Monitor KRIs and other risk metrics to measure credit risk exposure impacted by servicing activities; monitor performance against risk appetite thresholds and identify key drivers * Monitor industry ...
Monitor KRIs and other risk metrics to measure credit risk exposure impacted by servicing activities; monitor performance against risk appetite thresholds and identify key drivers * Monitor industry ...
Credit Risk Assessment Leader John Marshall Bank is seeking a seasoned credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress ...
Credit Risk Assessment Leader John Marshall Bank is seeking a seasoned credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Drive monitoring and analysis of credit risk for both organic and acquired portfolios, prepare related management reporting package and provide insights on root causes, emerging credit trends and ...
Drive monitoring and analysis of credit risk for both organic and acquired portfolios, prepare related management reporting package and provide insights on root causes, emerging credit trends and ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Knowledge of credit analysis, and experience with constructing and monitoring risk measures. * Sound knowledge of statistical/econometric concepts and strong analytical experience. * SAS coding ...
Knowledge of credit analysis, and experience with constructing and monitoring risk measures. * Sound knowledge of statistical/econometric concepts and strong analytical experience. * SAS coding ...
Description John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress testing, and allowance ...
Description John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress testing, and allowance ...
Job Type Full-time Description John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress ...
Job Type Full-time Description John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress ...
Credit Administration Manager
Reston, VA · On-site
John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress testing, and allowance for credit ...
Credit Administration Manager
Reston, VA · On-site
John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress testing, and allowance for credit ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...
Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts
Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts
Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts
Quick apply
Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts
Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts
Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios ... Monitor portfolio performance, identify emerging risks, and propose proactive credit actions.
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios ... Monitor portfolio performance, identify emerging risks, and propose proactive credit actions.
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios ... Monitor portfolio performance, identify emerging risks, and propose proactive credit actions.
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios ... Monitor portfolio performance, identify emerging risks, and propose proactive credit actions.
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios ... Monitor portfolio performance, identify emerging risks, and propose proactive credit actions.
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios ... Monitor portfolio performance, identify emerging risks, and propose proactive credit actions.
Credit Risk Monitor information
See Washington, DC salary details
$98K - $113.7K
8% of jobs
$113.7K - $129.5K
6% of jobs
$129.5K - $145.2K
7% of jobs
$149.5K is the 25th percentile. Wages below this are outliers.
$145.2K - $161K
11% of jobs
The median wage is $170.7K / yr.
$161K - $176.7K
27% of jobs
$176.7K - $192.5K
13% of jobs
$194.7K is the 75th percentile. Wages above this are outliers.
$192.5K - $208.2K
15% of jobs
$208.2K - $224K
4% of jobs
$224K - $239.7K
4% of jobs
$239.7K - $255.5K
0% of jobs
$255.5K - $271.3K
4% of jobs
$98K
$179.3K
$271.3K
How much do credit risk monitor jobs pay per year?
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What is a Credit Risk Analyst's salary?
What is a Credit Risk Monitor?
What are the 5 C's of credit risk?
What is the difference between Credit Risk Monitor vs Credit Analyst?
| Aspect | Credit Risk Monitor | Credit Analyst |
|---|---|---|
| Required credentials | Typically requires finance, economics, or related degrees; certifications like CFA are a plus | Similar educational background; certifications like CFA or CPA can be advantageous |
| Work environment | Financial services, credit risk assessment, often in corporate or agency settings | Banking, lending institutions, or corporate finance departments |
| Employer and industry usage | Used by credit rating agencies, financial institutions, and risk management firms | Common in banks, investment firms, and credit departments |
While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.
Job description
Position Overview:
We are seeking a Portfolio Credit Risk Lead for Single Family Portfolio & Servicing. This role sits at the center of Freddie Mac's enterprise financial risk oversight, shaping how the company anticipates, measures, and manages Single-Family (SF) credit risk across the economic cycle. You will translate macroeconomic and industry trends to provide context for SF portfolio performance.
As an independent risk leader, you'll provide effective challenge to business risk management, strengthen risk governance and utilize your broad experience in all aspects of mortgage loan servicing and the related credit risks. You'll partner closely across Enterprise Risk, Internal Audit and the business to monitor key risk indicators, identify emerging risks, assess new initiatives and policy changes, and evaluate portfolio strategies such as loss mitigation and liquidation approaches.
Our Impact:
The Financial Risk team within the Enterprise Risk Division is responsible for oversight and effective challenge of the company's most important risks. Together, we:
- Establish governance, policies, and standards that define how the company manages financial risks to support safety and soundness
- Monitor and report on the risk and control profiles, financial risk appetite, and performance of risk indicators and metrics against thresholds and limits
- Communicate enterprise-wide risk management issues and emerging risks and monitor effective and timely issue resolution
- Provide timely and independent oversight and effective challenge of the company's financial risk management practices and risk-taking activities
Your Impact:
- Build strong partnerships with Single-Family counterparts and across Enterprise Risk Management
- Monitor KRIs and other risk metrics to measure credit risk exposure impacted by servicing activities; monitor performance against risk appetite thresholds and identify key drivers
- Monitor industry and macroeconomic conditions; monitor trends, developing issues and emerging risks
- Participate in or lead independent oversight and assessment of Single-Family Portfolio & Servicing policy and servicer performance activities
- Conduct risk assessments including Process, Risk & Control (PRC) reviews; coordinate GRC monitoring
- Review SF New Products/New Initiatives, Significant Changes and FHFA Directives for credit risk exposure and downstream impacts
- Review and assess SF Servicing Policy changes and issued Terms of Business for credit exposure
- Monitor Single Name Servicer oversight, monitor monthly servicer scorecards, review scorecard methodology changes
- Provide focused analysis on Top 25 SF Servicer performance, monitor CRR Servicing Risk Scores
- Attend Seller/Servicer Forum and Third-Party Risk oversight meetings
- Monitor Transfers of Servicing (TOS) and VPC transfers
- Participation in Contingency planning activities with the business, Operational Risk and Counterparty Risk stakeholders
- Review servicer capacity strategy and provide assessment on planned capacity vs portfolio delinquency trends
- Provide oversight of SQA & Remedy results, provide SQA Annual Plan Assessment and Annual Flood Insurance Review
- Complete reviews of 1L SFPS policies and procedures for compliance with corporate risk policies.
- Monitor compliance with corporate risk policies, standards and Compliance Obligations governing portfolio consumer credit risk management activities
- Review and maintain departmental policies and procedures
- Support ongoing reporting and assessments to management
- Coordinate Internal Audit and FHFA Targeted Exams for SF Policy & Servicing activities
- Perform other ad-hoc risk analysis as needed
Qualifications:
- 8 + years of experience at a large mortgage servicer or in a servicing area of a GSE or HUD
- 8 + years of experience in risk management within a large financial institution
- Ability to provide independent risk assessments with limited supervision
- Experience with process, risk and controls reviews and assessments
- In-depth knowledge of the loan lifecycle of a SF mortgage; knowledge of performing and default management, including bankruptcy, foreclosure and REO management
- Knowledge of borrower behavior, federal regulations related to real estate and collections, and collateral valuation
- Knowledge of GSE Guide requirements, including insurance, title and escrow
- Working knowledge of structured finance, investor reporting and disclosures, ability to anticipate downstream impacts and possible obstacles due to policy or program changes
- Experienced in credit policy development
Keys to Success in this Role:
- Ability to maintain up-to-date knowledge of macroeconomic conditions, industry trends and emerging risks
- Strong interpersonal and communication skills, ability to work across risk teams and first- and third-line counterparts
- Ability to work under pressure effectively to resolve issues and meet deadlines in a dynamic environment
- Attention to detail, ability to produce timely, high-quality and well-documented oversight outcomes
- Strong organizational skills, willingness to learn adjacent areas of the business
Current Freddie Mac employees please apply through the internal career site.
We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.
CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.
Time-type:Full time
FLSA Status:Exempt
Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.
This position has an annualized market-based salary range of $130,000 - $196,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.
About Freddie Mac
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Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others.
Industry
Finance and insurance
Company size
5,001 - 10,000 Employees
Headquarters location
McLean, VA, US
Year founded
1970