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Credit Risk Monitor Jobs in Happy Valley, OR (NOW HIRING)

Special Assets Manager

Portland, OR · On-site +1

$135K - $155K/yr

Monitor borrower performance, financial reporting, covenant compliance, collateral values, and guarantor support; identify emerging credit risks and recommend appropriate risk rating and ...

... monitor risk and covenant compliance. * Reviews member accounts and portfolios in order to identify and act on potential credit quality issues in order to maximize credit quality and minimize risk ...

... risk and potential loss to the company. Supports relationship managers and business banking partners by providing sound credit recommendations and ongoing portfolio monitoring. May use technological ...

... risk and potential loss to the company. Responsible for analyzing financial statements, cash flow ... Experience with SBA 7(a) and 504 loan programs, including underwriting, portfolio monitoring ...

The Credit Services Representative has responsibility for monitoring and collecting company ... risk, modify credit limits, resolve disputes, coordinate credit meetings with operational ...

Credit Representative

Hillsboro, OR · On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company ... risk, modify credit limits, resolve disputes, coordinate credit meetings with operational ...

New

Credit Representative

Hillsboro, OR · On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company ... risk, modify credit limits, resolve disputes, coordinate credit meetings with operational ...

Assists RM in credit analysis, assessment of risk rating, problem loan reporting and other credit ... monitoring and documentation are reviewed. * Prepares financial projections and customized ...

Assists RM in credit analysis, assessment of risk rating, problem loan reporting and other credit ... monitoring and documentation are reviewed. * Prepares financial projections and customized ...

Showing results 21-40

Credit Risk Monitor information

See Happy Valley, OR salary details

$90K

$164.7K

$249.2K

How much do credit risk monitor jobs pay per year?

As of Aug 11, 2026, the average yearly pay for credit risk monitor in Happy Valley, OR is $164,692.00, according to ZipRecruiter salary data. Most workers in this role earn between $138,900.00 and $184,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

Infographic showing various Credit Risk Monitor job openings in Happy Valley, OR as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $164,692 per year, or $79.2 per hour.

Community CRE Underwriter

Columbia Banking System, Inc.

Portland, OR • On-site

$78K - $140K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago


Job description

About the Role:
Underwrites and prepares credit presentations for complex Commercial Real Estate (CRE) loans. Assists CRE Relationship Managers (RM's) in the monitoring of a large loan portfolio consisting of complex CRE products including construction, bridge, and permanent loans. Collaborates with RMs to manage and deepen full banking relationships with sophisticated CRE developers and investors. Collect, spread, and analyze business, industry, financial data and other supporting credit information concerning a client or prospect's credit request. May include evaluation of enterprise-level and unit-level performance drivers (store sales trends, margins, labor and food cost sensitivity, operating leverage, and multi-unit execution risk).
  • Analyze appraisal and market data to assess market risk associated with the CRE project. Underwrite sponsors' contingent debt, portfolio refinance risk, and global cash-flow to assess their ability to address financial obligations. Assess CRE credit markets to analyze potential take-out financing. Identify key business and financial risks that may impact the repayment prospects by the borrower; presents conclusions supporting the credit recommendation based on documented facts and/or sound judgement.
  • Prepare timely, concise and accurate credit recommendations, with limited supervision or revision. Includes: (1) quantitative components within the underwriting narrative documenting the credit analysis; (2) accurate use of risk rating scoring models, using both quantitative and qualitative rating elements to ensure sponsors and individual loans are properly risk-rated; (3) accurate identification and mitigation of all Bank tracked policy exceptions, tracked guidelines exceptions, and departures from established procedures and underwriting processes; and (4) accurate loan and risk rate coding when the credits are boarded on the bank operating systems.
  • Monitor borrower financial performance in line with loan documents; spreads or oversees spreading of financial statements in accordance with Bank Guidelines to ensure accuracy. Tests covenant calculations and adherence to approval conditions and loan documentation. Collaborates with Analysts and RMs to ensure borrower notifications are sent and approvals are obtained to resolve any violations in a timely manner.
  • Collaborates with RMs to identify and communicate credit risk so that it is effectively mitigated within new and existing credits.
  • Collaborates with RMs to identify and communicate credit risk so that it is effectively mitigated within new and existing credits.
  • Partners with Relationship Managers in customer and prospect calls as appropriate.
  • May oversee the work of other commercial underwriters or credit analysts, including the timely review of credit requests and financial spreads to ensure accurate, high quality work product.
  • Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
  • Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
  • Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
  • May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
  • Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
  • Takes personal initiative and is a positive example for others to emulate.
  • Embraces our vision to become "Business Bank of Choice"
  • May perform other duties as assigned.

About You:
Education
  • Bachelor's degree in business, Finance, Accounting, or equivalent work experience (Required)

Experience
  • 4-7 years Commercial Underwriting/credit analysis experience or relevant lending experience. (Required)

Skills
  • Advanced analytical and problem-solving skills.
  • Intermediate credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis.
  • Demonstrate time management skills reflecting the ability to juggle multiple tasks simultaneously while delivering high quality work product on time. . Ability to take initiative with minimal direction, to work on multiple transactions simultaneously, and to meet deadlines.
  • Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.
  • Possess strong written, verbal and interpersonal skills.
  • Solid knowledge of credit policies, procedures, and practices typical in CRE lending.
  • Proficiency with personal computers and related software packages such as Word and Excel.

Travel Requirements
  • Occasional

The pay range for this role is $78,000.0000 to $140,000.00.
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
Primary Location: Ability to work fully onsite at posted location(s).
805 SW Broadway, Ste 2700 Portland OR 97205-3366
Our Benefits:
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
Our Commitment to Diversity:
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com.
To Staffing and Recruiting Agencies:
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.