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Credit Risk Analyst Intern Jobs in Birmingham, AL

PNC

Relationship Manager II - C&IB (F)

Birmingham, AL · On-site

Handles the origination, financial analysis, negotiation and documentation of credit and non-credit products and services. * Manages risk/return and drives quality for new and/or existing clients.

ServisFirst Bank

Credit Officer

Birmingham, AL · On-site

... risk for further approval, depending on regional management directives. The level of lending ... Provide detailed analysis on individual commercial loans that are secured by AR & Inventory (assets ...

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All JobsCredit Risk Analyst Intern JobsCredit Risk Analyst Intern Jobs in Birmingham, AL

Credit Risk Analyst Intern information

See Birmingham, AL salary details

$8

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$18

How much do credit risk analyst intern jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for credit risk analyst intern in Birmingham, AL is $16.31, according to ZipRecruiter salary data. Most workers in this role earn between $16.20 and $16.20 per hour, depending on experience, location, and employer.

What does a credit risk analyst intern do?

A Credit Risk Analyst Intern supports the credit risk team by analyzing financial data, assessing the creditworthiness of individuals or companies, and preparing reports on potential risks. They may assist in monitoring credit portfolios, researching industry trends, and helping to develop models that predict credit risk. Interns typically work under the supervision of senior analysts and gain hands-on experience with the tools and methodologies used in risk assessment. This role is an excellent opportunity for students to learn about financial analysis, risk management, and decision-making in a professional environment.

What are some typical projects or tasks a credit risk analyst intern might work on during their internship?

As a Credit Risk Analyst Intern, you can expect to assist with data gathering and analysis to evaluate the creditworthiness of clients or portfolios, support the preparation of risk assessment reports, and help monitor key risk indicators. Interns often work closely with senior analysts to develop financial models, conduct industry research, and contribute to presenting findings to stakeholders. This collaborative environment provides valuable exposure to risk management processes and offers hands-on experience with analytical tools that are highly valued in the finance industry.

What are the key skills and qualifications needed to thrive as a credit risk analyst intern, and why are they important?

To thrive as a Credit Risk Analyst Intern, you need strong analytical skills, proficiency in quantitative methods, and a background in finance, economics, or statistics, often supported by relevant coursework. Familiarity with Excel, statistical software (such as SAS or R), and financial modeling tools is typically expected. Attention to detail, effective communication, and a willingness to learn help interns stand out in collaborative, data-driven environments. These skills are crucial for accurately assessing creditworthiness, managing risk, and supporting informed lending decisions.

What is the difference between Credit Risk Analyst Intern vs Credit Risk Analyst?

AspectCredit Risk Analyst InternCredit Risk Analyst
Required CredentialsTypically pursuing or recent graduate in finance, economics, or related fieldBachelor's degree often required; certifications like CFA or FRM preferred
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for analysis and decision-making
Employer & Industry UsageInternship programs in banks, financial institutions, or credit agenciesFull-time positions in similar organizations, with increased responsibilities

The main difference between a Credit Risk Analyst Intern and a Credit Risk Analyst lies in experience, responsibilities, and employment status. Interns are typically students or recent graduates gaining industry exposure, while analysts are full-time professionals performing detailed credit risk assessments and decision-making.

What are the most commonly searched types of Credit Risk Analyst jobs in Birmingham, AL?

The most popular types of Credit Risk Analyst jobs in Birmingham, AL are:

What are popular job titles related to Credit Risk Analyst Intern jobs in Birmingham, AL?

For Credit Risk Analyst Intern jobs in Birmingham, AL, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst Intern jobs in Birmingham, AL look for?

The top searched job categories for Credit Risk Analyst Intern jobs in Birmingham, AL are:

Credit Risk Analyst Intern jobs near you
Infographic showing various Credit Risk Analyst Intern job openings in Birmingham, AL as of August 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $33,929 per year, or $16.3 per hour.

Manager, Credit & Accounts Receivable

Royal Cup, Inc.

Birmingham, AL

$115K - $135K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago

Key responsibilities

  • Lead the credit and collections team to continually achieve operation excellence

  • Optimize cash collection, customer portfolio management, and credit risk mitigation by ensuring effective collections processes and timely billing practices

  • Update and distribute monthly AR and portfolio activity reports

Job description

Manager, Credit amp; Accounts Receivable
Overview
Summary:
The Manager, Credit amp; Accounts Receivable will report to the VP, Controller and be responsible for leading the credit, collections, and accounts receivable functions. This role will oversee internal controls, credit risk assessment, dispute resolution, collection performance, and AR reporting. In addition, this role will manage bankruptcy processes and provide strategic oversight to a team of Collection and AR Specialists, ensuring operational efficiency and strong cash flow management.

Supervisory Responsibilities:
  • Recruits, interviews, hires, and trains new staff.
  • Oversees the daily workflow of assigned staff.
  • Provides constructive and timely performance evaluations.
  • Handles discipline and termination of employees in accordance with company policy.​
Key Responsibilities:
  • Lead the credit and collections team to continually achieve operation excellence
  • Optimize cash collection, customer portfolio management, and credit risk mitigation by ensuring effective collections processes and timely billing practices
  • Demonstrate a thorough understanding of Royal Cup’s credit/collections and accounts receivable operations, services, and activities
  • Assess and communicate performance deviations to plan (Strategy Deployment)
  • Establish aging, cash, and DSO goals/KPIs and monitor forecast to plan
  • Cultivate/strengthen relationships with field sales personnel
  • Establish bad debt allowance and approve write-offs within schedule of authority
  • Ensure compliance with policy and regulatory requirements
  • Update and distribute monthly AR and portfolio activity reports
  • Generate comprehensive reports specific to AR performance
  • Continuously monitor high-exposure accounts, utilizing internal/external sources
  • Oversight of the credit review process, maintenance of credit application flow, and credit scoring models
  • All other duties as assigned
Minimum Qualifications:
  • Bachelor’s Degree (preferably in Accounting, Business Administration, or another related field) and/or the equivalent in education and work experience.
  • 5+ years of progressive management and leadership experience
  • Proven track record of achieving financial targets and objectives (i.e., DSO), productivity, and process cost
  • Ability to think strategically, act operationally and manage risk
  • Strong financial analysis abilities
  • Excellent communication skills, verbal, written, and presentation
  • Ability to calmly de-escalate hostile situations to the best possible resolution
  • Proficient in MS Windows and Office, including Outlook, Word, Excel, PowerPoint and able to learn and apply company technology software and programs
  • Ability to manage others, objectively monitor performance and provide constructive feedback as needed
  • The ability to successfully complete the pre-employment process
Preferred Qualifications:
  • 10+ years in commercial credit and collections
  • Certified Credit Executive (CCE), NACM Membership preferred
  • Prior experience with SAP preferred
Physical Requirements:
  • Prolonged periods of sitting at a desk and working on a computer
  • Frequent sitting, standing, walking, reaching, typing, reading, talking, and hearing
  • The ability to lift up to 10 pounds, on occasion, with or without assistance
COMPANY PROFILE:
Royal Cup, Inc. is the proven leader in sourcing, roasting, blending and providing high-quality coffees and fine teas since 1896 and is the chosen partner for restaurants, hotels, offices and commuters across the country. We are a privately held company rooted in a longstanding tradition of coffee roasting excellence who takes pride in our unparalleled dedication to customer care.
We are a large, privately held national importer, roaster and distributor of coffees, teas and related products that has been in business for more than 130 years. Royal Cup, Inc. currently provides product and service to restaurant, hotels, convenience stores, businesses and individuals throughout the United States, and we’re growing!
At Royal Cup, Inc. having a customer centric focus is not simply a motto; our employees believe we each have a responsibility to provide outstanding service to our customers. Our customer centric focus results in actions we live by that not only retain our current customer base but grow our presence with new, high impact accounts across the country based on exceptional products and service.
We believe serving our customers well, serves us well. We are results oriented and strive to not only retain our current customer base but grow our presence with new, high impact accounts across the country by offering exceptional products and service.
Royal Cup Coffee and Tea strives to be sustainably minded and a good corporate steward in all business endeavors. It is also what others expect of us – our employees, our customers and vendors, our local communities, and the coffee and tea industry we help represent. This mindset permeates the actions we take today, tomorrow and today for tomorrow.
BENEFITS:
Royal Cup Coffee offers a competitive compensation plan and a comprehensive benefits program. On top of being a part of a well-caffeinated team, the benefits program includes healthcare, dental, vision, 401(k), company-paid life and disability insurance, Flexible Spending Account plan, select tuition reimbursement, paid parental leave, remote work opportunities, paid holidays, and vacation time. We also provide ongoing training that is designed to provide maximum success for our employees.
Royal Cup is committed to a diverse and inclusive workplace. We are an equal opportunity employer and do not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or another legally protected status. For individuals with disabilities who would like to request an accommodation, please contact us at 1-800-366-5836.

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