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Credit Portfolio Risk Manager Jobs in California

Intuit

Manager 3, Credit Risk

Mountain View, CA · On-site

Portfolio Ownership & Strategy * Oversee the overall credit risk strategy development for QB ... Drive portfolio growth while maintaining disciplined risk management and strong unit economics

Intuit

Manager 3, Credit Risk

Mountain View, CA

Portfolio Ownership & Strategy * Oversee the overall credit risk strategy development for QB ... Drive portfolio growth while maintaining disciplined risk management and strong unit economics

Intuit

Manager 3, Credit Risk

Mountain View, CA

Portfolio Ownership & Strategy * Oversee the overall credit risk strategy development for QB ... Drive portfolio growth while maintaining disciplined risk management and strong unit economics

Hyundai Capital

Sr. Portfolio Risk Associate

Irvine, CA · On-site

$88K - $132K/yr

A thorough understanding of credit risk principles, portfolio management, FASB accounting standards on Current Expected Credit Loss (CECL) and International Financial Reporting Standard (IFRS) 9 ...

The TCW Group

Risk Lead

Los Angeles, CA · On-site

$200K - $250K/yr

Position Summary The Risk Lead will direct the TCW's Portfolio Risk Management function within the ... The role encompasses market, liquidity, credit, and concentration risks, with full accountability ...

Valley Bank

Credit Risk Manager

Los Angeles, CA · On-site

Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

City National Bank

Portfolio Manager II

Los Angeles, CA · On-site

$48.66 - $82.86/hr

The Portfolio Manager is part of the credit management team focused on the long-term risk-adjusted returns for the bank within the assigned business segment and/or geographic area(s). This individual ...

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Credit Portfolio Risk Manager information

See California salary details

$85.4K

$156.2K

$236.4K

How much do credit portfolio risk manager jobs pay per year?

As of Jul 28, 2026, the average yearly pay for credit portfolio risk manager in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.
What cities in California are hiring for Credit Portfolio Risk Manager jobs? Cities in California with the most Credit Portfolio Risk Manager job openings:
Credit Portfolio Risk Manager jobs near you
Manager 3, Credit Risk

Manager 3, Credit Risk

Intuit

Mountain View, CA • On-site

Full-time

Posted 14 days ago

Intuit rating

8.4

Company rating: 8.4 out of 10

Based on 90 frontline employees who took The Breakroom Quiz

87th of 245 rated software companies

Job description

As a premier and rapidly expanding provider of small business financing within the United States, QuickBooks Capital operates as a financial technology innovator under Intuit, committed to transforming the landscape of small business lending. Our primary product offerings include term loans and lines of credit, both of which are developed and evolved with a steadfast commitment to customer-centricity. We are building a world-class team of problem-solvers and visionary thinkers who thrive on cross-functional collaboration and high-stakes challenges. The small business lending sector has been experiencing rapid evolution with the emergence of sophisticated alternative data and methodologies. We are seeking a visionary credit leader to lead a multi-billion dollar lending function, an individual who integrates a disciplined risk management foundation with an innovation-first mindset. If you are a professional dedicated to driving sustainable growth and continuous evolution within a highly dynamic, pioneering, and collaborative professional environment, we would like to hear from you.
Responsibilities
The role as QuickBooks Capital credit risk manager will own the responsibilities including:
Portfolio Ownership & Strategy
  • Oversee the overall credit risk strategy development for QB Capital Direct Lending products.
  • Define risk appetite, portfolio guardrails, and return thresholds aligned with business objectives
  • Drive portfolio growth while maintaining disciplined risk management and strong unit economics
  • Anticipate macroeconomic and market-driven risks; adapt strategy proactively

Credit Strategy & Decisioning
  • Lead the design and evolution of underwriting strategies, segmentation, and pricing frameworks
  • Oversee credit policy, approval strategies, and line assignment methodologies
  • Guide test-and-learn experimentation to continuously optimize risk vs. growth tradeoffs
  • Ensure scalable, automated decisioning aligned with long-term platform goals

Analytics, Modeling & Insights
  • Set the vision for portfolio analytics, including vintage performance, lifetime value, and risk-adjusted returns
  • Partner with Data Science to prioritize and shape credit models and decision systems
  • Translate data into clear, strategic recommendations for executive stakeholders
  • Establish KPIs and reporting frameworks that drive accountability and transparency

Cross-Functional Leadership
  • Act as the primary risk partner to Product, Capital Markets, Finance, and Operations
  • Influence product roadmap decisions to embed risk-aware design and customer segmentation
  • Support capital strategy, including investor discussions, forward flow agreements, and funding optimization
  • Align stakeholders on tradeoffs between growth, customer experience, and credit risk

Team Leadership & Capability Building
  • Lead and mentor a team of credit risk analysts and managers (or build the team as the portfolio scales)
  • Establish best practices in credit risk management, experimentation, and governance
  • Foster a culture of data-driven decision-making and continuous improvement

Governance & Regulatory Oversight
  • Ensure robust risk governance, including policy frameworks, model validation, and audit readiness
  • Interface with internal risk, compliance, and legal teams to meet regulatory expectations
  • Present portfolio performance, risks, and strategies to senior leadership and risk committees

Qualifications
Basic Qualifications
  • Advanced degree (MS/PhD) in a quantitative field such as Statistics, Economics, Operations Research, Engineering, or a related discipline
  • 15+ years of experience in credit risk within lending, fintech, or financial services, with significant ownership of portfolio performance
  • 8+ years of people leadership experience, including building, managing, and developing high-performing teams of risk analysts and/or data scientists
  • Proven track record owning credit strategy for large-scale lending portfolios (preferably $2B+), with demonstrated impact on growth, loss performance, and profitability
  • Deep expertise in underwriting, credit policy design, and end-to-end portfolio risk management across the customer lifecycle
  • Strong analytical and technical skills, including hands-on experience with SQL and data-driven decisioning; ability to work closely with data science on models and experimentation
  • Demonstrated ability to define risk appetite, translate business goals into actionable credit strategies, and execute through cross-functional teams
  • Strong business acumen with experience balancing risk, growth, and customer experience in a dynamic environment
  • Excellent communication skills, with the ability to synthesize complex quantitative insights into clear, actionable recommendations for executive stakeholders
  • Proven ability to operate with high ownership, navigate ambiguity, and lead large, cross-functional initiatives end-to-end

Preferred Qualifications
  • Experience in small business lending, merchant financing, cash flow underwriting or embedded finance ecosystems
  • Familiarity with alternative data underwriting (e.g., cash flow, transaction data) and modern fintech credit approaches
  • Direct experience developing, deploying, or overseeing credit risk models and decision engines in production environments
  • Experience partnering with Capital Markets teams, including exposure to funding strategies, forward flow agreements, or investor reporting
  • Strong understanding of regulatory expectations, model governance, and risk controls in a lending environment
  • Prior experience in a high-growth or platform-based business, with a track record of scaling risk infrastructure alongside product growth

What You'll Bring
  • Strategic ownership mindset with the ability to operate at both high-level and deep-dive detail
  • Strong business judgment and ability to balance growth, risk, and customer impact
  • Comfort navigating ambiguity and shaping new products or portfolios from early stages
  • Executive-level communication and storytelling with data

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Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at ). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
The expected base pay range for this position is:
Mountain View $233,500 - $316,000

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