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Credit Risk Analyst Jobs in Boise, ID (NOW HIRING)

Truckstop

Portfolio Risk Manager I

Boise, ID

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the ... Reviewing credit requests through standardized processes that analyze financial data, debt-to ...

Truckstop

Portfolio Risk Manager I

Boise, ID · On-site

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the ... Reviewing credit requests through standardized processes that analyze financial data, debt-to ...

CRH

Assistant Credit Manager

Nampa, ID

Analyze aging reports and prioritize collection activities to achieve departmental goals. * Monitor and manage accounts with elevated credit risk and recommend appropriate actions. * Assist with the ...

CRH

Assistant Credit Manager

Nampa, ID · On-site

Analyze aging reports and prioritize collection activities to achieve departmental goals. * Monitor and manage accounts with elevated credit risk and recommend appropriate actions. * Assist with the ...

Truckstop

Portfolio Risk Manager I

Boise, ID

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the ... Reviewing credit requests through standardized processes that analyze financial data, debt-to ...

PNC Bank

Underwriter IV- LIHTC/Tax Credit

Boise, ID · On-site

$91K - $202K/yr

Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan ...

Commercial Tire Inc

Credit Manager

Meridian, ID · On-site

$70K - $90K/yr

This role manages the company's accounts receivable risk portfolio through credit analysis, account monitoring, policy administration, collections oversight, and process improvement initiatives. The ...

Columbia Banking System, Inc.

CRE Underwriter, Sr

Boise, ID · On-site

$89K - $160K/yr

Underwrite sponsors' contingent debt, portfolio refinance risk, and global cash-flow to assess their ability to address financial obligations. Assess CRE credit markets to analyze potential take-out ...

Sunwest Bank

Relationship Manager C&I

Boise, ID · On-site

Analyze financial condition and credit risk in alignment with Bank credit standards * Prepare and present loan recommendations for approval, including financial analysis and client presentations

Sunwest Bank

Relationship Manager C&I

Boise, ID · On-site

Analyze financial condition and credit risk in alignment with Bank credit standards * Prepare and present loan recommendations for approval, including financial analysis and client presentations

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Boise, ID

Credit Risk Analyst information

See Boise, ID salary details

$35.2K

$108.4K

$188K

How much do credit risk analyst jobs pay per year?

As of Aug 5, 2026, the average yearly pay for credit risk analyst in Boise, ID is $108,390.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,500.00 and $133,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs
What are popular job titles related to Credit Risk Analyst jobs in Boise, ID? For Credit Risk Analyst jobs in Boise, ID, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Boise, ID look for? The top searched job categories for Credit Risk Analyst jobs in Boise, ID are:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Boise, ID as of July 2026, with employment types broken down into 55% Full Time, and 45% Part Time. Highlights an 60% In-person, and 40% Hybrid job distribution, with an average salary of $108,390 per year, or $52.1 per hour.

Sr. Credit Risk Manager - Retail Lending

Idaho First Bank

Boise, ID • On-site

$130K - $175K/yr

Other

Re-posted 15 days ago

Job description

Description

The Senior Credit Risk Manager, North America, is responsible for overseeing credit and portfolio risk across the Bank's retail and specialty finance exposures in the region. This role supports BAWAG Group's warehouse lending and whole loan purchase activities by providing risk oversight, ensuring sound credit practices, and contributing to the expansion of the Group's North American portfolio. This position will be located in Boise and will be integrated with the Idaho First Bank team.  


This role will provide risk oversight of all retail and specialty finance originations across North America, working in conjunction with the Group Risk functions.


Essential Functions:

  • Lead risk due diligence of all new platforms and specialty finance lenders,
  • Review of lending/servicing policies and procedures against market standards, BAWAG Group risk appetite
  • Market overview of the asset class with identifying key macro risk drivers
  • Financial and Business model resilience of the counterparty (sponsor/lending platform)
  • Provide inputs into risk mitigation measures (e.g., deal covenants, cash sweep/default triggers, credit box set up etc.)
  • Day to day oversight of portfolio servicing, and act as risk point of contact for all operational matters relating to these exposures.
  • Lead Monthly servicer performance review
  • Leverage group reporting/analytics team to monitor portfolio performance and come up with mitigating measures where needed
  • Support Group risk with planning of risk metrics, lead discussions with auditors on risk matters relating to the portfolios


Requirements

  • Bachelors degree in Finance, Accounting or Business Administration
  • 5-7 years of experience with a wide range of retail lending products in a control function (Risk/Finance)
  • Experience working in a structured finance set up ideal, but not necessary

About IFB

Idaho First Bank Idaho First Bank (IFB) is a full-service state-chartered community bank established in October 2005 and headquartered in McCall, Idaho. Known for its People First and Community First motto, the Bank serves the greater Southwest Idaho and Central Oregon communities. Branch locations include McCall, New Meadows, Eagle, Ketchum, Nampa, Boise, Bend and Hailey. Idaho First Bank is a member of the FDIC and an Equal Housing Lender. For more information, visit us at www.idahofirstbank.com 

Equal Opportunity Employer


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