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Credit Risk Analyst Jobs in Newark, NJ (NOW HIRING)

Morgan Stanley

Risk Analyst

New York, NY

$75K - $95K/yr

Responsibilities - Identify and perform analysis of counterparty credit risk for derivatives, cleared transactions, repurchase agreements, securities lending agreements, margin loans and other loans ...

Morgan Stanley

Risk Analyst

New York, NY · On-site

$75K - $95K/yr

Responsibilities - Identify and perform analysis of counterparty credit risk for derivatives, cleared transactions, repurchase agreements, securities lending agreements, margin loans and other loans ...

Morgan Stanley

Risk Analyst

New York, NY · On-site

$75K - $95K/yr

Responsibilities - Identify and perform analysis of counterparty credit risk for derivatives, cleared transactions, repurchase agreements, securities lending agreements, margin loans and other loans ...

Gauntlet

Credit Risk Researcher

New York, NY · On-site

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... PD/LGD modeling, loss-curve and vintage analysis, advance-rate structuring, covenant design, and ...

BNY

Director, Credit Risk Review

Manhattan, NY · On-site

Lead the development and execution of a riskbased annual Credit Risk Review plan covering key ... Excellent analytical, written, and verbal communication skills, with the ability to synthesize ...

Gauntlet

Credit Risk Researcher

New York, NY · On-site +1

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... PD/LGD modeling, loss-curve and vintage analysis, advance-rate structuring, covenant design, and ...

Ramp

Credit Risk Associate

Manhattan, NY · On-site

$150 - $200/hr

Use AI tools every day to move faster on research, analysis, coding, synthesis, writing, verification, and follow-through. * Build AI into credit risk workflows: feature exploration, policy ...

Ramp

Credit Risk Associate

New York, NY · On-site

$108K - $200K/yr

Use AI tools every day to move faster on research, analysis, coding, synthesis, writing, verification, and follow-through. * Build AI into credit risk workflows: feature exploration, policy ...

Everest Re Group

Vice President, Credit Risk

Warren, NJ · On-site

Deliver regular reporting and insightful analysis to executive leadership and risk committees. Underwriting Credit Risk * Provide oversight and independent challenge of underwriting-related credit ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · On-site

Collaborate with credit risk analytics and data teams to validate scorecard performance, calibrate rating thresholds, and ensure alignment with regulatory expectations (FDIC guidance, Interagency ...

Barclays

AVP, Credit Risk Reporting

Whippany, NJ

Analysis of risk data to identify trends, patterns, and outliers, and assess the impact of risk ... Barclays Services Corp. seeks AVP, Credit Risk Reporting (multiple positions) in Whippany, NJ:

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Newark, NJ

Credit Risk Analyst information

See Newark, NJ salary details

$38.7K

$119.1K

$206.5K

How much do credit risk analyst jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit risk analyst in Newark, NJ is $119,088.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,300.00 and $146,900.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

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The most popular types of Credit Risk Analyst jobs in Newark, NJ are:

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For Credit Risk Analyst jobs in Newark, NJ, the most frequently searched job titles are:

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What cities near Newark, NJ are hiring for Credit Risk Analyst jobs?

Cities near Newark, NJ with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Newark, NJ as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $119,088 per year, or $57.3 per hour.

Technical Risk Analyst

Manhattan, NY • On-site

Texas State Library and Archives Commision
Libraries and Archives • 201 - 500 employees
Learn more about Texas State Library and Archives Commisionexternal

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Job Title: Technical Risk Analyst-
Job Location : New York, NY (onsite)
Job Type: Fulltime
Job Description :
  • Experience in Credit Risk and commercial banking
  • Understanding of RWA, BASEL 2/3 and credit risk calculation for corporate clients
  • Should have Oracle PL SQL experience
  • Experience on Unix and shell scripting, Batch Jobs (Control M) and Data Base Performance
  • Hands on database experience and the ability to design and compose high level SQL Queries
  • Should have development experience with proven commitment to best practices (coding, testing, documentation)
  • Risk identification and mitigation planning along with issue resolution
  • Able to handle cross functional applications with multiple upstream and downstream
  • Ability to review technical and functional documents and drive to quality standards
  • Ability to manage multiple concurrent requests, projects, problems
  • Knowledge of ITIL, integration across IPC (Incident, Problem & Change Management
  • Application Production Support experience in a fast-paced environment
  • Prior experience working to meet SLAs and Service Level Management
  • Must have excellent communication, presentation and stakeholder management skills
  • Should have experience in project management and delivery

SKILLS AND CERTIFICATIONS [note: bold skills and certification are required]
plsql
unix scripting
credit risk

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