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Credit Risk Data Science Jobs in Los Angeles, CA

... risk processes and governance programs, and credit data at U.S. Bank, or another mid-sized or large banking institution - Considerable understanding of the business line's operations, products ...

... for raw data manipulation. Core Responsibilities * Credit Risk Assessment: Evaluate customer financial statements, payment histories, trade references, and D&B reports to set/adjust appropriate ...

Showing results 21-40

Credit Risk Data Science information

See Los Angeles, CA salary details

$39.9K

$122.7K

$212.8K

How much do credit risk data science jobs pay per year?

As of Aug 27, 2026, the average yearly pay for credit risk data science in Los Angeles, CA is $122,708.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,900.00 and $151,400.00 per year, depending on experience, location, and employer.

What is credit risk data science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What skills and qualifications are needed to thrive as a credit risk data scientist?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.

How does a credit risk data scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What are popular job titles related to Credit Risk Data Science jobs in Los Angeles, CA?

For Credit Risk Data Science jobs in Los Angeles, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Data Science jobs in Los Angeles, CA look for?

The top searched job categories for Credit Risk Data Science jobs in Los Angeles, CA are:

What cities near Los Angeles, CA are hiring for Credit Risk Data Science jobs?

Cities near Los Angeles, CA with the most Credit Risk Data Science job openings:

Infographic showing various Credit Risk Data Science job openings in Los Angeles, CA as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 12% Part Time, and 3% Contract. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $122,708 per year, or $59 per hour.

Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

Los Angeles, CA • On-site


JPMorgan Chase & Co
Finance and Insurance • 10K+ employees

8.0

Company rating: 8.0 out of 10

Based on 497 frontline employees who took The Breakroom Quiz

71st of 172 rated banks

People enjoy working here

Good employer

Recommended by students


Full-time

Medical, Retirement

Re-posted 13 days ago


Job description

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification. You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

Job Responsibilities

  • Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
  • Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
  • Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
  • Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
  • Prepare, review, and present credit approval materials in line with credit risk policies and standards
  • Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
  • Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
  • Identify emerging deterioration early and drive proactive risk management actions for problem situations
  • Produce periodic portfolio summaries and annual review materials for senior management
  • Support development of junior talent through coaching, training, and feedback
  • Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

Required Qualifications, Capabilities, and Skills 

  • Bachelor's degree and 7+ years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
  • Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
  • Advanced knowledge of financial statements and accounting principles
  • Experience preparing credit approval materials and applying credit risk policies and controls
  • Experience reviewing and negotiating documentation related to credit agreements
  • Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
  • Strong analytical skills with the ability to form sound, well-supported credit judgments
  • Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

Preferred Qualifications, Capabilities, and Skills 

  • Master of Business Administration or Chartered Financial Analyst designation
  • Strong verbal and written communication skills, including the ability to present to senior stakeholders
  • Demonstrated ability to influence outcomes through clear recommendations and effective partnership
  • Experience leading client diligence discussions and negotiating with external counterparties
  • Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 


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