ZipRecruiter

Log In

1

Credit Risk Analyst Jobs in Boca Raton, FL (NOW HIRING)

LendingOne

Credit Analyst/Underwriter

Boca Raton, FL · On-site

The Credit Analyst/Underwriter is responsible for underwriting complex commercial real estate loans ... risk is too high or if alternative financing/ rates and terms are more appropriate based on ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Financial Analysis * Risk Management * Underwriting * Credit and Risk Assessment * Analytical Thinking * Coaching * Collaboration * Critical Thinking Required Qualifications: * 10+ years of solid ...

RELX Group plc

Account Support Analyst

Boca Raton, FL · On-site

$36K - $61K/yr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The Account Support Analyst supports the organization in achieving revenue goals, ensuring customer ...

RELX

Account Support Analyst

Boca Raton, FL · Hybrid

$36K - $61K/yr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The Account Support Analyst supports the organization in achieving revenue goals, ensuring customer ...

LexisNexis

Account Support Analyst

Boca Raton, FL · On-site

$36K - $61K/yr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The Account Support Analyst supports the organization in achieving revenue goals, ensuring customer ...

Integrated Resources INC

FINANCE ADMIN

Weston, FL · On-site

Hoping to see resumes with more financial analysis background. * Assess credit risk and establish credit limits * Examine financial transactions and credit history case by case (applications ...

First Horizon

Senior Portfolio Manager

Palm Beach, FL · On-site

Fort Lauderdale, FL SUMMARY The Portfolio Manager assists in the assessment of risk and management of the Bank's loan portfolio by providing analytical and credit oversight and is responsible for the ...

Truist

Wealth Lending Advisor III

Fort Lauderdale, FL · On-site

... document analysis/ overview, probability model with rate recommendation and risk mitigates. * Partner effectively with credit portfolio team, credit risk management, in-house/external counsel ...

next page

Showing results 1-20

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Boca Raton, FL

Credit Risk Analyst information

See Boca Raton, FL salary details

$35.1K

$108.1K

$187.4K

How much do credit risk analyst jobs pay per year?

As of Jun 19, 2026, the average yearly pay for credit risk analyst in Boca Raton, FL is $108,069.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,300.00 and $133,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst at Goldman Sachs is typically between $70,000 and $120,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with higher salaries often associated with advanced certifications and specialized skills in risk assessment and financial analysis.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating financial data and assessing creditworthiness, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can automate data analysis and streamline processes, human analysts are still essential for complex decision-making and risk assessment. The role is evolving to include working alongside AI technologies to improve efficiency and accuracy.

How much do risk analysts get paid?

Risk analysts, including credit risk analysts, typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA or FRM can earn higher salaries and bonuses.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and economic trends, often using specialized software, to assess risk levels and recommend credit limits or approval decisions. Their work helps financial institutions manage potential losses and ensure sound lending practices.
More about Credit Risk Analyst jobs
What job categories do people searching Credit Risk Analyst jobs in Boca Raton, FL look for? The top searched job categories for Credit Risk Analyst jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Credit Risk Analyst jobs? Cities near Boca Raton, FL with the most Credit Risk Analyst job openings:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Boca Raton, FL as of June 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $108,069 per year, or $52 per hour.
Senior Data Scientist- CECL Modeler

Senior Data Scientist- CECL Modeler

JM Family Enterprises

Deerfield Beach, FL • On-site

Full-time

Posted 8 days ago

JM Family Enterprises rating

9.3

Company rating: 9.3 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

1st of 143 rated car dealerships

Job description

The Senior Data Scientist- CECL Modeler will work in the Analytics Department of Southeast Toyota Finance (SETF), a division of JM Family Enterprises, and will lead the development, validation, and implementation of account-level CECL models and frameworks.
This individual will need to have a strong background in credit risk modeling using panel data and an understanding of CECL accounting standards. This role requires cross-functional collaboration with partner teams such as Finance, Accounting to ensure accurate estimation of credit losses.
Responsibilities:
  • Lead the development and implementation of account-level CECL models- Probability of Default, Exposure at Default, Loss Given Default, Prepay curves or models, and other related forward-looking credit risk models.
  • Develop and maintain Development documentation, code, and implementation documents in compliance with best practices and standards.
  • Perform back testing and benchmarking exercises to ensure model accuracy and robustness.
  • Conduct assessments for overlays and maintain accurate documentation in accordance with best practices and standards.
  • Analyze large datasets in a panel framework with the ability to perform sampling, exploratory analysis, outlier analysis, standardization, data transformation, segmentation analysis, statistical tests on stationarity,and other methods commonly used in CECL modeling exercises.
  • Effectively communicate complex technical concepts to stakeholders.
  • Work on end-to-end modeling processes, including data procurement, model estimation, implementation and deployment, and monitoring and testing.
  • Provide insights from the models and modeling exercises to support business risk management and strategies.
  • Provide comprehensive portfolio tracking, analysis, reporting, and forecasting. Provide detailed explanatory analysis and make recommendations to senior management; Proactively identifying risks and opportunities based on current trends and future outlooks.
  • Develop and/or enhance advanced reporting solutions: portfolio reporting, portfolio stability reports, and model monitoring.
  • Collaborate with cross-functional teams, including accounting, finance, treasury, and other company stakeholders. Mentor junior team members.

Qualifications:
  • A Master's or Ph.D degree in statistics, data science, operations research, mathematics, and/or other quantitative analysis is required
  • 5+ years of financial, credit risk, and analytics resource management; indirect automotive lending experience and/or consumer lending preferred.
  • Minimum of 5 years of statistical modeling and/or quantitative analysis experience
  • Experience in using Python, SAS, R, or any comparable statistical or data extraction software is preferred.
  • Experience managing advanced modeling projects and collaborating well with other team members.
  • Strong interpersonal and communication skills (verbal and written)
  • Ability to diplomatically communicate findings across departments and to upper management.
  • Ability to effectively operate with multiple priorities and changing directives. Self-motivated with the ability to anticipate department needs, discern work priorities, and meet deadlines.
  • Forward thinker who actively seeks opportunities and proposes solutions.
  • Must be a highly detailed process-driven individual who demonstrates success at building trust and influence while driving for results with and through people.

#LI-HYBRID
#LI-AM1
This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.
JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER
JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard any characteristic protected by law - whether actual or perceived - including race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth, related medical conditions and lactation), gender identity gender expression, sexual orientation, marital status, military service, veteran status, disability, protected medical condition as defined by applicable state or local law, genetic information, or any other characteristic protected by applicable federal, state, provincial, or local law.
DISABILITY ACCOMMODATIONS
If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family's Talent Acquisition department at talentacquisition@jmfamily.com for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.

What JM Family Enterprises employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply