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Credit Risk Analyst Jobs in Boise, ID (NOW HIRING)

Risk Analyst or a Senior Risk Analyst

Boise, ID · On-site +1

$89K - $134K/yr

Risk Analysts identify, assess, and monitor Idaho Power's market and credit risk exposures across energy trading, commodity transactions, commercial agreements, and strategic business activities.

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the ... Reviewing credit requests through standardized processes that analyze financial data, debt-to ...

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the ... Reviewing credit requests through standardized processes that analyze financial data, debt-to ...

Analyze aging reports and prioritize collection activities to achieve departmental goals. * Monitor and manage accounts with elevated credit risk and recommend appropriate actions. * Assist with the ...

Analyze aging reports and prioritize collection activities to achieve departmental goals. * Monitor and manage accounts with elevated credit risk and recommend appropriate actions. * Assist with the ...

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the ... Reviewing credit requests through standardized processes that analyze financial data, debt-to ...

Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan ...

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Showing results 1-20

Credit Risk Analyst information

See Boise, ID salary details

$35.2K

$108.4K

$188K

How much do credit risk analyst jobs pay per year?

As of Aug 28, 2026, the average yearly pay for credit risk analyst in Boise, ID is $108,390.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,500.00 and $133,700.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are popular job titles related to Credit Risk Analyst jobs in Boise, ID?

For Credit Risk Analyst jobs in Boise, ID, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Boise, ID look for?

The top searched job categories for Credit Risk Analyst jobs in Boise, ID are:

Infographic showing various Credit Risk Analyst job openings in Boise, ID as of August 2026, with employment types broken down into 57% Full Time, and 43% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $108,390 per year, or $52.1 per hour.

Risk Analyst or a Senior Risk Analyst

Boise, ID • On-site, Remote

Trinoor
IT Services • 11 - 50 employees

$89K - $134K/yr

Full-time

Retirement

Posted 15 days ago


Job description

**If you are a current Idaho Power employee, please apply through the Employee Portal.

Application Deadline:

08/26/2026 at 11:59 pm Mountain Time

# of Positions:

1

Job Type:

Regular

Job End Date:

Exemption Status:

Exempt

Pay Range:

$89,668.80 - $134,992.00

Minimum Age Requirement:

Job Description:

Idaho Power - located in vibrant Boise, Idaho - is looking for a Risk Analyst or Senior Risk Analyst to join our Treasury Services team. It's an exciting time to work for Idaho Power. Our work plays a critical role in communities we serve across Idaho and Oregon, and we're working hard to safely provide our customers with the safe, reliable, and affordable energy they depend on. While this position is based at Idaho Power's downtown Boise location, we offer both flexible schedules and the opportunity to work up to 40% remote.

What does a Risk Analyst or Senior Risk Analyst do for us?

Risk Analysts identify, assess, and monitor Idaho Power's market and credit risk exposures across energy trading, commodity transactions, commercial agreements, and strategic business activities. They ensure compliance with risk policies and regulatory requirements, perform valuation and exposure analysis, monitor counterparty creditworthiness, and recommend risk mitigation strategies such as collateral, guarantees, and other credit support arrangements.

Senior Risk Analysts provide technical leadership for the risk function, serve as subject matter experts in market risk, credit risk, collateral management, and industry agreements (e.g., ISDA, NAESB, WSPP, and REC), mentor team members, support complex transactions and negotiations, and act as the primary risk resource in the manager's absence.

In addition to the meaningful work we do, we offer work-life balance, competitive pay and benefits, an employee incentive plan, and both a 401k employer-match and a pension plan, making Idaho Power one of the best employers in the state.

A COMPETITIVE CANDIDATE WILL HAVE

Knowledge of:

  • Derivatives, energy trading, collateral management, finance, and accounting
  • Utility finance/credit, NAESB, ISDA, WSPP, netting agreements, long-form confirmations, corporate guarantees, letters of credit and other related agreements with counterparties.
  • Collateral management practices, including assessment of unsecured exposure, collateral thresholds, negotiating credit support provisions, margining requirements, and the impact of collateral on counterparty credit risk.

Skills in:

  • Excellent organizational, planning, verbal and written communications with strong attention to detail
  • Expert-level complex risk scenarios analysis and works effectively with internal and external partners
  • Strong negotiation skills and ability to draft contracts and agreements
  • Analyzing documents and data for conformance to established policies and procedures
  • Conducting research and provide thoughtful, thorough analysis
  • Maintain objectivity and confidentiality
  • Experience with VBA, SQL, and Power BI

Ability to:

  • Perform quantitative and qualitative financial analysis
  • Analyze financial health of counterparties
  • Meet deadlines and prioritize work
  • Defend decision-making criteria with other departments or counterparties
  • Balance commercial responsiveness with prudent credit and/or risk expectations
  • Work in a time sensitive environment with the ability to adapt to changing needs


MINIMUM REQUIREMENTS

Risk Analyst:

Education:

  • Bachelor's degree in an analytical field (finance, accounting, economics, or a related field)

Preferred:

  • Master of Business Administration (MBA)

Experience:

  • 3 or more years of directly related experience credit, risk, or commodity risk management including in-depth analysis of financial statements

Preferred:

  • Professional experience in risk management or back-office banking operations supporting credit and risk management functions, including in-depth analysis of financial statements, evaluation of creditworthiness, risk monitoring, exposure assessment, and compliance with credit policies

Senior Risk Analyst:

Education:

  • Bachelor's degree in an analytical field (finance, accounting, economics, or a related field)

Preferred:

  • Master of Business Administration (MBA)

Experience:

  • 6 or more years of professional experience in credit, risk, or commodity risk management including in-depth analysis of financial statements

Preferred:

  • 7 years or more of industry specific experience in credit risk management

Licenses & Certifications:

  • N/A

Preferred:

  • Chartered Financial Analyst (CFA)


PHYSICAL REQUIREMENTS
This position requires working at a desk/computer for extended periods of time. It requires the use of office equipment, fine motor skills including typing on the computer, dialing phones, filing paper, and working in close proximity to other people. There may be occasional lifts of no more than 10 lbs. The above is a summary of the primary essential functions of the position. This job may require the performance of additional tasks assigned by company leaders or management. Questions regarding job requirements or accommodation requests should be directed to Human Resources.


ADDITIONAL REQUIREMENTS
Works independently with minimal supervision and intervention. Demonstrated ability to work confidently with senior leaders or Traders to resolve issues. Demonstrated ability to influence others to meet desired outcomes and deadlines.


ADDITIONAL INFORMATION
Works independently with limited supervision/oversight.

#IPC1

Competencies:

Building Partnerships, Business Acumen, Continuous Learning, Decision Making, Influencing, Planning and Organizing

__________________________________

Need Assistance Completing Your Application?

Please contact our Recruiting Office if you have questions, require assistance or accommodation while applying for employment with Idaho Power Company:  Phone: 208-388-2965 or Email: jobs@idahopower.com

Idaho Power is an Equal Opportunity Employer

We're proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), age, sexual orientation, gender identity, genetic information, veteran status, physical or mental disability, marital status, and any other status protected by applicable federal and state laws.

Please note: Idaho Power will not provide sponsorship for obtaining an employment visa, such as an H-1B visa.