ZipRecruiter

Log In

1

Credit Risk Analyst Jobs in Pittsburgh, PA (NOW HIRING)

PNC Bank

Commercial Credit Director

Pittsburgh, PA · On-site

$143K - $297K/yr

... risk incidences, requests ad - hoc analytics and analyzes output to inform decision - making ... Directs the credit policy function and credit transaction models and collaborates with first line ...

BNY

Director, Country Risk Manager

Pittsburgh, PA · On-site

... credit risk, portfolio risk, or related risk management disciplines. * Strong knowledge of macroeconomic, sovereign, and geopolitical risk analysis. * Demonstrated ability to review analytical work ...

BNY Mellon

Director, Country Risk Manager

Pittsburgh, PA · On-site

... credit risk, portfolio risk, or related risk management disciplines. * Strong knowledge of macroeconomic, sovereign, and geopolitical risk analysis. * Demonstrated ability to review analytical work ...

S&T Bancorp

Credit Officer, CRE

Pittsburgh, PA · On-site

Responds promptly to credit requests to determine feasibility and nature of analysis to be ... risk profile. * Identifies critical issues and proposes alternative structures and financing ...

S&T Bancorp Inc

Credit Officer, CRE

Pittsburgh, PA · On-site

Responds promptly to credit requests to determine feasibility and nature of analysis to be ... risk profile. * Identifies critical issues and proposes alternative structures and financing ...

Northwest

CRE Portfolio Manager II or III

Pittsburgh, PA · On-site +1

$61K - $110K/yr

Analyses to include an independent credit quality assessment with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial ...

Northwest

Portfolio Manager II or III

Pittsburgh, PA · On-site +1

$61K - $110K/yr

Analyses to include an independent credit quality assessment with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial ...

previous pagenext page

Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Pittsburgh, PA

Credit Risk Analyst information

See Pittsburgh, PA salary details

$35.9K

$110.6K

$191.7K

How much do credit risk analyst jobs pay per year?

As of Aug 12, 2026, the average yearly pay for credit risk analyst in Pittsburgh, PA is $110,558.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,100.00 and $136,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs
What are popular job titles related to Credit Risk Analyst jobs in Pittsburgh, PA? For Credit Risk Analyst jobs in Pittsburgh, PA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Pittsburgh, PA look for? The top searched job categories for Credit Risk Analyst jobs in Pittsburgh, PA are:
What cities near Pittsburgh, PA are hiring for Credit Risk Analyst jobs? Cities near Pittsburgh, PA with the most Credit Risk Analyst job openings:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Pittsburgh, PA as of August 2026, with employment types broken down into 90% Full Time, 5% Part Time, and 5% Contract. Highlights an 84% In-person, 11% Hybrid, and 5% Remote job distribution, with an average salary of $110,558 per year, or $53.2 per hour.

Regional Credit Officer

Farmers National Bank of Canfield

Cranberry Township, PA • On-site

Full-time

Re-posted 2 days ago

Job description

SUMMARY: Lead and manage a team of Credit Analysts, Portfolio Managers and other support staff in all aspects of underwriting and credit risk management for a geographic region supporting Commercial Lending, and as necessary provide underwriting support for Private Client Services and Consumer Lending. Assist team in performing financial analysis and risk rating assessments on commercial & industrial loans and commercial real estate loans. Communicate and implement credit policy and practices within new loan production and review existing credits while providing guidance for policies, procedures, guidelines and risk assessment. In addition, partner with sales and documentation to improve the accuracy and efficiency of commercial loan processes and to further build customer relationships and enhance shareholder value.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Credit Administration:
  • Assist Chief Credit Officer in managing the risk associated with the distribution of bank loans
  • In conjunction with the Chief Credit Officer, communicate and coordinate the implementation of credit administration Policies, Processes and Procedures that are consistent with the overall credit culture of the bank, sound lending principals, strategic initiatives and regulatory guidelines
  • Monitor adherence to Credit Policy and manage the instances of exceptions
  • Actively lead or participate in Project Development for technology enhancements and process improvements to increase Credit Underwriting and Portfolio Management efficiencies
  • Responsible for assisting with preparation, review/revisions, and writing of Bank lending related policies
  • Review loans for approval by assigned loan authority
  • Chair/Co-Chair Regional Loan Committee
  • Manage Credit Analyst team as required
  • Utilize various monthly, quarterly, and annual reports regarding portfolio status, deal flow and workload to the Chief Credit Officer

New Loan Underwriting:
  • For purposes of prospecting, spread financial statements and provide general operating trends and financial statement analysis comments for review by the Commercial Lenders for initial opportunity assessment and strategic development
  • Assist Commercial Credit Analysts with submitting new loan requests to underwriting, perform cash flow and financial statement analysis by using advanced accounting skills on all applicants, complete collateral analysis and use all analytical tools provided to aid in the development of the loan write-up
  • Through the Risk Rating Matrices, agree and confirm proper grading to ensure Asset Quality identification
  • Collaborate with Market Presidents and Commercial Lenders in the preparation of complete and accurate loan write-up for presentation to the appropriate credit authorities for decisions on new loan requests
  • Review of Commercial Loan Presentations
  • Provide feedback to the Chief Credit Officer about the proper structure of loans and write-ups in preparation for the Executive Loan Committee
  • Maintain ongoing communication with all appropriate management on the status of new loan production
  • As needed, participate with sales personnel in customer meetings, effectively preparing so that all pertinent topics are covered that will contribute to a timely and thorough presentation of the loan write-up

Portfolio Monitoring:
  • Provide accurate and impartial financial and risk analysis and credit investigation of existing customers
  • Responsible for confirming the accuracy of Risk Rating Matrices along with the Commercial Lender's approval and timely monitoring of the receipt of proper analysis of financial information provided by the customer
  • Assist Credit Analysts and Commercial Portfolio Managers in underwriting reviews and renewals of existing credit facilities. Focus on appropriate due diligence, regulatory compliance and documentation accuracy
  • Ongoing monitoring will concentrate on covenant and borrowing base compliance, review of trend analysis reports, and address possible default situations and ultimately identify any deterioration or changes in the customer's capacity to follow the contractual terms of their agreement
  • Oversee Annual Reviews/Renewals to insure assigned completion levels are attained
  • Utilize various monthly, quarterly, and annual reports regarding portfolio status, deal flow and workload to the Chief Credit Officer to assess ongoing risk within the Commercial Loan Portfolio to ensure continued Asset Quality
  • Serve as a point of contact with regard to Credit Administration, during reviews for the organization to Internal/External Auditors, Internal/External Loan Review, Credit Risk Management consultants, Federal Regulators (OCC) Credit Risk Review and works closely with the Chief Credit Officer, Loan Administration and the Special Assets Manager

Special Assets Support:
  • Provide assistance to the Special Assets Manager in identifying those customers with potential or defined weaknesses
  • Support tactical plans by assisting Special Assets Manager with credit analysis, collateral assessments such as title work and appraisals, and documentation review
  • Serve as a member of the organization's Criticized Asset Committee

Other Essential Duties and Responsibilities:
  • Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations
  • Regular, predictable attendance is an essential requirement of this position
  • Complete all other duties as assigned

EDUCATION AND/OR EXPERIENCE:
  • Bachelor's Degree, preferably in Accounting, Finance, Economics; specialized training: AIB, Ohio Banking School, RMA, P/C preferred
  • Minimum ten (10) years commercial lending related experience and/or training
  • Strong accounting knowledge and understanding of the connection between the balance sheets and income statements; providing analysis of UCA cash flows; operating efficiencies; and borrowing causes
  • Strong knowledge of Word, Excel and Financial Statement spreading/monitoring software
  • Ability to clearly and effectively communicate both verbally and in writing

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Apply