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Credit Risk Analyst Intern Jobs in Berkeley, CA (NOW HIRING)

US Bank

Credit Policy Manager

San Francisco, CA · On-site

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers. Mission | We deliver data-driven information solutions to protect our ...

US Bank

Impact Finance Officer

San Francisco, CA

... credit risk strategy and ensure we meet core business objectives Self-starter, ability to quickly assimilate and analyze large amounts of information across a variety of topics Strong tenacity and ...

SoFi

Credit Strategy Manager

San Francisco, CA · On-site

The Credit Strategy Lead will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

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All JobsCredit Risk Analyst Intern JobsCredit Risk Analyst Intern Jobs in Berkeley, CA

Credit Risk Analyst Intern information

See Berkeley, CA salary details

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How much do credit risk analyst intern jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for credit risk analyst intern in Berkeley, CA is $21.31, according to ZipRecruiter salary data. Most workers in this role earn between $21.20 and $21.20 per hour, depending on experience, location, and employer.

What are some typical projects or tasks a credit risk analyst intern might work on during their internship?

As a Credit Risk Analyst Intern, you can expect to assist with data gathering and analysis to evaluate the creditworthiness of clients or portfolios, support the preparation of risk assessment reports, and help monitor key risk indicators. Interns often work closely with senior analysts to develop financial models, conduct industry research, and contribute to presenting findings to stakeholders. This collaborative environment provides valuable exposure to risk management processes and offers hands-on experience with analytical tools that are highly valued in the finance industry.

What are the key skills and qualifications needed to thrive as a credit risk analyst intern, and why are they important?

To thrive as a Credit Risk Analyst Intern, you need strong analytical skills, proficiency in quantitative methods, and a background in finance, economics, or statistics, often supported by relevant coursework. Familiarity with Excel, statistical software (such as SAS or R), and financial modeling tools is typically expected. Attention to detail, effective communication, and a willingness to learn help interns stand out in collaborative, data-driven environments. These skills are crucial for accurately assessing creditworthiness, managing risk, and supporting informed lending decisions.

What is the difference between Credit Risk Analyst Intern vs Credit Risk Analyst?

AspectCredit Risk Analyst InternCredit Risk Analyst
Required CredentialsTypically pursuing or recent graduate in finance, economics, or related fieldBachelor's degree often required; certifications like CFA or FRM preferred
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for analysis and decision-making
Employer & Industry UsageInternship programs in banks, financial institutions, or credit agenciesFull-time positions in similar organizations, with increased responsibilities

The main difference between a Credit Risk Analyst Intern and a Credit Risk Analyst lies in experience, responsibilities, and employment status. Interns are typically students or recent graduates gaining industry exposure, while analysts are full-time professionals performing detailed credit risk assessments and decision-making.

What does a credit risk analyst intern do?

A Credit Risk Analyst Intern supports the credit risk team by analyzing financial data, assessing the creditworthiness of individuals or companies, and preparing reports on potential risks. They may assist in monitoring credit portfolios, researching industry trends, and helping to develop models that predict credit risk. Interns typically work under the supervision of senior analysts and gain hands-on experience with the tools and methodologies used in risk assessment. This role is an excellent opportunity for students to learn about financial analysis, risk management, and decision-making in a professional environment.

What are popular job titles related to Credit Risk Analyst Intern jobs in Berkeley, CA?

For Credit Risk Analyst Intern jobs in Berkeley, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst Intern jobs in Berkeley, CA look for?

The top searched job categories for Credit Risk Analyst Intern jobs in Berkeley, CA are:

What cities near Berkeley, CA are hiring for Credit Risk Analyst Intern jobs?

Cities near Berkeley, CA with the most Credit Risk Analyst Intern job openings:

Credit Risk Analyst Intern jobs near you
Infographic showing various Credit Risk Analyst Intern job openings in Berkeley, CA as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $44,329 per year, or $21.3 per hour.

Senior Data Scientist (Credit Risk)

Achieve

San Mateo, CA • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 3 days ago

Job description

Company Description
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S., with over $40B in enrollments for our industry-leading, tech-enabled debt resolution services business, and over $11Bn in personal and home loans originations via our banking-as-a-service partner.
Job Description
We are looking for an experienced, hands-on Credit Risk, Sr. Data Scientist who is comfortable working with large data sets, coding in SQL and Python and gaining insights from the data and translating the results into actionable insights for business stakeholders. In this role, you will maintain and enhance our credit risk models/policies to monitor the portfolio and gain insights. You will also build and monitor credit risk models with an eye on loss forecasting and communicate the results to different teams such as Capital Market and Marketing. The candidate should have a passion for streamlining processes and building tools which can monitor models/portfolio effectively. You will be a key contributor to our risk management processes.
Key Responsibilities
  • Building, maintaining and enhancing credit risk models for lending portfolios.
  • Extract, clean and manipulate large data sets using SQL and Python; build pipelines and analytics to perform model and portfolio monitoring.
  • Perform exploratory data analysis (EDA) to identify portfolio trends, drivers of loss performance (vintage, credit bands, borrower attributes, macro factors) and provide insight into model deviations.
  • Maintain forecast deliverables: monthly/quarterly loss forecasts by vintage and segment, stress and scenario analyses, sensitivity testing.
  • Provide commentary and insights to business stakeholders on credit policy assumptions, model health, and emerging portfolio risks.
  • Automate reporting, dashboards and pipelines to streamline model monitoring and improve efficiency and accuracy.
  • Document model methodologies, assumptions, data sources and results in clear, audit-ready format consistent with risk governance requirements.
  • Participate in governance and review of credit model methodology, model validation support and liaise with external auditors or regulators where needed.
  • Continuously identify opportunities to improve credit decisioning accuracy, data infrastructure, modeling techniques, and integrate advanced statistical or machine-learning techniques as appropriate.

Qualifications
Required:
  • Minimum of 8 years' hands-on experience in credit risk modeling and portfolio monitoring. For example, roles in model and performance monitoring, tracking charge-offs, delinquencies, vintage analysis, roll-rates, etc.
  • Strong programming skills in Python/SQL for data analysis, modeling and automation.
  • Solid background in Probability & Statistics
  • Experience with pricing and price optimization along with analytics and monitoring related to pricing
  • Experience with credit risk modeling methodologies: Scorecard models, XGBoost, time-series analysis, vintage modeling, roll-rate curves, survival analysis or logistic regression in consumer credit risk context.
  • Familiarity with data visualization tools (e.g., Tableau, Python Widgets) or dashboarding
  • Strong analytical and critical thinking skills; ability to interpret results, identify trends, draw actionable insights and communicate clearly to non-technical stakeholders.
  • Excellent documentation skills and experience in preparing audit-ready deliverables (methodologies, assumptions, model validation support).
  • Master's degree in Economics, Statistics, Mathematics, Data Science or a related quantitative discipline (PhD preferred, but not required).

Preferred:
  • Experience in lending (personal loans or credit cards) or fintech lending environment.
  • Experience with credit risk modeling (development & monitoring)
  • Experience working with credit decisioning engines such as Oscilar, TakTile etc...
  • Experience working in CKLightbox environment
  • Experience working in the GCP environment.
  • A Passion for fintech, agile environment, ability to work both independently and in a collaborative, fast-paced team.

Additional Information
All your information will be kept confidential according to EEO guidelines.
Achieve well-being with:
  • 401 (k) with employer match
  • Medical, dental, and vision with HSA and FSA options
  • Competitive vacation and sick time off, as well as dedicated volunteer days
  • Access to wellness support through Employee Assistance Program, physical and mental health wellness programs
  • Pet care discounts for your furry family members
  • Financial support in times of hardship with our Achieve Care Fund
  • A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Note: We will be unable to facilitate H1-B Visa transfer or sponsorship, along with STEM-OPT Visa.
Note: This role will be wokring hybrid out of our San Mateo, CA office.
Salary Range: $165,000 to $185,000 salary + bonus + benefits.
This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.
Join Achieve, change the future.
At Achieve, we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
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