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Credit Risk Analyst Intern Jobs in Ocean Springs, MS

... risk and profitability of loan. * Works directly with Loan Officers to obtain all necessary ... Minimum 2-4 years related experience in credit underwriting and analysis. * Must be able to ...

Apply risk-based testing techniques to prioritize testing efforts * Ensure quality is embedded ... Financial services or credit union experience is a plus, not required Computer Skills: * Proficient ...

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Credit Risk Analyst Intern information

See Ocean Springs, MS salary details

$7

$13

$15

How much do credit risk analyst intern jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for credit risk analyst intern in Ocean Springs, MS is $13.71, according to ZipRecruiter salary data. Most workers in this role earn between $13.65 and $13.65 per hour, depending on experience, location, and employer.

What does a credit risk intern do?

A credit risk intern assists in analyzing the creditworthiness of clients and potential borrowers by reviewing financial statements, credit reports, and other relevant data. They support risk assessment processes, help prepare reports, and may use tools like Excel or credit scoring software under supervision to identify potential risks and contribute to decision-making. The role provides exposure to credit analysis and risk management practices within financial institutions.

What are some typical projects or tasks a Credit Risk Analyst Intern might work on during their internship?

As a Credit Risk Analyst Intern, you can expect to assist with data gathering and analysis to evaluate the creditworthiness of clients or portfolios, support the preparation of risk assessment reports, and help monitor key risk indicators. Interns often work closely with senior analysts to develop financial models, conduct industry research, and contribute to presenting findings to stakeholders. This collaborative environment provides valuable exposure to risk management processes and offers hands-on experience with analytical tools that are highly valued in the finance industry.

How much does a Credit Risk Analyst make at JP Morgan?

A Credit Risk Analyst at JP Morgan typically earns an average salary ranging from $70,000 to $90,000 annually, depending on experience and location. Interns in this role may earn between $20 and $30 per hour or a prorated annual equivalent. Compensation may also include bonuses and benefits aligned with industry standards.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst Intern, and why are they important?

To thrive as a Credit Risk Analyst Intern, you need strong analytical skills, proficiency in quantitative methods, and a background in finance, economics, or statistics, often supported by relevant coursework. Familiarity with Excel, statistical software (such as SAS or R), and financial modeling tools is typically expected. Attention to detail, effective communication, and a willingness to learn help interns stand out in collaborative, data-driven environments. These skills are crucial for accurately assessing creditworthiness, managing risk, and supporting informed lending decisions.

What does a risk analyst intern do?

A risk analyst intern supports the assessment of financial risks by analyzing data, preparing reports, and assisting in the development of risk mitigation strategies. They often use tools like Excel and may review credit reports or financial statements under supervision to help identify potential risks for the organization.

What does a credit analyst intern do?

A credit analyst intern assists in evaluating the creditworthiness of individuals or companies by analyzing financial statements, credit reports, and other relevant data. They support senior analysts in preparing risk assessments, monitoring credit portfolios, and using tools like Excel or credit scoring software. The internship provides hands-on experience in credit analysis and risk management processes.

What is the difference between Credit Risk Analyst Intern vs Credit Risk Analyst?

AspectCredit Risk Analyst InternCredit Risk Analyst
Required CredentialsTypically pursuing or recent graduate in finance, economics, or related fieldBachelor's degree often required; certifications like CFA or FRM preferred
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for analysis and decision-making
Employer & Industry UsageInternship programs in banks, financial institutions, or credit agenciesFull-time positions in similar organizations, with increased responsibilities

The main difference between a Credit Risk Analyst Intern and a Credit Risk Analyst lies in experience, responsibilities, and employment status. Interns are typically students or recent graduates gaining industry exposure, while analysts are full-time professionals performing detailed credit risk assessments and decision-making.

What does a Credit Risk Analyst Intern do?

A Credit Risk Analyst Intern supports the credit risk team by analyzing financial data, assessing the creditworthiness of individuals or companies, and preparing reports on potential risks. They may assist in monitoring credit portfolios, researching industry trends, and helping to develop models that predict credit risk. Interns typically work under the supervision of senior analysts and gain hands-on experience with the tools and methodologies used in risk assessment. This role is an excellent opportunity for students to learn about financial analysis, risk management, and decision-making in a professional environment.
What job categories do people searching Credit Risk Analyst Intern jobs in Ocean Springs, MS look for? The top searched job categories for Credit Risk Analyst Intern jobs in Ocean Springs, MS are:
Infographic showing various Credit Risk Analyst Intern job openings in Ocean Springs, MS as of July 2026, with employment types broken down into 86% Full Time, 9% Part Time, 1% Temporary, and 4% Contract. Highlights an 86% Physical, 6% Hybrid, and 8% Remote job distribution, with an average salary of $28,511 per year, or $13.7 per hour.
Regional Credit Officer

Regional Credit Officer

The Citizens Bank of Philadelphia

Pascagoula, MS • On-site

Full-time

Posted 19 days ago


Job description

The Citizens Bank of Philadelphia is currently seeking a Regional Credit Officer, as follows:
Position Regional Credit OfficerReporting To Chief Credit Officer Location Hattiesburg/Pascagoula
About the Position
An internal partner who monitors the flow of credit requests within an assigned lending territory to ensure underwriting, approvals and risk are effectively and efficiently managed.
About the Opportunity
The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We're different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.
Essential Duties• Provide bank management with timely and accurate information relating to the overall credit quality of its loan portfolio.• Evaluate and approve complex commercial credit requests, modifications, renewals, and portfolio management actions.• Ensure consistent application of credit policy, underwriting standards, and risk rating methodologies.• Identify emerging credit risks, concentrations, and borrower-specific concerns.• Assist the Special Assets officer with oversight and management of the all substandard loans in the supported regional portfolio.• Assist the Chief Credit Officer with oversight and management of the all past due and non-accrual loans in the supported regional portfolio.• Participate in the review, development, and implementation of the bank's loan policies/practices and credit risk review policies/procedures.• Assist in expanding credit product offerings and creating efficiencies in the bank's credit delivery and risk monitoring process.• Provide guidance on loan structure, collateral, guarantor support, design, pricing and repayment sources.• Review and analyze customer financial statements, specifically to determine cash flow on existing and new customers.• Develop pertinent information for lenders and loan committees for use in the approval process of new, renewal and extension loans.• Evaluate quality of financial information submitted prior to performing analysis to determine if there is a need for additional information.• Review and decision loans as necessary within assigned lending authority and related limits.• Review credit relationships to determine adequacy of underwriting.• Participate in client meetings and prospect discussions, as appropriate.• Concurrently approve loan requests/relationships from $500,000 to $2,500,000 with Regional President.• Review and summarize all available business and/or personal financial information on relationships.• Prepare and submit various loan reports to the BOD, Loan Committees and SO Committee.• Support regulatory examinations, internal audits, loan reviews and external credit reviews.• Support the bank's strategic growth initiatives and market expansion efforts.
Perform all job functions in compliance with the requirements of banking laws and regulations. Perform other duties as required by supervisory personnel.
The Right Person • 10+ years successful experience within the credit administration function.• Broad knowledge of lending, credit and loan operations management.• Demonstrated experience in the use of outstanding judgement and initiative in making decisions for which there is little precedent.• Demonstrated experience in the formulation of loan and credit policies, as well as underwriting standards.• A skilled contributor to the strategic planning process, including loan product and service development.• Degree in banking & finance, accounting or related field.
VEVRAA Federal Contractor