Ensure governed and trusted data across key risk domains that includes credit risk (loan portfolios, delinquencies, charge-offs), interest rate and liquidity risk, operational and fraud risk, and ...
Ensure governed and trusted data across key risk domains that includes credit risk (loan portfolios, delinquencies, charge-offs), interest rate and liquidity risk, operational and fraud risk, and ...
VP, Consumer Lending (Indirect Auto Lending)
$200K - $240K/yr
Partner crossfunctionally with Credit Risk, Compliance, Legal, Finance, Secondary Market, Technology, and Partner Lending to ensure aligned execution and governance. * Lead dealer experience ...
VP, Consumer Lending (Indirect Auto Lending)
$200K - $240K/yr
Partner crossfunctionally with Credit Risk, Compliance, Legal, Finance, Secondary Market, Technology, and Partner Lending to ensure aligned execution and governance. * Lead dealer experience ...
Partner with Credit/Risk to define approval rules, credit thresholds, graduation/increase logic, bad debt assumptions, and monitoring requirements apply to each partner program. * Partner with ...
Partner with Credit/Risk to define approval rules, credit thresholds, graduation/increase logic, bad debt assumptions, and monitoring requirements apply to each partner program. * Partner with ...
Underwriter IV- Tax Credit
$91K - $202K/yr
If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...
Underwriter IV- Tax Credit
$91K - $202K/yr
If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...
Temporary Accounts Receivable
$28 - $35/hr
Review customer credit applications, assess creditworthiness, and make recommendations regarding credit risk and account setup. * Partner with Sales and internal stakeholders to resolve payment ...
Temporary Accounts Receivable
$28 - $35/hr
Review customer credit applications, assess creditworthiness, and make recommendations regarding credit risk and account setup. * Partner with Sales and internal stakeholders to resolve payment ...
Senior Credit Analyst
Lake Oswego, OR · On-site
$110K - $130K/yr
Develop comprehensive credit recommendations and structures that appropriately balance growth objectives with risk mitigation and credit policy adherence. * Prepare clear, well-reasoned credit write ...
Senior Credit Analyst
Lake Oswego, OR · On-site
$110K - $130K/yr
Develop comprehensive credit recommendations and structures that appropriately balance growth objectives with risk mitigation and credit policy adherence. * Prepare clear, well-reasoned credit write ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
You will sit at the intersection of data science, credit risk strategy, and software engineering, with authority and resources to make decisive, lasting change. If you are experienced in effective ...
Partner cross‑functionally with Partner Lending, Indirect Sales, Mortgage, Underwriting, Fulfillment, Credit Risk, and Compliance to ensure consistent execution * Ensure regulatory, policy, and ...
Partner cross‑functionally with Partner Lending, Indirect Sales, Mortgage, Underwriting, Fulfillment, Credit Risk, and Compliance to ensure consistent execution * Ensure regulatory, policy, and ...
Senior Director, Shared Services (Third Party Lending)
Hillsboro, OR · On-site
$180K - $200K/yr
Partner cross-functionally with Partner Lending, Indirect Sales, Mortgage, Underwriting, Fulfillment, Credit Risk, and Compliance to ensure consistent execution * Ensure regulatory, policy, and ...
Senior Director, Shared Services (Third Party Lending)
Hillsboro, OR · On-site
$180K - $200K/yr
Partner cross-functionally with Partner Lending, Indirect Sales, Mortgage, Underwriting, Fulfillment, Credit Risk, and Compliance to ensure consistent execution * Ensure regulatory, policy, and ...
Commercial Portfolio Analyst II (HYBRID)
Hillsboro, OR · Hybrid
$81K - $93K/yr
Demonstrated ability to present complex commercial lending and credit risk related information * Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
Commercial Portfolio Analyst II (HYBRID)
Hillsboro, OR · Hybrid
$81K - $93K/yr
Demonstrated ability to present complex commercial lending and credit risk related information * Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
The Standby Letter of Credit Advisor serves as a subject matter expert, providing guidance on ... Strong risk awareness and ability to provide sound recommendations in complex or time sensitive ...
The Standby Letter of Credit Advisor serves as a subject matter expert, providing guidance on ... Strong risk awareness and ability to provide sound recommendations in complex or time sensitive ...
COMMERCIAL LOAN OFFICER
Gresham, OR · On-site
$125K - $145K/yr
Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services
Quick apply
COMMERCIAL LOAN OFFICER
Gresham, OR · On-site
$125K - $145K/yr
Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services
Commercial Portfolio Analyst II (HYBRID)
Hillsboro, OR · On-site
$81K - $93K/yr
Demonstrated ability to present complex commercial lending and credit risk related information * Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
Commercial Portfolio Analyst II (HYBRID)
Hillsboro, OR · On-site
$81K - $93K/yr
Demonstrated ability to present complex commercial lending and credit risk related information * Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
COMMERCIAL LOAN OFFICER
Gresham, OR · On-site
$125K - $145K/yr
Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services
Quick apply
COMMERCIAL LOAN OFFICER
Gresham, OR · On-site
$125K - $145K/yr
Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services
Sr. Credit Analyst Job #3039
Portland, OR · On-site
$110K/yr
Evaluating clients' credit data and financial statements to determine the risk involved in lending money to them. * Analyzing complex CRE/C&I commercial financial statements for deals up to $15 ...
Quick apply
Sr. Credit Analyst Job #3039
Portland, OR · On-site
$110K/yr
Evaluating clients' credit data and financial statements to determine the risk involved in lending money to them. * Analyzing complex CRE/C&I commercial financial statements for deals up to $15 ...
Software Engineer II (Java / Spring Boot)
Gresham, OR · On-site
$105K - $124K/yr
US Bank is seeking a Software Engineer to join our Risk & Operations Systems team within Commercial Credit & Risk Services. This team supports a suite of highly critical internal applications used ...
Software Engineer II (Java / Spring Boot)
Gresham, OR · On-site
$105K - $124K/yr
US Bank is seeking a Software Engineer to join our Risk & Operations Systems team within Commercial Credit & Risk Services. This team supports a suite of highly critical internal applications used ...
Senior Director, Shared Services (Third Party Lending)
Hillsboro, OR · On-site
$180K - $200K/yr
Partner crossfunctionally with Partner Lending, Indirect Sales, Mortgage, Underwriting, Fulfillment, Credit Risk, and Compliance to ensure consistent execution * Ensure regulatory, policy, and ...
Senior Director, Shared Services (Third Party Lending)
Hillsboro, OR · On-site
$180K - $200K/yr
Partner crossfunctionally with Partner Lending, Indirect Sales, Mortgage, Underwriting, Fulfillment, Credit Risk, and Compliance to ensure consistent execution * Ensure regulatory, policy, and ...
Credit Risk information
See Gresham, OR salary details
$53K - $65.8K
16% of jobs
$65.8K - $78.6K
8% of jobs
$79.4K is the 25th percentile. Wages below this are outliers.
$78.6K - $91.4K
13% of jobs
$91.4K - $104.2K
7% of jobs
The median wage is $110.6K / yr.
$104.2K - $117K
12% of jobs
$117K - $129.8K
15% of jobs
$136.6K is the 75th percentile. Wages above this are outliers.
$129.8K - $142.6K
8% of jobs
$142.6K - $155.4K
11% of jobs
$155.4K - $168.2K
3% of jobs
$168.2K - $181.1K
3% of jobs
$181.1K - $193.9K
4% of jobs
$53K
$115.8K
$193.9K
How much do credit risk jobs pay per year?
What is the highest paying risk management job?
What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?
What is the salary of Credit Risk Analyst?
Will a credit analyst be replaced by AI?
What is the difference between Credit Risk vs Credit Analyst?
| Aspect | Credit Risk | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the likelihood of borrower default to manage overall credit risk | Analyzing credit data to determine creditworthiness of individual applicants |
| Work Environment | Risk management teams, financial institutions, credit departments | Banking, lending institutions, financial services |
| Required Credentials | Often requires risk management certifications, finance degrees | Finance or accounting degrees, certifications like CFA or credit-specific courses |
While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.
What is credit risk and what does a credit risk professional do?
What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?
What is credit risk as a job?

Director, Enterprise Risk & Regulatory Analytics, Marlborough, MA, Hillsboro, OR, Hybrid
Digital Federal Credit UnionHillsboro, OR
Full-time
Posted 18 days ago
Digital Federal Credit Union rating
8.4
Based on 13 frontline employees who took The Breakroom Quiz
Job description
Schedule
Mon - Fri: 8 AM - 5 PM (40 Hours)
What You’ll Do
Job Summary:
The Director of Enterprise Risk & Regulatory Analytics leads the delivery of data and analytics capabilities that enable enterprise risk management, regulatory compliance, and risk-informed decision-making through trusted, governed single source of truth data and actionable insights. The role partners closely with the Chief Risk Officer (CRO) organization and provides thought leadership at the intersection of business and technology to enable scalable analytics that support regulatory compliance needs, continuous risk monitoring, and proactive decision-making with actionable insights. Through a federated analytics model, this role enables the CRO organization to leverage governed enterprise data, tools, and analytics assets while maintaining consistency and trust in key metrics and insights.
Essential Functions:
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
- Partner with the CRO organization to design and deliver data and analytics capabilities supporting Enterprise Risk Management (ERM), regulatory compliance (e.g., NCUA), and internal audit and exam readiness by enabling trusted insights and strategic decision-making.
- Partner with the Business Analysts and Data Stewards from the CRO organization to support a federated analytics model that enables business to leverage governed enterprise risk data and analytics assets to deliver consistent and scalable insights.
- Ensure governed and trusted data across key risk domains that includes credit risk (loan portfolios, delinquencies, charge-offs), interest rate and liquidity risk, operational and fraud risk, and cybersecurity risk, enabling consistent interpretation of high-quality risk metrics and enterprise-wide trust in risk analytics.
- Develop advanced analytics capabilities (e.g., predictive analytics) supporting regulatory reporting and board risk reporting packages, early-warning risk detection, capital stress testing, forecasting, and scenario modeling to strengthen enterprise risk management and resilience.
- Lead the development of enterprise dashboards that provide standardized metrics and actionable insights related to risk and regulatory functions (CRO Lens), enabling anytime, anywhere decision support for leadership.
- Partner with the CRO organization to implement enterprise data and AI governance policies, ensuring alignment with risk and compliance controls, audit readiness, and regulatory reporting requirements.
- Partner with Compliance, Finance, and Internal Audit to ensure analytics align with regulatory expectations and audit controls.
- Coordinate with enterprise data and analytics teams to ensure alignment with architecture, governance, and data standards.
- Enable risk stakeholders to effectively leverage analytics tools and insights for day-to-day monitoring and strategic risk decisions.
- Lead, mentor, and develop analytics professionals while fostering a culture focused on collaboration, trusted data, reusable capabilities, and measurable business outcomes.
What You’ll Need
Education & Experience:
- Required Education: Bachelor's degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree), advanced degree preferred.
- Required Experience: 8+ years of relevant experience, 4+ years as a People Leader.
Qualifications & Skills:
- 10+ years of experience in risk analytics, regulatory analytics, or enterprise data analytics within financial services or regulated industries.
- Deep knowledge of enterprise risk management disciplines (credit, operational, cyber, financial risk).
- Demonstrated experience delivering risk and regulatory analytics solutions that support executive decision-making and operational oversight.
- Experience with regulatory reporting, stress testing, and scenario modeling.
- Experience developing predictive analytics, forecasting models, stress testing frameworks, or scenario modeling in support of risk management.
- Strong background in data governance, data quality, and data management with risk lens.
- Experience implementing data governance frameworks, including data quality monitoring, lineage tracking, access controls, and standardized metric definitions.
- Deep experience delivering enterprise dashboards and actionable insights using modern business intelligence platforms.
- Strong knowledge of modern BI and analytics tools (e.g., Power BI, Tableau, Looker, ThoughtSpot).
- Experience working with enterprise data platforms and cloud-based analytics environments (e.g., Snowflake, Databricks, AWS, Azure, or GCP).
- Familiarity with AI-enabled analytics and predictive modeling techniques used in risk detection, performance optimization, and strategic decision support.
- Ability to translate complex analytical findings into clear, actionable insights for executive leadership and business stakeholders.
- Strong executive communication and cross-functional stakeholder management skills, with the ability to influence across Risk, Product, and Technology organizations.
- Proven ability to build and lead high-performing analytics teams within complex enterprise environments.
What We Do
DCU is the largest credit union headquartered in New England – serving more than one million members in all 50 states. With over 1,700 team members, we strive to make DCU a great place to work with an excellent work-life balance, and a community that cares.
DCU is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.
If you’re applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to careers@dcu.org and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.
DCU is not currently offering Visa transfer/ sponsorship for this position.
Expected Pay Range
$164,000 - $199,000
#INDHI
What Digital Federal Credit Union employees say
Pay
Hours and flexibility
Workplace
Get the full story on Breakroom
About Digital Federal Credit Union
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
1,001 - 5,000 Employees
Headquarters location
Marlborough, MA, US
Year founded
1979