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Credit Risk Monitor Jobs in Jackson, MI (NOW HIRING)

Fifth Third

Personal Banker Associate I

Jackson, MI · On-site

... risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and ... of credit and financial information. * Ability to professionally represent Fifth Third Bank in ...

All JobsCredit Risk Monitor JobsCredit Risk Monitor Jobs in Jackson, MI

Credit Risk Monitor information

See Jackson, MI salary details

$78.7K

$144K

$217.9K

How much do credit risk monitor jobs pay per year?

As of Sep 11, 2026, the average yearly pay for credit risk monitor in Jackson, MI is $144,034.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,500.00 and $161,500.00 per year, depending on experience, location, and employer.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What cities near Jackson, MI are hiring for Credit Risk Monitor jobs?

Cities near Jackson, MI with the most Credit Risk Monitor job openings:

Credit Risk Monitor jobs near you
Infographic showing various Credit Risk Monitor job openings in Jackson, MI as of September 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, 4% Contract, and 1% Nights. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $144,034 per year, or $69.2 per hour.

Commercial Lending Officer - Junior

Jackson, MI • On-site, Remote

TRUE Community Credit Union
Commercial Banking • 51 - 200 employees
Learn more about TRUE Community Credit Unionexternal

$65K - $80K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 24 days ago

Job description

Location: Remote with required travel and branch presence as needed to meet expectations of the role.

Department: Commercial Lending

Reports To: VP of Commercial Services

Employment Type: Full-Time / Exempt

At TRUE Community Credit Union, we exist to inspire the pursuit of a life well lived. We are seeking a relationship-driven and analytically strong Junior Commercial Lending Officer to help grow our commercial presence across the state of Michigan.  This is more than a lending role - it is an opportunity to help businesses across Michigan grow while building your own commercial lending career at TRUE. The successful candidate will bring both business development drive and credit discipline, along with the desire to learn, partner, and contribute in ways that create lasting value for our members, communities, and team.

What You'll Do
  • Generate new business and commercial lending opportunities throughout the state of Michigan through relationship development, community presence, referrals, and proactive outreach.
  • Build and strengthen relationships with business members and prospects by understanding their goals and recommending lending solutions that support long-term success.
  • Originate business and commercial loan opportunities while supporting sound credit quality and alignment with TRUE's risk standards.
  • Partner with internal teams to support underwriting, credit analysis, portfolio management, and a smooth member experience from opportunity through closing.
  • Contribute to ongoing portfolio monitoring, financial review, and risk awareness while building the knowledge and experience needed to advance into a Commercial Lending Officer role.
  • Successfully transition into a Commercial Lending Officer position within approximately two years based on performance, demonstrated capability, and business impact.
What You Bring
  • Experience generating loans, including business loans or commercial loans, with a demonstrated ability to develop new business opportunities.
  • Background in one or more of the following: underwriting, portfolio management, business analysis, commercial credit analysis, or business portfolio management.
  • Strong financial and analytical skills, including the ability to assess business performance, creditworthiness, and lending risk.
  • Ability to balance relationship development with sound credit judgment and operational follow-through.
  • Strong communication skills, business presence, and a commitment to delivering exceptional member experiences.
  • Experience in a credit union, bank, or commercial financial services environment is preferred.

Expected Starting Salary Range:

$65,150 - $80,480 (may increase based on relevant work experience). 

This role offers a clear career path into commercial lending. Candidates who successfully complete the required training, demonstrate strong performance, and meet lending production expectations can progress to a fully functioning Commercial Loan Officer position within approximately two years, with compensation transitioning to a competitive base salary plus commission structure.

Benefits

  • Benchmark-setting medical benefits; dental and vision benefits
  • 401k AND employer-funded defined contribution pension plan
  • Generous time off, paid holidays, and paid time for your birthday, inclusion time to celebrate cultural and religious holidays that matter most to you, and volunteer time to stay rooted in the work outside of work that refills your well
  • TRUE Cares Paid Family Leave which provides qualifying employees with up to 200 hours of paid time for birth, bonding, adoption, foster placement, and end-of-life care for qualifying family members
  • Annual bonus reward program
  • Company-paid short-term disability, long-term disability, and employee life insurance
  • Tuition reimbursement
  • Gym membership reimbursement
  • Ongoing professional development investments

Ready to Lead the Future of Work with Us? Apply now and help us write a people-first story that stretches beyond imagination.

Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees.

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