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Credit Risk Associate Salary Jobs in Delaware (NOW HIRING)

Td

Credit Risk Strategy Manager I (US)

Wilmington, DE · On-site

$120K - $145K/yr

... the salary range over time as they progress in their role. The base pay actually offered may vary ... Risk Management The Credit Risk Strategy Manager I (US) manages the creation, implementation and ...

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Credit Risk Associate Salary information

What is the difference between Credit Risk Associate Salary vs Credit Analyst Salary?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit risk coursesBachelor's degree, certifications like CFA or financial analysis courses
Work EnvironmentFinancial institutions, risk management teamsBanks, lending institutions, financial services
Employer & Industry UsageUsed in risk management roles within financeCommon in credit analysis and lending departments

Both roles often require similar educational backgrounds and certifications, and they operate within financial institutions. While Credit Risk Associates focus on assessing and managing risk exposure, Credit Analysts primarily evaluate creditworthiness of clients. Salary differences depend on experience and location but generally remain comparable within the finance industry.

What does a credit risk associate do?

A credit risk associate evaluates the creditworthiness of individuals or businesses to determine the likelihood of default on loans or credit agreements. They analyze financial statements, credit reports, and market data, often using risk assessment tools and models, to support lending decisions and manage credit portfolios.

What are the typical career advancement opportunities for a credit risk associate within the financial industry?

As a Credit Risk Associate, you can expect clear pathways for career progression, often advancing to Senior Associate, Credit Risk Manager, or specialized roles within risk management. Many organizations offer mentorship, training, and rotational programs to help associates develop analytical and decision-making skills needed for more senior positions. Advancement is typically based on demonstrated expertise in assessing creditworthiness, collaborating effectively with cross-functional teams, and managing increasingly complex portfolios. Proactive engagement in professional development and taking on challenging projects can accelerate your growth within this field.

What is the average salary for a credit risk associate?

The average salary for a Credit Risk Associate in the United States typically ranges from $70,000 to $100,000 per year, depending on factors such as experience, location, and the size of the employer. Entry-level positions may start around $60,000, while those with several years of experience or in major financial centers like New York City can earn over $110,000. Bonuses and additional compensation may also be offered, especially at larger banks or financial firms.

What are the key skills and qualifications needed to thrive as a credit risk associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, financial acumen, and a degree in finance, economics, or a related field. Familiarity with financial modeling tools, risk assessment software, and proficiency in Excel or SQL are typically required. Attention to detail, effective communication, and problem-solving abilities help professionals stand out in this position. These skills are crucial for evaluating creditworthiness, mitigating risk, and supporting sound lending decisions in financial institutions.

What are popular job titles related to Credit Risk Associate Salary jobs in Delaware?

For Credit Risk Associate Salary jobs in Delaware, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate Salary jobs in Delaware look for?

The top searched job categories for Credit Risk Associate Salary jobs in Delaware are:

What cities in Delaware are hiring for Credit Risk Associate Salary jobs?

Cities in Delaware with the most Credit Risk Associate Salary job openings:

Credit Risk Associate Salary jobs near you
Infographic showing various Credit Risk Associate Salary job openings in Delaware as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution.

Senior Associate, Credit Products Strategy

JPMorgan Chase & Co.

Wilmington, DE • On-site

Full-time

Medical, Retirement

Posted 8 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description


Join a high-impact team where you can combine analytics, strategy, and execution to improve how customers access and use credit. You'll partner across teams to deliver innovative financing offers that support responsible growth.
As a Senior Associate in Credit Products Strategy, you will support the end-to-end strategy and execution of promotional financing and lending offers across a credit card portfolio. You will use data and business judgment to evaluate opportunities, monitor performance, and drive improvements that strengthen customer outcomes and portfolio profitability. You will collaborate closely with partners across product, marketing, analytics, risk, finance, legal, compliance, and operations to deliver measurable results.
Job responsibilities
  • Support the design and optimization of promotional financing and lending offer strategies across a credit card portfolio
  • Analyze offer performance and customer behavior to identify opportunities to improve engagement, profitability, and growth
  • Partner with analytics, risk, finance, and marketing teams to assess pricing, portfolio performance, and business impact
  • Build business cases, financial analyses, and clear recommendations to inform strategy and product decisions
  • Drive cross-functional initiatives from concept through implementation, ensuring stakeholder alignment and strong execution
  • Support new offer and product launches, including planning, readiness, and post-launch performance measurement
  • Prepare clear, executive-ready materials and present insights in leadership reviews and business updates
  • Define success metrics, track key performance indicators, and translate results into actionable next steps
  • Maintain strong governance and control practices in partnership with legal, risk, compliance, and audit stakeholders
Required qualifications, capabilities, and skills
  • 2 years of experience in strategy, product management, marketing, business management, consulting, analytics, or financial services
  • Demonstrated analytical and problem-solving skills, using data to drive decisions and recommendations
  • Proven ability to manage cross-functional initiatives and influence stakeholders in a matrixed organization
  • Strong verbal and written communication skills, including experience presenting to senior leaders
  • Strong organizational and project management skills with a track record of delivering results
Preferred qualifications, capabilities, and skills
  • Experience in consumer lending, credit cards, promotional financing, pricing, or portfolio strategy
  • Understanding of credit card economics and profit and loss (P&L) drivers
  • Experience supporting annual percentage rate (APR) or other pricing-related strategies
  • Experience developing business cases, financial models, and performance reporting
  • Customer-focused mindset with interest in improving customer experiences through responsible credit solutions
  • Ability to balance strategic thinking with operational execution and attention to detail
  • Experience partnering with risk, compliance, and legal teams in a regulated environment

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

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