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Credit Risk Contract Jobs in Illinois (NOW HIRING)

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Credit Risk Contract information

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$48.5K

$105.9K

$177.3K

How much do credit risk contract jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk contract in Illinois is $105,928.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,700.00 and $137,600.00 per year, depending on experience, location, and employer.

What is a credit risk contract?

A Credit Risk Contract job involves assessing and managing the potential risks associated with lending and credit transactions, typically on a temporary or project basis. Professionals in this role analyze financial data, evaluate creditworthiness, and develop risk mitigation strategies to protect the organization from potential losses. They may work with banks, financial institutions, or corporations to ensure compliance with regulations and internal risk policies. This role often requires strong analytical skills, experience in credit risk assessment, and proficiency in financial modeling or risk management tools.

What are the key skills and qualifications needed to thrive in the credit risk contract position?

To thrive in a Credit Risk Contract role, candidates should possess strong analytical skills, a background in finance or economics, and experience in credit risk assessment methodologies. Familiarity with risk modeling tools, credit rating systems, and software such as SAS, SQL, or Excel is often required, with certifications like FRM or CFA being advantageous. Excellent attention to detail, effective communication, and the ability to work independently or in cross-functional teams set top performers apart. These competencies ensure accurate risk evaluation, compliance with banking regulations, and sound decision-making in managing organizational credit exposure.

What are some common challenges faced in a credit risk contract role and how can they be managed?

Professionals in Credit Risk Contract positions often encounter shifting market conditions, regulatory changes, and diverse credit portfolios that require ongoing analysis and adaptation. Managing large volumes of complex financial data while meeting tight deadlines can be demanding. Staying proactive by keeping up-to-date with industry trends and regulatory requirements helps mitigate these challenges. Building strong collaborative relationships with stakeholders in lending, compliance, and business teams also plays a crucial role in addressing and solving risk-related issues efficiently.

What are the most commonly searched types of Credit Risk jobs in Illinois?

The most popular types of Credit Risk jobs in Illinois are:

What are popular job titles related to Credit Risk Contract jobs in Illinois?

For Credit Risk Contract jobs in Illinois, the most frequently searched job titles are:

What job categories do people searching Credit Risk Contract jobs in Illinois look for?

The top searched job categories for Credit Risk Contract jobs in Illinois are:

What cities in Illinois are hiring for Credit Risk Contract jobs?

Cities in Illinois with the most Credit Risk Contract job openings:

Credit Risk Contract jobs near you
Infographic showing various Credit Risk Contract job openings in Illinois as of September 2026, with employment types broken down into 82% Full Time, and 18% Contract. Highlights an 80% In-person, 4% Hybrid, and 16% Remote job distribution, with an average salary of $105,928 per year, or $50.9 per hour.

Credit Analyst/Due Diligence Analyst (Hybrid)

Chicago, IL • Hybrid

Rewards Network
Finance and Insurance • 201 - 500 employees
Learn more about Rewards Networkexternal

$28 - $36/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 17 days ago

Key responsibilities

  • Conduct detailed reviews to evaluate merchants for the cash advance product line in accordance with company guidelines.

  • Analyze financial data, including credit reports, business financial statements, bank statements, and credit card statements to inform underwriting decisions.

  • Review contract packages to verify accuracy, ensure completeness, and confirm legal compliance.

Job description

About Rewards Network
Celebrating 41 years in business this year, Rewards Network has helped restaurants increase their revenue, traffic, and customer engagement through our innovative financial, marketing services, and premier dining rewards programs. We connect diners to fantastic restaurant experiences by offering unique card-linked offers.  Our offers leverage advanced technology and powerful data analytics, providing value to our restaurants, diners, and strategic partners' loyalty programs. 
 
Our Culture  
At Rewards Network, you will find a passionate and diverse group of professionals that enjoy working collaboratively, solving problems, and taking ownership of not only their own careers and success, but the success and continued growth of the organization. We take pride in partnering with the world's most powerful loyalty programs to bring full price paying customers and better ways to access working capital options to local restaurants. We offer a challenging and rewarding environment where you can maximize your potential. 
 
Job Overview
As a member of the Due Diligence team, the Due Diligence Analyst/Underwriter is responsible for the risk assessment and underwriting of Rewards Network's financial services products. This role performs detailed due diligence reviews, leveraging expertise in analyzing financial data and assessing creditworthiness to make informed underwriting decisions. By collaborating closely with nationwide sales teams and other cross-functional departments, the position ensures financial products meet company guidelines, align with risk parameters, and support the organization's strategic objectives.
 
This is a hybrid position and requires in office presence Tuesday-Thursday at our office in Chicago. 
 
 What you'll bring to the table: (Responsibilities)  
  • Conduct detailed reviews to evaluate merchants for the cash advance product line in accordance with company guidelines.
  • Analyze financial data, including credit reports, business financial statements, bank statements, and credit card statements to inform underwriting decisions.
  • Assess risk profiles and determine creditworthiness while calculating appropriate approval amounts for each case.
  • Authorize funding approvals within assigned policy limits or provide recommendations for policy exceptions when necessary.
  • Review contract packages to verify accuracy, ensure completeness, and confirm legal compliance.
  • Collaborate with sales teams and cross-functional internal departments to align risk assessments with business objectives.
  • Maintain thorough documentation of due diligence findings and underwriting decisions for compliance and future reference.
Do you have the right mix of ingredients: (Requirements)  
  • Strong analytical and problem-solving skills with ability to think outside the box
  • Self-motivated and strong work ethic with the ability to proactively solve problems and make independent decisions
  • Proficiency using database and spreadsheet applications while completing data entry accurately and efficiently (Intermediate MS Excel skills required)
  • Salesforce experience a plus
  • Excellent communication skills, both written and verbal, required to articulate recommendations to various levels of management and negotiate terms with field sales when needed.
  • High School Diploma or Equivalency
  • At least 2-3 years of directly related job experience
  • College Degree in Finance, Economics, Business, or related field preferred
  • Experience in merchant cash advance or loan underwriting preferred
What you'll love about us: 
Comprehensive benefits package, which includes:
  • This is a full-time, nonexempt position; the base compensation for this opening is expected to be $28-$36 per hour ($58,240-$74,880 annualized), based on candidate experience, skills, and other factors
  • Competitive Paid Time Off and company holidays
  • Generous dining reimbursement when you dine with our restaurant clients 
  • 401(k) plan with a company match
  • Two medical plan options- Standard PPO or High Deductible Health Plan (HSA with company match for HDHP participants)
  • Partnership with Rx n Go, offering certain prescriptions for free
  • Two dental plan options and a vision plan
  • Flexible Spending Accounts and a pre-tax commuter benefit program
  • Accident, Critical Illness, and Hospital Indemnity Insurance Plans
  • Short Term and Long Term disability 
  • Company-paid life insurance and AD&D insurance, supplemental employee, spouse, and child life insurance 
  • Employee Life Assistance Program
  • Hybrid working space in our state of the art office downtown located by the Metra and Ogilvie train stations
  • Catered lunches provided on Tuesday's in our Chicago office
 
Rewards Network is an Equal Opportunity Employer (EOE). We encourage and strongly support workplace diversity.
Expected Pay Range
$58,240—$74,880 USD