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Credit Risk Data Science Jobs in El Segundo, CA (NOW HIRING)

Sunbit

Analytics Manager, Credit Cards

Los Angeles, CA · On-site

Requirements What you'll bring: * 6+ years of experience in Analytics, Data Science, Decision Science, Credit Risk, or a related quantitative function. * 4+ years supporting Credit Card portfolios ...

Sunbit

Analytics Manager, Credit Cards

Los Angeles, CA · On-site +1

Requirements What you'll bring: * 6+ years of experience in Analytics, Data Science, Decision Science, Credit Risk, or a related quantitative function. * Must have 4+ years supporting Credit Card ...

Sunbit

Analytics Manager, Credit Cards

Los Angeles, CA · Remote

What you'll bring: * 6+ years of experience in Analytics, Data Science, Decision Science, Credit Risk, or a related quantitative function. * Must have 4+ years supporting Credit Card portfolios, with ...

Plat.AI

Front-Facing Data Analyst

Glendale, CA · On-site

Work alongside data scientists to interpret model outputs * Conduct A/B testing and performance ... Experience with underwriting analytics or credit risk modeling * Familiarity with interpretable ML ...

US Bank

Impact Finance Officer

Los Angeles, CA · On-site

... risk processes and governance programs, and credit data at U.S. Bank, or another mid-sized or large banking institution - Considerable understanding of the business line's operations, products ...

US Bank

Credit Risk Python Architect

Los Angeles, CA · On-site

$111K - $131K/yr

Are you a data minded Python developer with a drive to understand the "why" in what you do? Can you ... Credit Risk Administration credit models, analytics, and reporting. We are seeking a Python ...

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All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in El Segundo, CA

Credit Risk Data Science information

See El Segundo, CA salary details

$39.4K

$121.3K

$210.4K

How much do credit risk data science jobs pay per year?

As of Aug 6, 2026, the average yearly pay for credit risk data science in El Segundo, CA is $121,301.00, according to ZipRecruiter salary data. Most workers in this role earn between $87,900.00 and $149,700.00 per year, depending on experience, location, and employer.

How does a credit risk data scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is credit risk data science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What skills and qualifications are needed to thrive as a credit risk data scientist?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What job categories do people searching Credit Risk Data Science jobs in El Segundo, CA look for? The top searched job categories for Credit Risk Data Science jobs in El Segundo, CA are:
What cities near El Segundo, CA are hiring for Credit Risk Data Science jobs? Cities near El Segundo, CA with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in El Segundo, CA as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $121,301 per year, or $58.3 per hour.

Credit Risk Officer II, California

Fifth Third Bank

Los Angeles, CA • On-site

Full-time

Posted 18 days ago

Fifth Third Bank rating

7.5

Company rating: 7.5 out of 10

Based on 113 frontline employees who took The Breakroom Quiz

105th of 170 rated banks

Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk recommendations, credit risk portfolio management and monitoring, approves credit exposure, providing feedback on proper structuring and pricing. Monitors ongoing credit administration and attends LOB pipeline meetings to ensure credit standards are followed across assigned business segment. Participant in customer calls as needed. Monitors credit quality through forward looking analysis as well as reviewing system-generated reports.
Responsible and accountable for credit risk management and constructive, credible challenge by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
  • Approve or reject most complex loans within delegated authority and approved risk limits including where difficult questions of policy or credit risk may be involved.
  • With Line of Business (LOB) input, ensures that policies, including enterprise level policies, appropriately reflect the Bank's credit risk appetite and are approved and reviewed in an appropriate and timely manner.
  • Advise credit and loan personnel on the company's overall policy, noting significant forward looking trends and recommending policy changes if necessary.
  • Provide necessary forward looking review for ongoing maintenance of credit exposure as applicable.
  • Review and challenge credit approval packages for loans approved within the LOB's lending policies, limits, appetite, and delegated authorities.
  • In event of a limit breach, collaborates with the LOB to develop and execute action plans to return the relevant credit exposure to a level within credit risk appetite.
  • Responsible for providing effective, credible challenge on client selection, risk identification/mitigation, and adherence to risk appetite, policies, and underwriting standards.
  • Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities.
  • Review periodic Bancorp credit quality reports to assess assigned LOB's adherence to the Bank's credit risk appetite and business objectives.
  • Attend and provide effective, credible challenge to the LOB in various meetings including administrative loan meetings, portfolio review meetings, etc.
  • Provide information, analysis, and credit risk and portfolio recommendations to the Senior Credit Officer.
  • Represent Bancorp in high-level customer interaction as well as community affairs.
  • Adjudicate requests to change regulatory classifications both for upgrades and downgrades.
  • Responsible for oversight and challenge to the LOB regarding the timeliness of transfers to the Special Assets Group.
  • Accountable for the following as it relates to a portfolio review:
    • Using both internal and external data to identify portfolio trends such as increasing concentration risks, increasing industry risks, increasing material underwriting exceptions and emerging risks.
    • Determining a Direction of Risk (DOR) and Level of Risk (LOR) for the portfolio, together with actions that should be taken to reduce risk or strengthen risk management ensuring that, amongst other things, lessons learned are identified and operationalized where appropriate.

SUPERVISORY RESPONSIBILITIES: May supervise others. Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED:
  • Bachelor's Degree in Finance, Business Administration, or Accounting. Master's Degree preferred.
  • Ten+ years of related credit experience.
  • Financial and credit analysis including portfolio management.
  • Knowledge of the banking industry, relevant banking regulation, commercial banking, capital markets, and treasury management products and the associated risks.
  • Proficient in basic spreadsheet applications such as Excel, Word, etc.
  • Demonstrated ability to learn and understand various computer systems.
  • Excellent communications and organizational skills.
  • Excellent people/relationship building skills.

WORKING CONDITIONS:
  • Normal office environment with little exposure to dust, noise, temperature and the like.
  • Extended time at desk, viewing computer screens.
Credit Risk Officer II, California
Total Base Pay Range 121,900.00 - 262,100.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Los Angeles, California 90067
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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About Fifth Third Bank

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Fifth Third Bank, National Association established in 1858, is a diversified financial services company headquartered in Cincinnati, Ohio. Fifth Third is among the largest money managers in the Midwest. It operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Cincinnati, OH, US

Year founded

1858

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