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Credit Risk Developer Jobs in Ladera Ranch, CA (NOW HIRING)

US Bank

Credit Risk Python Architect

Irvine, CA · On-site

$111K - $131K/yr

... Risk Administration credit models, analytics, and reporting ... We are seeking a Python developer / solutions architect to drive forward our next-gen model ...

Sunflower Bank, N.A.

Model Risk Analyst

Irvine, CA · On-site

$85K - $95K/yr

This role ensures that models--used for credit risk, liquidity risk, market risk, capital planning ... Act as a key point of contact with model developers and owners to discuss validation findings and ...

Sunflower Bank NA

Model Risk Analyst

Irvine, CA · Hybrid

$85K - $95K/yr

This role ensures that models-used for credit risk, liquidity risk, market risk, capital planning ... Act as a key point of contact with model developers and owners to discuss validation findings and ...

esVolta

Director, Market Risk Control

Newport Beach, CA · Remote

Overview esVolta, LP is a leading developer, owner, and operator of utility-scale energy storage ... They will proactively identify, monitor and mitigate market, credit and operational risks, ensuring ...

Apply Early

Redwood Trust Inc

Engineering Manager

Irvine, CA · On-site

$170K - $200K/yr

... DevOps discipline. * Strong custom full-stack engineering -- able to architect and lead non ... Strong understanding of credit risk, pricing models, and capital markets implications. * Experience ...

Apply Early

Pacificlife

Senior Credit Analyst

Newport Beach, CA

Knowledge of programming languages, e.g. Python, VBA or R * Experience building analytical tools ... Risk appetite in alignment with the Team's philosophy * An ability and willingness to network and ...

AceStack LLC

Python Developer

Newport Beach, CA · On-site

$54 - $74.25/hr

... credit analytics teams to help them make more scientific trading decisions. The Portfolio ... and risk management. As a developer you will interact directly with internal business users ...

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What are Credit Risk Developers?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a Credit Risk Developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a Credit Risk Developer, and why are they important?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
What cities near Ladera Ranch, CA are hiring for Credit Risk Developer jobs? Cities near Ladera Ranch, CA with the most Credit Risk Developer job openings:
Credit Risk Developer jobs near you
Credit Risk Python Architect

Credit Risk Python Architect

US Bank

Irvine, CA • On-site

$111K - $131K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 352 frontline employees who took The Breakroom Quiz

39th of 144 rated banks

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Are you a data minded Python developer with a drive to understand the "why" in what you do?

Can you integrate independent technologies to build a cohesive system?

Do you get excited by developing new solutions to old problems?

The Credit Model Ops Orchestration and Solutions team is responsible for design and deployment of custom orchestration platforms designed to support Credit Risk Administration credit models, analytics, and reporting.

We are seeking a Python developer / solutions architect to drive forward our next-gen model production platform. If you can connect the dots between Pandas / Polars, FastAPI, Docker, and Kubernetes we want to talk to you.

Basic Qualifications

- Bachelor's degree in a quantitative field, and eight or more years of relevant experience
OR
- MA/MS in a quantitative field, and five or more years of related experience
OR
- PhD in a quantitative field, and four or more years of related experience

Ideal Experience

  • Dev-Ops

  • Managing containerized applications with Kubernetes, Docker, and Helm

  • Shell scripting

  • Git / Git-Ops

  • Database schema design

  • Apache Airflow

  • Model implementation / development / control design

  • SQL query development

  • Thorough data compilation, programming skills and qualitative analysis skills

  • Thorough knowledge of the quantitative and qualitative risk factors, industry risks, competition risks, and risk management approaches

  • Advanced understanding of applicable regulatory rules, guidance, or supervisory lettersAbility to manage multiple tasks across various timelines

  • Strong analytical, organizational, problem-solving, negotiation, and project management skills

  • Demonstrated independence, teamwork and leadership skills

  • Effective interpersonal, verbal and written communication skills

LOCATION EXPECTATIONS: This role requires working from a U.S. Bank Location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

What U.S. Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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