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Credit Risk Analyst Jobs in Boca Raton, FL (NOW HIRING)

LendingOne

Credit Analyst/Underwriter

Boca Raton, FL · On-site

The Credit Analyst/Underwriter is responsible for underwriting complex commercial real estate loans ... risk is too high or if alternative financing/ rates and terms are more appropriate based on ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Financial Analysis * Risk Management * Underwriting * Credit and Risk Assessment * Analytical Thinking * Coaching * Collaboration * Critical Thinking Required Qualifications: * 10+ years of solid ...

Bank of America

Credit Officer II

West Palm Beach, FL · On-site

Credit structuring, financial analysis and underwriting expertise * Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision-making and problem-solving ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Credit structuring, financial analysis and underwriting expertise * Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision-making and problem-solving ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Credit structuring, financial analysis and underwriting expertise * Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision-making and problem-solving ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Credit structuring, financial analysis and underwriting expertise * Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision-making and problem-solving ...

Bank of America

Credit Officer II

West Palm Beach, FL · On-site

Credit structuring, financial analysis and underwriting expertise * Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision-making and problem-solving ...

RELX

AI Data Analyst

Boca Raton, FL · On-site

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The AI Data Analyst partners with data engineering, AI, and governance teams to assess data ...

RELX Group plc

Account Support Coordinator

Boca Raton, FL · On-site

$36K - $61K/yr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The Account Support Analyst supports the organization in achieving revenue goals, ensuring customer ...

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Boca Raton, FL

Credit Risk Analyst information

See Boca Raton, FL salary details

$35.1K

$108.1K

$187.4K

How much do credit risk analyst jobs pay per year?

As of Jul 10, 2026, the average yearly pay for credit risk analyst in Boca Raton, FL is $108,069.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,300.00 and $133,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst is approximately $70,000 to $90,000 annually, depending on experience, location, and the company's size. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can assist with data processing and risk modeling, human analysts are still essential for complex decision-making and nuanced assessments. The role is evolving to include managing AI outputs and maintaining oversight of automated systems.

Does credit risk pay well?

Credit risk analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may start lower, but with experience and certifications like CFA or FRM, salaries can increase significantly, often reaching above the national average for financial roles.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and market conditions using tools like spreadsheets and credit scoring models to assess risk and support lending decisions.
More about Credit Risk Analyst jobs
What job categories do people searching Credit Risk Analyst jobs in Boca Raton, FL look for? The top searched job categories for Credit Risk Analyst jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Credit Risk Analyst jobs? Cities near Boca Raton, FL with the most Credit Risk Analyst job openings:
Credit Risk Analyst jobs near you
Credit Analyst - To 85K - Ft. Lauderdale, FL - Job # 2708T

Credit Analyst - To 85K - Ft. Lauderdale, FL - Job # 2708T

The Symicor Group

Fort Lauderdale, FL • On-site

$85K/yr

Full-time

Re-posted 11 days ago

Job description

The Position
Our bank client is seeking to fill a Credit Analyst role in the Ft. Lauderdale, FL area. The successful candidate will be responsible for preparing in-house spreadsheets designed to quantify borrowers' personal, global, and real estate debt service abilities.
The position includes a generous salary of up to $85K and an excellent benefits package. (This is not a remote position).
Credit Analyst responsibilities include:
  • Analyzing credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals.
  • Preparing financial statement spreads using Moody's financial statement analysis software.
  • Preparing narrative analysis of findings and recommendations for lenders.
  • Reviewing of outgoing analysis prepared by the CA I position.
  • May assist, coordinate, and attend loan committee.
  • Other duties assigned.

Requirements
Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
  • Equivalent to a four-year college degree, or equivalent combination of education and experience.
  • Five or more years of related experience and/or training.
  • 12 to 18 months of related management experience.
  • Ability to write reports, business correspondence, and policy/procedure manuals.
  • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.

Benefits
The position includes a generous salary of up to $85K and an excellent benefits package. (This is not a remote position).

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