifications, and assessing property eligibility. DE Underwriters have the authority to approve or deny loans without further HUD review, making their role critical in the FHA lending process. Their expertise helps protect lenders and borrowers by ensuring compliance and reducing risk.

What skills and qualifications are needed to thrive as a DE underwriter?

To thrive as a DE Underwriter, you need deep knowledge of FHA guidelines, mortgage underwriting experience, and a valid Direct Endorsement (DE) certification. Expertise in using loan origination systems and automated underwriting tools like DU or LP is typically required. Attention to detail, analytical thinking, and strong communication skills set top performers apart in this role. These competencies are crucial to ensure compliant lending decisions, minimize risk, and facilitate smooth mortgage processing.

What are common challenges DE underwriters face when reviewing complex mortgage applications?

DE Underwriters frequently encounter challenges such as assessing non-traditional income sources, evaluating unique property types, and ensuring compliance with ever-changing FHA guidelines. Balancing thorough risk assessment with timely decision-making is also a key aspect of the role. Collaborating closely with loan officers, processors, and compliance teams helps address these complexities while maintaining loan quality and customer satisfaction.

What is the difference between De Underwriter vs Insurance Underwriter?

AspectDe UnderwriterInsurance Underwriter
CredentialsTypically requires a relevant degree and industry certificationsRequires similar credentials, often including certifications like CPCU or ARM
Work EnvironmentWorks primarily in insurance companies or underwriting firmsWorks in insurance companies, brokers, or underwriting agencies
Job FocusEvaluates and approves insurance applications, assesses riskAssesses risk and determines policy terms for insurance applications

De Underwriters and Insurance Underwriters share similar roles in evaluating insurance applications and assessing risk. Both require relevant industry certifications and work within insurance companies or agencies. The main difference lies in terminology and regional usage, but their responsibilities and work environments are largely aligned.

Is underwriting a stressful job?

Underwriting is a detail-oriented role that can be stressful due to the need for accuracy, meeting deadlines, and assessing risk. It often requires strong analytical skills and the ability to handle high-pressure situations, especially during busy periods or when making critical decisions.

What are popular job titles related to De Underwriter jobs in Riverside, CA?

For De Underwriter jobs in Riverside, CA, the most frequently searched job titles are:

What job categories do people searching De Underwriter jobs in Riverside, CA look for?

The top searched job categories for De Underwriter jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for De Underwriter jobs?

Cities near Riverside, CA with the most De Underwriter job openings:

De Underwriter jobs near you
Infographic showing various De Underwriter job openings in Riverside, CA as of July 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, 1% Temporary, and 3% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $82,291 per year, or $39.6 per hour.

DE Underwriter IV

Corona, CA • Remote

Paramount Residential Mortgage Group
Funds, Trusts and Financial Programs • 1 - 5K employees
Learn more about Paramount Residential Mortgage Groupexternal

$85K - $105K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 19 days ago

Job description

We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation.  We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry.  Our Bonus structure has allowed some of our underwriters to double their base salary per year.  Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth.

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position.


Mortgage Underwriter Responsiblities

  • Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
  • Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
  • Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
  • Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
  • Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
  • Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
  • Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
  • Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files.
  • Responds to post closing reviews and audits in a timely fashion.
  • Performs related duties, as directed by Underwriter or Operations Manager.

Mortgage Underwriter Qualifications

  • Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
  • Experience Underwriting private investor and private mortgage insurance guidelines.
  • Strong interpersonal-communication and business-relationship skills.
  • Detail oriented with strong organizational and follow-through skills.
  • Excellent analytical, written communication and verbal communication skills.
  • Technologically proficient.
  • Bachelor’s degree in related field or equivalent professional experience.

At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.


USD $85,000.00/Yr.
USD $105,000.00/Yr.

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