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Credit Risk Strategist Jobs in Toronto, ON (NOW HIRING)

Td

Senior Credit Risk Analyst (ATH 5293)

Toronto, ON · On-site

CA$81K - CA$115K/yr

A high-visibility opportunity for a risk management professional to drive risk strategy and loss ... credit cards, auto finance, personal lending, small business banking, and real estate secured ...

Scotiabank

Manager, Funds Risk Management

Toronto, ON · On-site

You are expected to act as a strategic partner and trusted advisor to the GBM business lines with ... You are expected to have a strong background of credit, market and counterparty credit risk ...

S&P Global

Credit Product Specialist

Toronto, ON · On-site

... strategy of delivering integrated data, research, analytics, and workflow solutions to financial institutions, corporations, governments, and investment professionals globally. The Credit & Risk ...

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Credit Risk Strategist information

What is a credit risk strategist?

Credit Risk Strategists are financial professionals who analyze, assess, and manage the credit risk exposure of an organization, typically within banks or financial institutions. They develop models and strategies to minimize potential losses from borrowers defaulting on loans or other credit products. Their work involves using quantitative analysis, market research, and regulatory guidelines to inform lending decisions, set credit policies, and optimize risk-return profiles. By proactively identifying and mitigating credit risks, they help ensure the financial stability and profitability of their organization.

What are the key skills and qualifications needed to thrive as a credit risk strategist?

To thrive as a Credit Risk Strategist, you need strong analytical abilities, a background in finance or economics, and experience in credit risk modeling and assessment. Familiarity with risk management software, statistical tools like SAS or R, and regulatory frameworks such as Basel III is typically expected. Strong communication, problem-solving, and decision-making skills help you effectively collaborate with stakeholders and present complex risk findings clearly. These skills and qualities are crucial for accurately assessing credit risk, ensuring regulatory compliance, and supporting sound lending decisions.

How does a credit risk strategist typically collaborate with other departments to manage and mitigate financial risk?

Credit Risk Strategists work closely with teams such as data analytics, underwriting, compliance, and business development to create holistic risk management solutions. They analyze credit portfolios, communicate findings, and develop risk models that inform lending policies. Regular cross-functional meetings and collaborative projects are common, ensuring that the organization's credit risk strategy aligns with regulatory requirements and business objectives. This teamwork not only enhances risk mitigation efforts but also provides strategists with a broader understanding of the company's operations.

What is the difference between Credit Risk Strategist vs Credit Analyst?

AspectCredit Risk StrategistCredit Analyst
Required credentialsBachelor's degree, financial certifications (e.g., CFA)Bachelor's degree, financial certifications (e.g., CFA)
Work environmentStrategic planning, risk assessment teamsCredit evaluation, loan processing teams
Employer & industry usageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit departments

The main difference is that Credit Risk Strategists focus on developing risk mitigation strategies and long-term risk policies, while Credit Analysts primarily evaluate individual creditworthiness and analyze financial data to approve or deny credit applications. Both roles require similar credentials and often work within the same industry, but their responsibilities differ in scope and focus.

Credit Risk Strategist jobs near you
Infographic showing various Credit Risk Strategist job openings in Toronto, ON as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Associate Director - Counterparty Credit Risk

Toronto, ON • On-site

Royal Bank of Canada
Banking and Credit Intermediation • 10K+ employees
Learn more about Royal Bank of Canadaexternal

Full-time

Re-posted 24 days ago

Job description

Job Description

What is the opportunity?

As Associate Director (AD) in the Counterparty Credit Risk Analysis and Measurement team, you are responsible for a wide range of things from running derivative credit sizing to deep dives into the risk profile of specific counterparties of concern. You will support as required sizing and risk analysis for bespoke transactions, ad hoc requests, and non-standard trading.

As Associate Director, you are responsible for streamlining and automating the team's oversight processes. You will lead development, coding efforts, and coordinate required work to properly measure exposures for new and existing product categories.

What will you do?

  • Conduct credit sizings and ad-hoc credit event analysis
  • Pro-actively investigate risks, perform derivative credit sizings and counterparty deep dives to provide clear and comprehensive analysis to senior management on risk trends and concerns
  • Analyze key trading strategies and products to ensure they are in line with risk tolerance and objectives
  • Review significant transactions to help facilitate businesses while ensuring proper risk controls
  • Work with GRM Credit team to help review the credit risk appetite and help facilitate business activities while ensuring proper risk controls
  • Investigate issues in the counterparty credit risk capturing and reporting processes and ensure the accuracy of results (check data quality, accuracy and completeness; identify errors in risk reporting and identify systemic issues to Risk IT for solution and prioritization; ensure issue log to accurately describe any errors or issues with the exposures within the report distribution)
  • Develop and code tools to automate and standardize risk measures into official credit risk engines and credit risk monitoring systems
  • Assess New Business Initiatives from Counterparty Risk Perspective and participate in the Specific and general wrong-way-risk analysis
  • Liaise with GRM Enterprise Risk and Group Risk Analytics Teams to ensure risk models are calibrated are vetted appropriately

What do you need to succeed?

Must-have

  • 3+ years of experience at a financial institution in a quantitative Risk Control function such as market or credit risk, with an understanding of capital markets trading products and related credit risk concepts.
  • Master's degree in a relevant subject such as Finance, Economics, or other quantitative discipline.
  • Strong analytical and problem-solving skills.
  • Solid verbal and written communication skills.
  • Proven organizational skills, with the ability to meet strict deadlines.

Nice-to-have

  • FRM, PRMIA, or CFA
  • Good command and hands on experience with Excel, Python, VBA programming, SQL or equivalent programming languages

  • Hands-on experience developing and implementing agentic AI solutions and evaluating agent performance to solve business-critical problems

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation

  • Leaders who support your development through coaching and managing opportunities

  • Work in a dynamic, collaborative, progressive, and high-performing team

  • Opportunities to do challenging work

  • Flexible work/life balance options

Job Skills

Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Operational Delivery, Quantitative Methods, Risk Management

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-06-15

Application Deadline:

2026-09-14

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Employment Type: FULL_TIME

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