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Credit Risk Developer Jobs in Spartanburg, SC (NOW HIRING)

Purpose Financial

Marketing Analyst

Greenville, SC · On-site

Partner with data quality engineers and data governance team to implement appropriate solutions as ... Credit Risk to monitor key marketing areas of focus. * Develop and maintain forecasting models

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What is a credit risk developer?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a credit risk developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a credit risk developer?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
What job categories do people searching Credit Risk Developer jobs in Spartanburg, SC look for? The top searched job categories for Credit Risk Developer jobs in Spartanburg, SC are:
Credit Risk Developer jobs near you
Infographic showing various Credit Risk Developer job openings in Spartanburg, SC as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Business Analyst

Global Lending Services

Greenville, SC

Full-time

Re-posted 3 days ago

Global Lending Services rating

7.5

Company rating: 7.5 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

***This posting is to enter our campus recruiting and entry-level process for position offers being made for 2026***
 
What does it mean to be a Business Analyst at GLS?
GLS is a highly analytic-driven company whose business model of providing auto loans to consumers through dealership partners has greatly thrived because of the great work our Analysts do. As an Analyst at GLS, you will work on solving important problems by deploying great critical thinking, education-based skill sets you’ve worked hard to obtain, and your demonstrated ability to learn new ideas and domains and turn knowledge into applied solutions.
 
Analysts play various roles across our company, taking on a variety of assignments within GLS business and operational areas. You will interact with team members both within your own area and cross-functionally, learning how the business is run and how to drive improvements, while gaining solid exposure to senior management.
 
The day-to-day activities will vary based on the group but could include the following:
Credit Risk, Pricing, and Partnership Business Analysts
  • Business Analysts in Credit Risk are responsible for analyzing and improving all aspects of the application processing, automated underwriting, and the pricing decision cycle within a highly competitive marketplace.
  • Business Analysts apply their data analytics and business acumen to support data-driven business decisions. They do this by leveraging multiple internal and external data sources, including both quantitative and qualitative data, and applying a broad range of skills such as visual analytics, estimation and simulation procedures, competitive analysis, etc.
  • Business Analysts are often asking and analytically answering questions such as:
  • What type of change is needed to optimize profit, or drive more volume?
  • How can we better understand the impacts of the changes we’ve made in the past?
  • What new product features and offerings will be more compelling to our dealer-partners?
  • What insights can we gain from our competitors? 
  • What KPI’s should be developed?
  • What are those KPI trends telling us?
What should you already have to be successful in this role?
  • Bachelor’s degree in Statistics, Mathematics, Economics, Finance, Engineering, Computer Science, Information Technology, or a related field required
  • Proficient computer skills and ability to quickly learn new computer applications as required
  • Working knowledge of SQL and/or Python preferred
  • Strong written and verbal communication skills with the ability to present ideas in a cohesive business-focused and user-friendly language
  • Internally motivated with a demonstrated ability to take initiative, identify needs, make recommendations for improvement, see recommendations through implementation, and evaluate improvements for effectiveness 
  • Exceptional interpersonal skills: friendly and tactful with the ability to influence others, effectively manage conflict, exercise sound judgment, effectively manage highly sensitive and confidential information, interact at all levels within the organization, and build cross-functional partnerships across the business
Employment Requirements:
  • This is an exempt level position whereby business need will dictate the exact work schedule which should be expected to vary at times. Generally, days and hours of work are Monday through Friday between the hours of 9:00am-6:00pm.
  • Regular, predictable attendance is required, including overtime hours as business demands dictate
  • Evening and weekend work may be required as job duties demand
  • The position does not require travel
  • Significant portions of daily assignments involve application of manual skills requiring motor coordination in combination with finger dexterity
  • Remain in a stationary position up to 100% of the workday
  • Constantly operate a computer and other standard office equipment  

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