Commercial Credit Analyst
Santa Fe, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Santa Fe, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Santa Fe, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Santa Fe, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Commercial Credit Analyst
Santa Fe, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Santa Fe, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Commercial Credit Analyst
Albuquerque, NM · On-site
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Spread and analyze financials using the Buker ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements * Complete analysis of new loan requests, annual ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
... risk that the Credit Union would have with the loan. Prepare cash flow analysis of personal and business tax returns and financial statements. Prepare reports that are based upon the findings that ...
Quick apply
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
... risk that the Credit Union would have with the loan. Prepare cash flow analysis of personal and business tax returns and financial statements. Prepare reports that are based upon the findings that ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
... risk that the Credit Union would have with the loan. Prepare cash flow analysis of personal and ... business tax returns and financial statements. Prepare reports that are based upon the findings ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
... risk that the Credit Union would have with the loan. Prepare cash flow analysis of personal and ... business tax returns and financial statements. Prepare reports that are based upon the findings ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
... risk that the Credit Union would have with the loan. Prepare cash flow analysis of personal and ... business tax returns and financial statements. Prepare reports that are based upon the findings ...
Commercial Credit Analyst I
Albuquerque, NM · On-site
$63K - $79K/yr
... risk that the Credit Union would have with the loan. Prepare cash flow analysis of personal and ... business tax returns and financial statements. Prepare reports that are based upon the findings ...
Credit risk analysis * Customer credit evaluation * Experience working in a high-volume, deadline-driven environment • Proven ability to enforce policy while maintaining collaborative relationships ...
Credit risk analysis * Customer credit evaluation * Experience working in a high-volume, deadline-driven environment • Proven ability to enforce policy while maintaining collaborative relationships ...
Credit risk analysis * Customer credit evaluation * Experience working in a high-volume, deadline-driven environment • Proven ability to enforce policy while maintaining collaborative relationships ...
Credit risk analysis * Customer credit evaluation * Experience working in a high-volume, deadline-driven environment • Proven ability to enforce policy while maintaining collaborative relationships ...
Credit Manager
Albuquerque, NM · On-site
Credit risk analysis * Customer credit evaluation * Experience working in a high-volume, deadline-driven environment • Proven ability to enforce policy while maintaining collaborative relationships ...
Credit Manager
Albuquerque, NM · On-site
Credit risk analysis * Customer credit evaluation * Experience working in a high-volume, deadline-driven environment • Proven ability to enforce policy while maintaining collaborative relationships ...
Credit Risk Analyst Intern information
What does a credit risk analyst intern do?
A Credit Risk Analyst Intern supports the credit risk team by analyzing financial data, assessing the creditworthiness of individuals or companies, and preparing reports on potential risks. They may assist in monitoring credit portfolios, researching industry trends, and helping to develop models that predict credit risk. Interns typically work under the supervision of senior analysts and gain hands-on experience with the tools and methodologies used in risk assessment. This role is an excellent opportunity for students to learn about financial analysis, risk management, and decision-making in a professional environment.
What are some typical projects or tasks a credit risk analyst intern might work on during their internship?
As a Credit Risk Analyst Intern, you can expect to assist with data gathering and analysis to evaluate the creditworthiness of clients or portfolios, support the preparation of risk assessment reports, and help monitor key risk indicators. Interns often work closely with senior analysts to develop financial models, conduct industry research, and contribute to presenting findings to stakeholders. This collaborative environment provides valuable exposure to risk management processes and offers hands-on experience with analytical tools that are highly valued in the finance industry.
What are the key skills and qualifications needed to thrive as a credit risk analyst intern, and why are they important?
To thrive as a Credit Risk Analyst Intern, you need strong analytical skills, proficiency in quantitative methods, and a background in finance, economics, or statistics, often supported by relevant coursework. Familiarity with Excel, statistical software (such as SAS or R), and financial modeling tools is typically expected. Attention to detail, effective communication, and a willingness to learn help interns stand out in collaborative, data-driven environments. These skills are crucial for accurately assessing creditworthiness, managing risk, and supporting informed lending decisions.
What is the difference between Credit Risk Analyst Intern vs Credit Risk Analyst?
| Aspect | Credit Risk Analyst Intern | Credit Risk Analyst |
|---|---|---|
| Required Credentials | Typically pursuing or recent graduate in finance, economics, or related field | Bachelor's degree often required; certifications like CFA or FRM preferred |
| Work Environment | Internship setting, learning-focused, supervised | Full-time professional role, responsible for analysis and decision-making |
| Employer & Industry Usage | Internship programs in banks, financial institutions, or credit agencies | Full-time positions in similar organizations, with increased responsibilities |
The main difference between a Credit Risk Analyst Intern and a Credit Risk Analyst lies in experience, responsibilities, and employment status. Interns are typically students or recent graduates gaining industry exposure, while analysts are full-time professionals performing detailed credit risk assessments and decision-making.
What are the most commonly searched types of Credit Risk Analyst jobs in New Mexico?
The most popular types of Credit Risk Analyst jobs in New Mexico are:
What are popular job titles related to Credit Risk Analyst Intern jobs in New Mexico?
For Credit Risk Analyst Intern jobs in New Mexico, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst Intern jobs in New Mexico look for?
The top searched job categories for Credit Risk Analyst Intern jobs in New Mexico are:
Full-time
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Nusenda Credit Union rating
7.7
Based on 5 frontline employees who took The Breakroom Quiz
Job description
Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values.
As an employer of choice, we invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more!
Thank you for your interest in joining the Nusenda team!
We are currently seeking a Commercial Credit Analyst to join our organization. As a Commercial Credit Analyst, you will be responsible for gathering and analyzing credit information on current and potential business borrowers. You'll determine the advisability of granting credit for diversified types of commercial loans by recommending the Loan Risk Rating per the Loan Policy. You'll assist Business Services Officers regarding annual loan reviews and origination of new loan requests. You'll complete analysis of new loan requests, annual reviews of existing loans and makes recommendations for Risk Ratings according to findings. You'll analyze credit data and spread financial statements as part of risk analysis on new and renewing loans.
What You'll Do:
- Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements
- Spread and analyze financials using the Buker’s spreading software
- Comple annual loan reviews in accordance with policy using underwriting templates and forms
- Test and process financial covenants in the commercial loan origination system, and periodically evaluating credit risk and collateral
- Complete analysis and underwriting of new loan requests, including screening, spreading, analyzing cash flow and repayment sources, collateral, and guarantors, risk rates loans, and prepare formal credit memoranda
- Collaborate with Business Services Officers, external customers, and management to identify, negotiate, and recommend loan structures
- Support Business Services Officers in presentations of new loan requests to Management Loan Review Committee
What You'll Need:
- Three to five years of similar or related commercial underwriting or financial experience
- Bachelor’s degree in business administration, accounting, or finance.
Key Skills and Experience:
- Experience in conducting in-depth research and analysis.
- Knowledge of cash flow modeling, commercial real estate leasing, appraisal methodologies, applicable regulations (e.g., FIRREA, BSA, HMDA), and NCUA regulatory guidance.
- Understand GAAP financial statements (i.e., balance sheets, income statements, statements of cash flow, and statements of owner’s equity),
- Understand Personal and business income tax returns and have a comprehensive knowledge of diversified commercial loan types, structures, and practices.
- Significant analytical thinking skills are required to analyze credit data, identify, and mitigate risks, and assimilate financial information into an actionable format with recommendations on courses of action.
Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
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